Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed
8 Pages < 1 2 3 4 > » Bottom

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

views
     
babysotong
post Jul 1 2020, 06:49 PM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
Based on feedback, will try to list top 3 rates only:

SUMMARY
(valid till 31/7 unless stated otherwise and based on 1/7)

3 months - HLB (eFD) @ 2.80% - 7/7 only digital day
HLB (eFD) @ 2.75%
HLB (OTC) @ 2.70%
Affin (eFD) @ 2.60% - 1/7 to 7/7

6 months - Affin (eFD) @ 2.70% - 1/7 to 7/7
CIMB (eFD) @ 2.50%

7 months - UOB (OTC) @ 2.65%

9 months - UOB (OTC) @ 2.75%

12 months - CIMB (eFD) @ 2.55%
babysotong
post Jul 1 2020, 10:52 PM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
Based on feedback, will try to list top 3 rates only:

SUMMARY
(valid till 31/7 unless stated otherwise and based on 1/7)

3 months - HLB (eFD) @ 2.80% - 7/7 only digital day
HLB (eFD) @ 2.75%
HLB (OTC) @ 2.70%
Affin (eFD) @ 2.60% - 1/7 to 7/7

6 months - Affin (eFD) @ 2.70% - 1/7 to 7/7
CIMB (eFD) @ 2.50%

7 months - BR (OTC) @ 2.80% - no PIDM
UOB (OTC) @ 2.65%

9 months - UOB (OTC) @ 2.75%

11months - BR (OTC) @ 3.00% - no PIDM

12 months - CIMB (eFD) @ 2.55%
babysotong
post Jul 2 2020, 10:28 AM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
QUOTE(paramdav @ Jul 1 2020, 10:56 PM)
AM Bank Promo

https://www.ambank.com.my/eng/promotions-pa...Bundle-Campaign
*
Not attractive as have to place 30% in CASA. The effective rates range from 2.39% to 2.89% depending on the type of CASA and whether you are a normal or priority customer.
babysotong
post Jul 2 2020, 06:00 PM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
QUOTE(eujin @ Jul 2 2020, 11:23 AM)
Anyone know how can I do e-FD for UOB? and what's the latest FD rate?
*
UOB don't provide eFD. Only OTC placement but can withdraw online
babysotong
post Jul 4 2020, 11:15 AM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
QUOTE(Kyan0411 @ Jul 2 2020, 01:50 PM)
HLB 2.70% OTC is for 7 months not 3 months.
*
Strange as the RM told me it is for 3 months. HLB promotion is mainly short term now. Everybody is waiting for the MPC meeting next week.
babysotong
post Jul 5 2020, 06:04 PM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
Based on feedback, will try to list top 3 rates only:

SUMMARY
(valid till 31/7 unless stated otherwise and based on 1/7)

3 months - HLB (eFD) @ 2.80% - 7/7 only digital day
HLB (eFD) @ 2.75%
HLB (OTC) @ 2.70%
Affin (eFD) @ 2.60% - 1/7 to 7/7

6 months - Affin (eFD) @ 2.70% - 1/7 to 7/7
Ambank (eFD) 2.65%
CIMB (eFD) @ 2.50%

7 months - BR (OTC) @ 2.80% - no PIDM
UOB (OTC) @ 2.65%

9 months - UOB (OTC) @ 2.75%

10 months - OCBC (eFD) 2.60% (till 7/7)

11months - BR (OTC) @ 3.00% - no PIDM

12 months - CIMB (eFD) @ 2.55%
RHB (dunno OTC or eFD) @ 2.8%
babysotong
post Jul 13 2020, 03:08 PM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
Based on feedback, will try to list top 3 rates only:

SUMMARY as at 13 July
(valid till 31/7 unless stated otherwise)

