In PJ branch... they have this branch opening on the first Saturday of every month for better rates. But more towards selling UT and other investments.

I went to ask about the promotional rates first then only mention withdrawal. Lol...

They offered 3.9 for renewal too. Then I declined and the staff went in the office a moment and come out say they will give 4% as well.

The staff also mentioned that if you come on Saturday, it will be 0.1 higher and get to learn more on their wealth management stuff... not interested and lazy to move the funds around so stick to 4% 

Honestly, the last bond I bought is not yielding much... FD is guaranteed return. My personal opinion.   

Which CIMB branch? Need Islamc FD to qualify for monthly interest?

if FD mature today, means i can withdraw today or have to wait till tomorrow without losing interest payment

CIMB is OTC right?

I RENTAS from Ambank around 10AM, 1PM only get the funds.

Last time I used RENTAS, I step out of the bank few minutes can see the funds d.

Is that normal? I thought RENTAS is immediate?

The requirement for the fd promo was to open a savings acc. The manager lied that need to deposit RM1000 plus (cant recall the exact amount) but i know no deposit is required. So I opened a BSA with rm20 deposit. The time delay caused me to have to return to the branch the next day. Once i get the written confirmation from hq that indeed no deposit is required for just one acc, i filed the complaint. I asked for just small nominal amount at first but the figure was denied. So I replied with a higher amount compensation amount (one day wage, or was it half day) and they quickly agree with the earlier smaller amount.

Thank you, Starry, maybe I got this can try deal with CIXX.
SCX, you like that, I think all of you can open BSA and monthly interest.
I not very remember, but before SCX promotion want customer put RM 200 or RM 600 open account and wait at less 6 months can't take out and not monthly interest credit.(but the card not need annual fee).
Felt very trouble and then self give up.

Below, all of you same or not? Normal person only.

BC delay 2 days, they want sure clear the BC, but you can take FD slip at the same time.
CIXX (This lost 2 days interest.)
MaXbank (This not sure 2 or 3 days, you maybe lost 2 or 3 days interest.)

BC same day, not lost interest.
UOX (This bank counting formula maybe follow monthly per year. If not wrong, the most fair.)
OCBX
PXX (When you want separated many slips, the officer said :"If you plan very long time(1 year like that) not take out, can do it.")
AXbank

BC fees
UOX (Can't RM0.53. Want RM 2.12)
OCBX (RM 0.53 or RM 2.12)
(The OCBX bank draft is you withdraw total more than principle and interest charge RM 2.12, if low than or same total principle and interest charge RM 0.53)
PXX (Want RM 5.98, I think no possible RM 0.53, when you want "OTC IBG", the staff or officer told unable RM30k per day, so you only can choice BC RM 5.98, but after check website "OTC IBG" can > RM 30K. Only "Online IBG" has limit, the "OTC IBG" can very big amount.)
MaXbank (Want RM 5.98)

No, I not count like that. Sorry, not want you hurt or angry, but IMO, no BSA no worth.
If you only RM 10K, 4% = RM 400 and 4.1% = RM 410, the CIXX interest more RM 10
RM 15.90 + RM 5.98 = RM 21.88
Lost 2 days interest, BC expensive, hard take out and wait wait wait. If very far, no possible choice CIXX.

Now no many promotion and can't beat 5.2 inflation. Interest no much and if can't BSA, transport and parking fees, move in move out not very fun.
Don't know what feeling.

Sorry for long long wrote.

May I know normal customer can choice both, both is 4.1%, PIDM, all same or very near, just name different?

http://www.cimbbank.com.my/content/dam/cim...eng-aprilV2.pdf
This no monthly interest.

http://www.cimbislamic.com.my/en/personal/...ly-returns.html
This yes monthly interest.

CIXX BSA account has Islamic or non Islamic? So, if want "monthly interest", you want stick with CIXX Islamic BSA?

Now, consider deal with CIXX or when no BSA account don't know why heart beating fast.

As usual Cimb staff does not know his own products. The counter doesnt know eFD is 4.15%. Asked me check with PIC Faridah.  Checked with her. She dont know and asked me write to the bank.
Anybody try  eFD and get 4.15%? I tried eFD only get 3.1% board rate.

hi BB goat , is ur FD placement is under this product -> Fixed Return Income Account-i (FRIA-i) – Monthly Returns , 4.2% is for preferred customer right

Verbal info from teller at MBSB Damansara Heights, KL on Friday 12 May 2017.
Jolly Good Friday promo on Fridays only.
8 mths at 4.08 % p.a. minimum RM 8,088.
From May 1 to 31 August 2017.

60 mths at 4.3 % p.a. minimum 10k.
can nego 50k up.

I just got a letter from CIMB on Prime membership or something. Is that similar to the preferred?

For the Jolly Good Friday Promo, I had a telephone quote for RM 8,088 and another telephone quote at RM 8,800 on Thursday 11, before getting verbal  teller quote at RM 8,088 minimum on Friday 12 May at 4.08 % p.a.

The last person says only for Friday which is likely because of name of promotion. The first two did not say anything about the day at all.

I did not answer request for MBSB rates as 2 different telephone versions from different branches on Thursday. Whether RM 8,088 or RM 8,800 is more auspicious/correct is not so important as whether only on Friday only or for every day.

As for 60 months, all 3 sources mentioned Islamic and can choose payment monthly or every 3 months to savings account at same rate of 4.3 % p.a.

That's bad news. Been musical chairing my funds from UOB, OCBC and BR to CIMB for the past few weeks. Hope the new rate will still be above 4.0%

I was told verbally some time back by UOBM that they do not have the combined transfer limit per day for IBG and IBFT. Thanks for telling us that their IBG and IBFT have different top limits.
After last minute check around, still placed at Bank Islam and MBSB  as offers confirmed the best for me (non-UHNWI) altho quite a number of unexpected FD promo changes suddenly.
 

My cimb experience last week

4.2% PA
Mthly interest
Fria-i

how to be preferred customers of CIMB?

thanks

CIMB BM called me. She said the 4.2% 12 mth for Preferred customer will be dropped/lowered next week.

She asked me any plan and she has to call HQ for approval to get 4.2% for me.

So, rush, rush if anyone has any plan for the CIMB FD promo. Call first to see if the 4.1% for normal customer or 4.2% for Preferred still available. 

Made 3 placement within 2 weeks at CIMB with the latest one today still able to get 4.2% for preferred

BM told me for non preferred the highest rate they can offer is 4.15% starting today but another BM from other branch whatsapp me the highest rate for both preferred and non preferred is 4.15% also starting today

the branch tht i place with today no need to req for approval and it was done on the spot within few min.

As for the other branch need to get approval but still cant get 4.20%

The branch i went to said i need to open preferred current account then only entitled to 4.2%. Otherwise it will be 4.15%. Anybody know the benefits of the preferred current account and the minimum balance required? Tq

The limit for IBG & IBFT is separate for UOB. Meaning can transfer max 80k per day online.

Need postpone..
Now bank alot of money, not enuf of loan to giv out.

So expect Hlb not to giv out exciting promo ad

I got 4.2% last week without opening the preferred CA. But yesterday bank said i need to open the CA to enjoy 4.2% for new placement....may be i try my luck in other branch

anybody can confirm the cimb 4.2% islamic unfixed deposit is interest credited monthly?

Which CIMB branch ? 
I think it differs branch to branch. Some say no monthly interest, some have monthly interest...