it possibly implies PBB is quite sure OPR rates will go up by at least another 50bps in the near future.
affin 3.83% 18m, 3.40% 24m wud indicate they think rates will peak and then decline in 18-24 months time.

current consenus is BNM will raise 25bps in Jan, Mar, then stop.
assumption is USA continues to hike another 2-3 times, total 75bps:

https://www.mbsbbank.com/promotions/term-de...ooster-campaign
td-i booster

I went for Prime. I'm not sure if Wise is eligible for that TD-i Booster campaign. I briefly read through the T&Cs.

Revision of Promotional Rates for Campaigns

Please be informed that the promotional interest / profit rates for the following Campaigns will be revised with effect from 20 January 2023:

PB Special Fixed Deposit Campaign https://www.pbebank.com/pdf/Banking/tc_specialFD-en.aspx
PB FD Bonanza Campaign https://www.pbebank.com/pdf/Banking/FD-bonanza-en.aspx
PB eFD via FPX Campaign https://www.pbebank.com/pdf/Promotions/en/efdfpxntnc.aspx
PB RCB Special Fixed Deposit / Term Deposit-i Campaign https://www.pbebank.com/pdf/Red-Carpet-Bank...DTDi-en-tc.aspx
RCB Birthday Month Privileges Campaign https://www.pbebank.com/pdf/Red-Carpet-Bank...bday-en-tc.aspx
PB Islamic: Revision of Promotional Rates for Campaigns
Please be informed that the promotional interest/profit rates for the following Campaigns will be revised with effect from 20 January 2023.

PB RCB Special Fixed Deposit/Term Deposit-i Campaign https://www.publicislamicbank.com.my/getatt...200123.pdf.aspx
PB Islamic: Revision of Promotional Rates for PIBB Term Deposit-i Campaign and PB eTerm Deposit-i Campaign via FPX

Please be informed that the promotional profit rates for the following Campaigns will be revised with effect from 20 January 2023:

PIBB 15-Month and 18-Month Term Deposit-i Campaign https://www.publicislamicbank.com.my/getatt...200123.pdf.aspx
PB eTerm Deposit-i 15-Month and 18-Month Campaign via FPX https://www.publicislamicbank.com.my/pdf/Te...X-Camp-ENG.aspx
PIBB 7-Month and 13-Month Term Deposit-i Campaign https://www.publicislamicbank.com.my/getatt...200123.pdf.aspx
PIBB Term Deposit-i Plus Campaign https://www.publicislamicbank.com.my/getatt...200123.pdf.aspx
PIBB eTerm Deposit-i Plus Campaign via FPX https://www.publicislamicbank.com.my/pdf/Te...TD-iPLUSen.aspx
PIBB 24-Month Term Deposit-i Campaign https://www.publicislamicbank.com.my/getatt...4)-ENG.pdf.aspx

I wrote about this a couple of weeks back. At the next working day which I presume Monday for you, ask the staff at the counter to remember to give you the interest over the weekend/public holiday. But those days only give you board rate which sucks, better than nothing.

Are we talking about Public Bank? No special terms. Just tell the officer when you redeem your FD asking for the weekend/public holidays interest. But has to be the next working day. If you miss even by one day, then sorry they won't give you. Tell that blur officer to check with the Operation Manager. I triple confirmed with Operation Manager, officer at normal counter and also at RCB counter on my information. Because I have min 2 such FDs that fall on weekend and my FD amount is big.

Yes board rate. Yes if to uplift before maturity date you will not get a cent.

I want to say Thank You Very Much to Joeblow to introduce this FD product to us.. 

Am Bank 4.5% FD needs to place before 31 March 2023

(1) Min FD placement RM 50K
(2) Parking RM 10K, can withdraw after FD placement

(3) Need to put fund in CASA first before 31 March 2023.
    Will convert to 4.5% FD on 3rd of March.
    Can start to put in fund now.

(4) Interest earned in CASA before 3 April 2023. Am Bank will adjust the rate according to fund amount
(a) FD amount less than RM 200K ----> ??
(b) FD amount RM 200K or more  ----> 3.95%
© FD amount RM 500K or more  ----> 4.03%
(d) FD amount RM 1 Million or more ----> 4.07%

(5) Need to visit Am Bank branch again on 3rd April to sign form.
(6) Start to earn 4.5% FD interest from 3 April until 3 Feb 2024, total 11 months FD term
(7) Joint FD account is allowed. Can use existing FD account.
(8) No monthly interest
Example: if put in RM 220K today until Feb 2024, effective rate is approximately 4.45%.

Hope this helps 


Thank you Winterbear to introduce this MBSB FD to us..

I just placed 6 months FD at effective rate 4.2% today. No monthly interest

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CIMB renewal of matured funds with no top-up at 4.2% for 12 months, monthly interest if you opt for Islamic term deposit

RHB premier 3m 4.15%; 6m 4.2%

RHB 3m 4.05%; 6m 4.1%

MBSB combo 3m 4.1%; 6m 4.2%

Cimb 12m 4.2%

Ambank 12m 4.3% (someone said start on 3 April, but to confirm)

hello. long no update. someone reminded.
didnt follow much coz was pursuing BI only lol. let mr know on any promotion to update.

yes i am doing mbb to pbb

50k limit

30k
15k
sometimes 20k

try reduce and it will go thrue

weird but thats the way i guess

i even try call pbb cs..they tell me mbb side thinggy,i dought it

Ambank
ISLAMIC TD-i & CONVENTIONAL FD

*3 month @ 3.60% p.a
*6 month @ 3.75% p.a
*12month @ 3.80% p.a

Offer validity:
*3 July 2023 - 9 July 2023