1 month:
PBB (eFD I think) @ 2.28%

2 months
PBB (eFD I think) @2.38%

3 months:
HLB (eFD) @ 2.50%
PBB (eFD I think) @ 2.48%
RHB (eFD) @ 2.35%

6 months:
RHB (eFD) 2.45%
OCBC (OTC I think) @ 2.25%

7 months:
BR (OTC) @ 2.80% - no PIDM (till 15/7)
BR (OTC) @ 2.55% - no PIDM (after 15/7)
UOB (OTC) @ 2.40%

9 months:
UOB (OTC) @ 2.50%

11months:
BR (OTC) @ 3.00% - no PIDM (till 15/7)
BR (OTC) @ 2.75% - no PIDM (after 15/7)

12 months:
OCBC (OTC I think) @ 2.25%
babysotong
post Jul 13 2020, 04:35 PM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
QUOTE(PSS2020 @ Jul 13 2020, 04:12 PM)
How about MBSB?
*
Do check with them (MBSB) and update here. I can include them in the summary
babysotong
post Jul 13 2020, 05:02 PM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
Based on feedback, will try to list top 3 rates only:

SUMMARY as at 13 July 5pm
(valid till 31/7 unless stated otherwise)

3 months:
HLB (eFD) @ 2.50%
RHB (eFD) @ 2.35%
PBB (eFD I think) @ 2.05%

6 months:
RHB (eFD) 2.45%
OCBC (OTC I think) @ 2.25%

7 months:
BR (OTC) @ 2.80% - no PIDM (till 15/7)
BR (OTC) @ 2.55% - no PIDM (after 15/7)
UOB (OTC) @ 2.40%

9 months:
UOB (OTC) @ 2.50%

11months:
BR (OTC) @ 3.00% - no PIDM (till 15/7)
BR (OTC) @ 2.75% - no PIDM (after 15/7)

12 months:
OCBC (OTC I think) @ 2.25%
babysotong
post Jul 14 2020, 07:31 AM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
QUOTE(a.lifehacks @ Jul 13 2020, 06:56 PM)
and ICBC too, retrieved 13/7/2020 from official website.

ICBC Bank FD Promotion (For all ICBC branches)

Promotion Period: 1/7/2020-30/9/2020

6 months @ 2.6%pa
-Minimum RM1,000 (OTC / Online Placement)
-Applicable for: Fresh Fund & Existing Fund

10 months @ 2.8%pa
-Mininum RM1,000 (OTC Placement Only)
-Applicable for: Fresh Fund Only

TnC: https://v.icbc.com.cn/userfiles/Resources/I...edDepositTC.pdf

Promo Page: https://malaysia.icbc.com.cn/icbc/%e6%b5%b7...itPromotion.htm
(Can also be retrieved from ICBC home page under “News & Notices” tab at the bottom part- https://malaysia.icbc.com.cn/ICBC/%E6%B5%B7...91%E7%AB%99/en/
*
This are the rates before the OPR cut rite. Any changes after the cut?

Any idea anybody before I insert in the summary?

babysotong
post Jul 14 2020, 01:55 PM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
Post #17267
Based on feedback, will try to list top 3 rates only:

SUMMARY as at 13 July 5pm
(valid till 31/7 unless stated otherwise)

3 months:
HLB (eFD) @ 2.50%
Affin (OTC) 2.48%
RHB (eFD) @ 2.35%

5 months :
Affin (OTC) 2.60%

6 months:
Affin (OTC) 2.55%
RHB (eFD) 2.45%
OCBC (OTC I think) @ 2.25%

7 months:
BR (OTC) @ 2.80% - no PIDM (till 15/7)
BR (OTC) @ 2.55% - no PIDM (after 15/7)
UOB (OTC) @ 2.40%

9 months:
UOB (OTC) @ 2.50%

10 months :
OCBC (eFD) 2.30%

11months:
BR (OTC) @ 3.00% - no PIDM (till 15/7)
BR (OTC) @ 2.75% - no PIDM (after 15/7)

12 months:
OCBC (OTC I think) @ 2.25%
babysotong
post Sep 6 2020, 11:45 AM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
Summary so far (guess will be valid till the next MPC meeting on 10 Sept) :

