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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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drbone
post Jan 17 2017, 09:54 PM

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Pretty quiet in here 😀
drbone
post Jan 17 2017, 10:13 PM

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QUOTE(cklimm @ Jan 17 2017, 10:00 PM)
FD promo getting stagnant, datoks and bosses are moving elsewhere  brows.gif
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Datuk , do let us know too.
drbone
post Jan 17 2017, 11:47 PM

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QUOTE(Deal Hunter @ Jan 17 2017, 10:35 PM)
As at Tuesday 10 January 2017, there was a step promo for New Year at Maybank starting 5 January, ending 31 January 2017.
1-6m @ 3.5%, 7-10m @ 4%, 11-12m @ 5.5%. Effective rate 4% over 1 year. Minimum 10k per cert. RM 2.7 billion Islamic fund target.
Told Interest paid on maturity date - not monthly.

Please check with bank whether still on or target achieved. One of those short promos of less than 1 month which is quite a normal practice with Maybank which comes and goes without much notice for those who wish to monitor or new at checking FD rates. Good thing is that their front counter ticket staff are usually quite well infomed after practice of a number of such short promos.
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Any idea if they pay the interest monthly?
drbone
post Jan 18 2017, 03:51 PM

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QUOTE(bbgoat @ Jan 18 2017, 03:34 PM)
I am their Rakyat Xclusive member.

Why do u ask ?  hmm.gif
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Minimum placement to be their Xclusive customer?

This post has been edited by drbone: Jan 18 2017, 03:52 PM
drbone
post Jan 19 2017, 06:43 PM

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QUOTE(guy3288 @ Jan 19 2017, 01:10 PM)
Negotiated rate.
MBSB can get 4.5% 5 years FD above 300k, quarterly interest.
go grab before quota finish.
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Which branch?
drbone
post Jan 20 2017, 05:11 PM

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Called up AmBank and this is what they offered for deposits of RM100K and above.
2 years 3.92%
3 yrs 4.03%
4 years 4.08 %
5 years 4.32%
Interest will be credited 6 monthly .
Apparently this offer ends next week following which there will be a different offer but that will depend on HQ.
cheers.
drbone
post Jan 21 2017, 12:57 AM

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QUOTE(Bonescythe @ Jan 20 2017, 06:40 PM)
RM0.00 HLB: Enjoy up to 4.18% on your 8-mth online Fixed Deposit/-i for new funds transferred from another bank. www.hlb.com.my/CNYFD. Till 28/2/17.T&Cs apply
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Isn't this old news ?
drbone
post Jan 22 2017, 10:55 AM

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QUOTE(Cookie101 @ Jan 22 2017, 09:27 AM)
was told valid till 20 Jan and subjected to HQ for extension, if any...

believe there is another forumer has updated new rates... seems to be trending downwards...
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Yup need to call them again and ask regarding update on the offer
drbone
post Jan 26 2017, 09:26 AM

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QUOTE(LightWind @ Jan 25 2017, 11:33 PM)
Hi, how come your angpow is different from mine?

https://www.irakyat.com.my/index.php/bank-rakyat-cares (link to read the T&C for the contest). I am one of the lucky winners of the monthly price of RM1,000 electric items for the first phase of the contest.

You are so lucky as my branch did not give me anything for CNY..... biggrin.gif
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Say if one deposits 100K for FD , so eligible for 10X entry?

This post has been edited by drbone: Jan 26 2017, 09:26 AM
drbone
post Jan 26 2017, 08:40 PM

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[quote=TSOM,Jan 26 2017, 08:30 PM]
Few promos now.

CIMB all with 10k minimum
1 mth 3.2%
3 mth 3.8%
6 mth 3.45%
12 mth 3.4%

HongLeong all with 10k minimum
6 mth 3.8%
12 mth 3.8%

8 mth 4% maybe 4.18% if target reached etc by FPX only, with mthly interest

Public Bank all with 10k minimum TD-i
6mth step-up from 3.38% to 4.68% effective 3.88%
12 mth step-up from 3.8% for 6 mth and 4.1% last 6 mth effective 3.95%

Alliance with minimum 50k FDGold promo for 40 years plus depositor.
12 mth 4.05% with mthly interest.

Bank Rakyat with 10k minimum TD-i
12 mth 4.08% with mthly interest and lucky draw per 10k, end 23 Feb 2017

MBSB with minimum 100k
12 mth 4.10% (Feb-Apr 2017)
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[/quote]
thanks!!
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[/quote]

I did not get the option of monthly interest credit when I signed up for the HLB e-FD promotion ( the one with 4% which might give 4.18%)

drbone
post Jan 28 2017, 04:22 PM

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QUOTE(PenangLaksa @ Jan 28 2017, 04:13 PM)
Maybank offers 4.5% min 5% max for 3 years. Interest is paid out yearly. 10k min :-)
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Where did you get this info?
drbone
post Jan 28 2017, 10:34 PM

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QUOTE(PenangLaksa @ Jan 28 2017, 08:05 PM)
The CM now said it's a secured fund. 😓
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So it isn't fd then...
drbone
post Jan 31 2017, 03:18 PM

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Took AmBank 5 year fd at 4.35% with monthly interest Credited into savings.
😀😀
drbone
post Jan 31 2017, 06:06 PM

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Deleted

This post has been edited by drbone: Jan 31 2017, 06:08 PM
drbone
post Jan 31 2017, 06:08 PM

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QUOTE(giko @ Jan 31 2017, 03:45 PM)
RM10K minimum?
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100K minimum. For the branch that I put in.
drbone
post Jan 31 2017, 09:05 PM

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QUOTE(giko @ Jan 31 2017, 08:46 PM)
TQ smile.gif
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No worries. Happy investing !
drbone
post Feb 1 2017, 06:17 PM

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QUOTE(galaxynote259 @ Feb 1 2017, 02:52 PM)
today maybank is not sending me TAC, is anyone also facing this problem?
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No issues for me.
drbone
post Feb 3 2017, 08:08 AM

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QUOTE(DiSaver @ Feb 3 2017, 12:47 AM)
2 weeks ago I placed 5yrs min 50k at 4.3%, changed so fast?
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Depends on branch manager sometimes. Need to convince them sometimes to give you the best rate. And tempt them with a bigger amount of possible.
drbone
post Feb 3 2017, 11:44 PM

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QUOTE(loongzai2 @ Feb 3 2017, 09:13 PM)
Bro which branches you went to?
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All branches in Melaka have this.
drbone
post Feb 4 2017, 07:50 AM

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For me I feel just dumping some money into a 5 year FD saves so much hassle and since AmBank is giving a rather acceptable rate , no harm investing .

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