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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cclim2011
post Jan 12 2017, 11:14 AM

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Guys I tried the HSBC 4.88% 3 month fd and dropped a Maybank's bankers cheque yesterday. Effective start date would be next Monday. Fair?
limsc
post Jan 12 2017, 11:31 AM

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QUOTE(cclim2011 @ Jan 12 2017, 11:14 AM)
Guys I tried the HSBC 4.88% 3 month fd and dropped a Maybank's bankers cheque yesterday. Effective start date would be next Monday. Fair?
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Usually local bank will take it as today date.
cclim2011
post Jan 12 2017, 11:35 AM

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QUOTE(limsc @ Jan 12 2017, 11:31 AM)
Usually local bank will take it as today date.
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bangwall.gif hsbc doesnt want to take it as "today's".
lol feel cheated.
sms2u
post Jan 12 2017, 01:03 PM

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QUOTE(cclim2011 @ Jan 12 2017, 11:14 AM)
Guys I tried the HSBC 4.88% 3 month fd and dropped a Maybank's bankers cheque yesterday. Effective start date would be next Monday. Fair?
*
wonder why next monday? cheque no clear tomorrow?

Any T&C for 4.88%?
Deal Hunter
post Jan 12 2017, 01:04 PM

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QUOTE(cclim2011 @ Jan 12 2017, 11:35 AM)
bangwall.gif hsbc doesnt want to take it as "today's".
lol feel cheated.
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Each bank has own peculiar ways of doing things - it is only a matter of time whether you are sharp enough to notice the differences and changes as you move your FDs around.
Some branches of banks even do things in ways different from other branches. If you question the bank managers or the persons in charge of various operations they could end up confused when compared with other branches and they may end up consulting and phoning here and there to check if they take you seriously. Usually I do not take the call centers and websites too seriously when the subject is FD promotions or operational instructions - probably way off their training and updating.
cclim2011
post Jan 12 2017, 01:24 PM

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QUOTE(sms2u @ Jan 12 2017, 01:03 PM)
wonder why next monday? cheque no clear tomorrow?

I dont know, "senior" relationship manager is going to conference tomorrow. lol. Asked her to help backdate lol no outcome yet.

Any T&C for 4.88%?
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200k lo min. New to bank.
cclim2011
post Jan 12 2017, 01:25 PM

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QUOTE(Deal Hunter @ Jan 12 2017, 01:04 PM)
Each bank has own peculiar ways of doing things - it is only a matter of time whether you are sharp enough to notice the differences and changes as you move your FDs around.
Some branches of banks even do things in ways different from other branches. If you question the bank managers or the persons in charge of various operations they could end up confused when compared with other branches and they may end up consulting and phoning here and there to check if they take you seriously. Usually I do not take the call centers and websites too seriously when the subject is FD promotions or operational instructions - probably way off their training and updating.
*


This HSBC officer offered a golden chicken to compensate :| rclxub.gif
thkhai
post Jan 12 2017, 01:27 PM

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Done placed 10 pcs HLB FD via FPX from Maybank. thumbup.gif . ^^

This post has been edited by thkhai: Jan 12 2017, 01:28 PM
laymank
post Jan 12 2017, 01:43 PM

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QUOTE(thkhai @ Jan 12 2017, 01:27 PM)
Done placed 10 pcs HLB FD via FPX from Maybank.  thumbup.gif . ^^
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are you referring to the 4.00% 8-month FD?

https://www.hlb.com.my/main/promotion/20170109-001-efd
SingKer
post Jan 12 2017, 02:11 PM

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QUOTE(cclim2011 @ Jan 12 2017, 01:25 PM)
This HSBC officer offered a golden chicken to compensate :| rclxub.gif
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Which branch you went? and how the golden chicken looks like? 24k gold plated? lol

Got picture to show ah? Hehehe
cclim2011
post Jan 12 2017, 02:34 PM

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QUOTE(SingKer @ Jan 12 2017, 02:11 PM)
Which branch you went? and how the golden chicken looks like? 24k gold plated? lol

Got picture to show ah? Hehehe
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aiyer I didnt ask details. I said apply backdate for me first, if not baru give me chicken bangwall.gif
Queensbay Penang

This post has been edited by cclim2011: Jan 12 2017, 02:35 PM
sms2u
post Jan 12 2017, 02:41 PM

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QUOTE(thkhai @ Jan 12 2017, 01:27 PM)
Done placed 10 pcs HLB FD via FPX from Maybank.  thumbup.gif . ^^
*
10 X RM30,000?

How u do it? the money from many banks as the the amount normally set to 30K daily.

Or u do in fewdays?
cclim2011
post Jan 12 2017, 02:43 PM

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QUOTE(sms2u @ Jan 12 2017, 02:41 PM)
10 X RM30,000?

How u do it? the money from many banks as the the amount normally set to 30K daily.

Or u do in fewdays?
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Maybank doesn't have limit (may be got but big)
DiSaver
post Jan 12 2017, 02:45 PM

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QUOTE(cclim2011 @ Jan 12 2017, 02:43 PM)
Maybank doesn't have limit (may be got but big)
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According to HLB main office, MBB no limit
sms2u
post Jan 12 2017, 02:46 PM

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QUOTE(cclim2011 @ Jan 12 2017, 02:43 PM)
Maybank doesn't have limit (may be got but big)
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anyoone try bigger than 30,000 ? how many u had tried?

QUOTE(DiSaver @ Jan 12 2017, 02:45 PM)
According to HLB main office, MBB no limit
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why according to HLB when ask about maybank limit?

refer to mabank website, website no updated or provide wrong info?

FPX

An online payment gateway system to facilitate payment between participating financial institutions

Minimum limit per transaction:
RM1.00

Maximum limit per transaction:
RM30,000


http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts



This post has been edited by sms2u: Jan 12 2017, 02:48 PM
thkhai
post Jan 12 2017, 03:20 PM

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QUOTE(sms2u @ Jan 12 2017, 02:41 PM)
10 X RM30,000?

How u do it? the money from many banks as the the amount normally set to 30K daily.

Or u do in fewdays?
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U can do many times with MBB in the same day.
sl3ge
post Jan 12 2017, 03:48 PM

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Hi Bros,
Anyone know if put 3k in BSN SSP got any interest every year?
The prize looks tempting..

This post has been edited by sl3ge: Jan 12 2017, 03:48 PM
sms2u
post Jan 12 2017, 04:02 PM

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QUOTE(thkhai @ Jan 12 2017, 03:20 PM)
U can do many times with MBB in the same day.
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ok read againt the page in maybank

Minimum limit per transaction:
RM1.00

Maximum limit per transaction:
RM30,000


they limit max for each transaction. but no info / no limit on how many tranaction allow.
fourfourtwo
post Jan 12 2017, 04:47 PM

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Any charges for FPX transactions from Maybank to Hong Leong Bank? For example for RENTAS service, the banks charge RM5.30 per transaction.
owodog91
post Jan 12 2017, 04:55 PM

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QUOTE(fourfourtwo @ Jan 12 2017, 05:47 PM)
Any charges for FPX transactions from Maybank to Hong Leong Bank? For example for RENTAS service, the banks charge RM5.30 per transaction.
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FPX is FOC

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