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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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cclim2011
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Nov 12 2022, 01:42 AM
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QUOTE(kochin @ Nov 11 2022, 11:06 PM) bingo! i have always choose add to account instead of principal.... maybe no choice and will do that and manually uplift it when the times comes. i saw there is an update efd at the : menu at each fd. can change to add to account but i am not sure whether it will affect anything
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cclim2011
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Nov 12 2022, 10:17 AM
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QUOTE(jkngo2003 @ Nov 12 2022, 09:30 AM) nowadays, cimb have done a smart move. many people seek for 3 months fd with high interest. now highest is cimb 3.3percent fo 3 month fd. in my opinion, dont place 6 month or higher fd . the interest rate will keep going up by next year. but 0.45% differnece for cimb efd for 3 and 6 months. can take in 2times 0.25% bnm typical moves. haha. so not so bad if those opt for efd, which is highest online fd for now.
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cclim2011
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Nov 12 2022, 10:42 AM
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QUOTE(ilovefdmalaysia @ Nov 12 2022, 10:11 AM) Thanks for update. Really great job. Easy reference for making choices. Do not let the bank to fool us during FD renewal.............HEBAT!!! actually one of my main purposes is to let bankers see. hahaha you can snapshot ans share the image outside if u want to. 😁
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cclim2011
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Nov 12 2022, 06:03 PM
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QUOTE(cclim2011 @ Nov 12 2022, 10:17 AM) but 0.45% differnece for cimb efd for 3 and 6 months. can take in 2times 0.25% bnm typical moves. haha. so not so bad if those opt for efd, which is highest online fd for now. i correct my statement ya. mbsb has the best online rate now. mbsb no need to go branch when uplift online fd right?
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cclim2011
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Nov 14 2022, 08:41 PM
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 hello. who conteng like this 😂
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cclim2011
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Nov 14 2022, 11:18 PM
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QUOTE(CommodoreAmiga @ Nov 14 2022, 10:53 PM) Yeah, conteng until very hard to see, the dark red is totally unnecessary. The potong line means what? Promotion over? Dun conteng lah wei!!!! Going for BI 4.4%@18mths? Showhand?  I am going for MBSB 18mths @ 4.3%. Little bit lose only, much more convenient doing online. tmrw i clean it a bit. now i set to public "able to comment" first. 😂
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cclim2011
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Nov 15 2022, 10:06 AM
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QUOTE(zenquix @ Nov 15 2022, 08:30 AM) as the sheet owner, you should able to see who made the edit and also revert it https://support.google.com/a/users/answer/9308971?hl=eni opened to all. it will be anonymous. anyway i reverted it to less bewildering colours and no strikethru dy. i think for edit, may be anyone interested can request so that i can add into permission list? thanks This post has been edited by cclim2011: Nov 15 2022, 10:22 AM
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cclim2011
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Nov 15 2022, 11:08 AM
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QUOTE(BWassup @ Nov 15 2022, 11:01 AM) Anyone can reconfirm AFFIN 24 months rate of 3.40%, which is lower than 6months to 18 months rates   😁
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cclim2011
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Nov 15 2022, 11:12 AM
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QUOTE(Kcee @ Nov 15 2022, 11:09 AM) Possible to add another column? Whether the interest is credited monthly or only upon maturity? let me try. which one is not upon maturity by the way? bamk rakyat?
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cclim2011
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Nov 15 2022, 11:34 AM
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QUOTE(New2LYN @ Nov 15 2022, 11:29 AM) What I know is Bank Rakyat 6months is monthly interest, MBSB 18months and PBB 18months are credited with interests every 6months. for pbb and mbsb 18mth with halfyearly interest, does it include online placemet?
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cclim2011
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Nov 15 2022, 11:38 AM
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QUOTE(Human Nature @ Nov 15 2022, 11:36 AM) otc only correct? This post has been edited by cclim2011: Nov 15 2022, 11:39 AM
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cclim2011
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Nov 15 2022, 11:47 AM
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QUOTE(New2LYN @ Nov 15 2022, 11:29 AM) What I know is Bank Rakyat 6months is monthly interest, MBSB 18months and PBB 18months are credited with interests every 6months. like this first. looks readable still. 😁
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cclim2011
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Nov 15 2022, 11:50 AM
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QUOTE(Human Nature @ Nov 15 2022, 11:48 AM) Cant recall, I mostly do otc 👌 wait more input tq
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cclim2011
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Nov 15 2022, 02:06 PM
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ok. updated. i would also like to share a quick and easy compound interest conversion site to convert between interval. of course it is adsuming the interest $ you collected is gaining the same initial interest rate https://www.calculator.net/compound-interes...ually&x=66&y=16
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cclim2011
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Nov 15 2022, 10:19 PM
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QUOTE(anwa @ Nov 15 2022, 09:59 PM) Hi, I read others have similar issue. I tried to place online, using web browser, cimb fria maturity 3 months for the promo. Choose add to principal and add to account, both also return error. CLK01643 encountered unexpected error. Any idea what's the solution? Thanks After posting the above. I change from Firefox to Chrome and it works. Just to confirm, the rates shown is 2.70%. Promo will be bank in upon maturity? Or is there someelse to go to get the promo rates? must click from these links and straightaway make placement. promo rate will be shown only if u login from these links. www.cimbclicks.com.my/efd www.cimbclicks.com.my/friai This post has been edited by cclim2011: Nov 15 2022, 10:28 PM
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cclim2011
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Nov 15 2022, 10:34 PM
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QUOTE(AVFAN @ Nov 15 2022, 10:32 PM) i wish u had taken time to read last 10 pages or so... cimb online rates, 3mths 2.70% is the nominal one - this one is what u get if u go into clicks like normal. u can get higher than! eFRIA-i gives 3.2%; eFD gives u 3.3%. these 2, u must use the links below. efd worked on my huawei p20 pro 😂
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cclim2011
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Nov 16 2022, 10:21 AM
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 updated hlb uob. last year consistently highest shld be affin. 😁
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cclim2011
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Nov 16 2022, 10:58 AM
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QUOTE(sunami @ Nov 16 2022, 10:48 AM) where to get this info ya? got link that will update it from time to time? thanks I (and some forummers who are interested to edit) update the google sheet below from the info gotten from here https://docs.google.com/spreadsheets/d/1fRh...dit?usp=sharing
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cclim2011
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Nov 16 2022, 12:15 PM
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QUOTE(CommodoreAmiga @ Nov 16 2022, 11:25 AM) I recommend MBSB lah, best rates online without going counter. Only lose a bit to Bank Islam OTC. far lo 21 min drive from me. haha. the uplift also can do online? what's maximum daily transfer? got basic savubg acct wothout fee? 😁 too little branch la this mbsb. less than bank islam i think
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cclim2011
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Nov 16 2022, 07:27 PM
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QUOTE(voc8888 @ Nov 16 2022, 06:01 PM) - Daily Transfer Limit RM30K - Debit Card is needed for online banking. 1st year FOC, 2nd year onwards RM8/annum ok tq
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