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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cclim2011
post Nov 12 2022, 01:42 AM

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QUOTE(kochin @ Nov 11 2022, 11:06 PM)
bingo! i have always choose add to account instead of principal....
maybe no choice and will do that and manually uplift it when the times comes.
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i saw there is an update efd at the : menu at each fd. can change to add to account but i am not sure whether it will affect anything
cclim2011
post Nov 12 2022, 10:17 AM

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QUOTE(jkngo2003 @ Nov 12 2022, 09:30 AM)
nowadays, cimb have done a smart move. many people seek for 3 months fd with high interest. now highest is cimb 3.3percent fo 3 month fd.

in my opinion, dont place 6 month or higher fd . the interest rate will keep going up by next year.
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but 0.45% differnece for cimb efd for 3 and 6 months. can take in 2times 0.25% bnm typical moves. haha. so not so bad if those opt for efd, which is highest online fd for now.
cclim2011
post Nov 12 2022, 10:42 AM

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QUOTE(ilovefdmalaysia @ Nov 12 2022, 10:11 AM)
Thanks for update. Really great job. Easy reference for making choices. Do not let the bank to fool us during FD renewal.............HEBAT!!!
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actually one of my main purposes is to let bankers see. hahaha

you can snapshot ans share the image outside if u want to. 😁
cclim2011
post Nov 12 2022, 06:03 PM

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QUOTE(cclim2011 @ Nov 12 2022, 10:17 AM)
but 0.45% differnece for cimb efd for 3 and 6 months. can take in 2times 0.25% bnm typical moves. haha. so not so bad if those opt for efd, which is highest online fd for now.
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i correct my statement ya. mbsb has the best online rate now.
mbsb no need to go branch when uplift online fd right?
cclim2011
post Nov 14 2022, 08:41 PM

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user posted image

hello. who conteng like this 😂
cclim2011
post Nov 14 2022, 11:18 PM

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QUOTE(CommodoreAmiga @ Nov 14 2022, 10:53 PM)
Yeah, conteng until very hard to see, the dark red is totally unnecessary. The potong line means what? Promotion over? Dun conteng lah wei!!!!
Going for BI 4.4%@18mths? Showhand? laugh.gif  I am going for MBSB 18mths @ 4.3%. Little bit lose only, much more convenient doing online.
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tmrw i clean it a bit. now i set to public "able to comment" first. 😂
cclim2011
post Nov 15 2022, 10:06 AM

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QUOTE(zenquix @ Nov 15 2022, 08:30 AM)
as the sheet owner, you should able to see who made the edit and also revert it

https://support.google.com/a/users/answer/9308971?hl=en
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i opened to all. it will be anonymous.

anyway i reverted it to less bewildering colours and no strikethru dy.

i think for edit, may be anyone interested can request so that i can add into permission list?

thanks

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This post has been edited by cclim2011: Nov 15 2022, 10:22 AM
cclim2011
post Nov 15 2022, 11:08 AM

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QUOTE(BWassup @ Nov 15 2022, 11:01 AM)
Anyone can reconfirm AFFIN 24 months rate of 3.40%, which is lower than 6months to 18 months rates hmm.gif
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😁
cclim2011
post Nov 15 2022, 11:12 AM

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QUOTE(Kcee @ Nov 15 2022, 11:09 AM)
Possible to add another column? Whether the interest is credited monthly or only upon maturity?
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let me try. which one is not upon maturity by the way? bamk rakyat?
cclim2011
post Nov 15 2022, 11:34 AM

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QUOTE(New2LYN @ Nov 15 2022, 11:29 AM)
What I know is Bank Rakyat 6months is monthly interest, MBSB 18months and PBB 18months are credited with interests every 6months.
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for pbb and mbsb 18mth with halfyearly interest, does it include online placemet?
cclim2011
post Nov 15 2022, 11:38 AM

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QUOTE(Human Nature @ Nov 15 2022, 11:36 AM)
Confirm
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otc only correct?

This post has been edited by cclim2011: Nov 15 2022, 11:39 AM
cclim2011
post Nov 15 2022, 11:47 AM

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QUOTE(New2LYN @ Nov 15 2022, 11:29 AM)
What I know is Bank Rakyat 6months is monthly interest, MBSB 18months and PBB 18months are credited with interests every 6months.
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like this first. looks readable still. 😁

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cclim2011
post Nov 15 2022, 11:50 AM

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QUOTE(Human Nature @ Nov 15 2022, 11:48 AM)
Cant recall, I mostly do otc
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👌 wait more input tq
cclim2011
post Nov 15 2022, 02:06 PM

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ok. updated.
i would also like to share a quick and easy compound interest conversion site to convert between interval. of course it is adsuming the interest $ you collected is gaining the same initial interest rate

https://www.calculator.net/compound-interes...ually&x=66&y=16

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cclim2011
post Nov 15 2022, 10:19 PM

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QUOTE(anwa @ Nov 15 2022, 09:59 PM)
Hi, I read others have similar issue. I tried to place online, using web browser, cimb fria maturity 3 months for the promo. Choose add to principal and add to account, both also return error. CLK01643 encountered unexpected error.
Any idea what's the solution? Thanks

After posting the above. I change from Firefox to Chrome and it works.
Just to confirm, the rates shown is 2.70%. Promo will be bank in upon maturity? Or is there someelse to go to get the promo rates?
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must click from these links and straightaway make placement. promo rate will be shown only if u login from these links.

www.cimbclicks.com.my/efd
www.cimbclicks.com.my/friai

This post has been edited by cclim2011: Nov 15 2022, 10:28 PM
cclim2011
post Nov 15 2022, 10:34 PM

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QUOTE(AVFAN @ Nov 15 2022, 10:32 PM)
i wish u had taken time to read last 10 pages or so...

cimb online rates, 3mths 2.70% is the nominal one - this one is what u get if u go into clicks like normal.
u can get higher than!
eFRIA-i gives 3.2%; eFD gives u 3.3%.
these 2, u must use the links below.
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efd worked on my huawei p20 pro 😂
cclim2011
post Nov 16 2022, 10:21 AM

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updated hlb uob.

last year consistently highest shld be affin. 😁


cclim2011
post Nov 16 2022, 10:58 AM

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QUOTE(sunami @ Nov 16 2022, 10:48 AM)
where to get this info ya? got link that will update it from time to time?
thanks
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I (and some forummers who are interested to edit) update the google sheet below from the info gotten from here

https://docs.google.com/spreadsheets/d/1fRh...dit?usp=sharing


cclim2011
post Nov 16 2022, 12:15 PM

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QUOTE(CommodoreAmiga @ Nov 16 2022, 11:25 AM)
I recommend MBSB lah, best rates online without going counter. Only lose a bit to Bank Islam OTC.
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far lo 21 min drive from me. haha.
the uplift also can do online? what's maximum daily transfer? got basic savubg acct wothout fee? 😁
too little branch la this mbsb. less than bank islam i think
cclim2011
post Nov 16 2022, 07:27 PM

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QUOTE(voc8888 @ Nov 16 2022, 06:01 PM)
- Daily Transfer Limit RM30K
- Debit Card is needed for online banking. 1st year FOC, 2nd year onwards RM8/annum
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ok tq

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