CIMB efd:
3 mths 2.10%
6 mths 2.20%
12 mths 2.25%

HLB efd:
3 mths 2.30%

UOB otc:
7 mths 2.15%
9 mths 2.25%

AFFIN efd/otc:
3 mths 2.40%
5 mths 2.50%
6 mths 2.48%
babysotong
post Sep 6 2020, 01:42 PM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
QUOTE(Human Nature @ Sep 6 2020, 12:21 PM)
You still have BR 12m 2.3% base rate
*
Summary so far (guess will be valid till the next MPC meeting on 10 Sept) :

CIMB efd:
3 mths 2.10%
6 mths 2.20%
12 mths 2.25%

HLB efd:
3 mths 2.30%

UOB otc:
7 mths 2.15%
9 mths 2.25%

AFFIN efd/otc:
3 mths 2.40%
5 mths 2.50%
6 mths 2.48%

BR otc:
12 mths 2.30%
babysotong
post Sep 14 2020, 10:18 PM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
Updated summary so far :

CIMB efd:
3 mths 2.10%
6 mths 2.20%
12 mths 2.25%

HLB efd:
3 mths 2.30%

UOB otc:
7 mths 2.15%
9 mths 2.25%

AFFIN efd/otc:
3 mths 2.40%
5 mths 2.50%
6 mths 2.48%

BR otc:
12 mths 2.30%
12 mths 2.40% nego rate for RM50k & above

RHB OTC and efd:
6 mths 2.45%

PBB efd:
1 mth 2.00%
2 mths 2.10%
3 mths 2.20%

MBSB otc:
11 mths 2.75% (earmark 10% in CASA). Effective 2.65%
13 mths 2.40%
15 mths 2.45%
babysotong
post Oct 9 2020, 07:08 PM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
Affin bank

12 months at 2.45% pa. Was told applicable for OTC and eFD
babysotong
post Jan 16 2021, 09:41 AM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
QUOTE(Chrono-Trigger @ Jan 16 2021, 07:14 AM)
HL eFD used to be 2.35% few a weeks ago for 3 months. Now it’s 2.30%.

Maybe they are anticipating interest rate cut again
*
The HLB efd 3 months @2.35% pa is the New Year promo only (1st to 7th Jan).

Now, the rates are:
3 months 2.30% pa
6 months 2.35% pa
12 months 2.30% pa
babysotong
post Jan 18 2021, 01:26 PM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
It depends on what type of account you opened.

If you don't want any fees to be charged, open a Basic Savings account with debit card but limited withdrawal through ATM; i.e. free 4 times withdrawal per month. This BSA with no fees is a product mandated by BNM. Most banks will not tell they have it until you insist you want it.

The banks will normally tell you that they have BSA with debit card with unlimited withdrawal, which will cost normally rm8 to rm12 per year. The fees is the banks' income.
babysotong
post Mar 7 2021, 09:50 AM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
UOB (1 to 31 March)

OTC

7 months - 2.05% pa
9 months - 2.15% pa
babysotong
post Mar 10 2021, 10:00 AM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
QUOTE(Thunder_Bolt @ Mar 10 2021, 09:44 AM)
Anyone here using MBB fixed deposit online?
It seems like the 'manage' and 'uplift' functions always showing service unavailable which is frustrating, does anyone know if there is a fixed time of the day that allows customer to perform the 'manage' and 'uplift' features online?
*
MBB FD rates is much lower than the rest of banks. I haven't stop placing FDs in MBB for years.
babysotong
post Mar 10 2021, 10:01 AM

Getting Started
**
Junior Member
269 posts

Joined: May 2020
QUOTE(babysotong @ Mar 10 2021, 10:00 AM)
MBB FD rates is much lower than the rest of banks. I haven't stop placing FDs in MBB for years.
*
Typo...

I havent place FDs in MBB for years.
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

8 Pages < 1 2 3 4 > » Top
Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.0679sec    0.32    7 queries    GZIP Disabled
Time is now: 13th December 2025 - 03:58 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.