QUOTE(steadypong @ Oct 20 2022, 12:35 PM)
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
|
|
 Oct 21 2022, 08:34 AM
Return to original view | IPv6 | Post
#141
|
 
Senior Member
3,860 posts Joined: Jun 2022  
|
|
Quote|
|
|
|
|
Oct 21 2022, 08:43 AM
Return to original view | IPv6 | Post
#142
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
QUOTE(blatant928 @ Oct 20 2022, 12:07 PM) Confirmed latest BI promo rates from today till year end: So must do OTC then? I think I have enough bank accounts...sick of it. Good thing also I guess. So means must go to bank on maturity date or I rugi money sitting with them after maturity?6 mths 4.0% 12 mths 4.2% 18 mths 4.4% For 6 and 12 mths tenure, no need to open account or have existing as interest would be paid at maturity. For 18 mths, need basic SA for interest payment at 6 mths interval. Straight FD - no placement ratio or earmark in CASA. Must be fresh fund. This post has been edited by CommodoreAmiga: Oct 21 2022, 08:43 AM |
|
|
Oct 21 2022, 09:15 AM
Return to original view | Post
#143
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
QUOTE(cybpsych @ Oct 21 2022, 09:09 AM) put 6/12 mth lor, no need open CASA mah. Means I need to buy bank draft to open FD right? Aiya, got to go to two banks then.the fd account is transparent to you. just remember to uplift once matured. |
|
|
Oct 21 2022, 09:43 AM
Return to original view | Post
#144
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
QUOTE(guy3288 @ Oct 21 2022, 09:35 AM) must potong wan u know? Aiya...place FD only need potong meh....😅😅😅aiya open a saving account la... bring driving licence ,get ready utility bill..... more FDs to do next time easy. no saving book , only debit card my case..... open account take some time but not so bad la, citibank is the worst name only citigold , OS is citi loris! BI SA very useful, highest transfer limit FPX RM500k a day. Best for SSPN prime transfer and withdrawal. I think I almost have a bank account with every local bank except Bank Agro, Rakyat and BI....sianz Liao... Eh..need utility bill? Everytime open SA ic enough wor. |
|
|
Oct 21 2022, 12:01 PM
Return to original view | Post
#145
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
QUOTE(cybpsych @ Oct 21 2022, 11:15 AM) bank islam need further support doc like driving license, utility bill, or even birth cert WTF. Need to know my 9 generations of ancestor or not???  |
|
|
Oct 21 2022, 05:31 PM
Return to original view | IPv6 | Post
#146
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
QUOTE(cybpsych @ Oct 21 2022, 05:04 PM) RHB day is almost here! *RHB no promo yet. Dunno why. Usually RHB has best promoTo celebrate, we have a special e-Term Deposit* promotion waiting for you this coming 24/10/2022. More details coming soon. T&C Apply. *Protected by PIDM up to RM250,000 for each depositor. Member of PIDM.  Repeat * 100 Who was that? Need to ask him. 😂 Hopefully better than BI. So leceh need my 9 generations of ancestors info! |
|
|
|
|
|
Oct 21 2022, 05:32 PM
Return to original view | IPv6 | Post
#147
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
QUOTE(cybpsych @ Oct 21 2022, 04:45 PM) haiya no need paranoid la Wor...this was really good.some bank's CDD/KYC is more stringent than others my last visit to BI was for my father's placement, they asked for his Driving License (which logically most ppl would carry la). since my father doesnt drive, obviously no driving license. we went back to get his ancient birth cert!  what to do... that time, we wanted the Go7 promo rate  |
|
|
Oct 22 2022, 11:34 AM
Return to original view | Post
#148
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
QUOTE(bbgoat @ Oct 22 2022, 08:37 AM) Received from BI officer yesterday. But not too clear on the campaign. Hopefully someone will not say only pure FD to be discussed here. Why so cryptic...like scammers only. Please note NOT pure FD. Don't ask me on the mechanics here as not sure about the other 30%. Also BI seems to want to lure Chinese customers as well. Edit, Seems to be with some lucky draw campaigns, like MBSB PrimeWin I think. Interest rate, not sure for the Al Awfar. https://www.bankislam.com/al-awfar-elite-3-0-campaign/ [attachmentid=11287528] Name religious bank, but use shady tactics. #Something to Hide |
|
|
Oct 23 2022, 08:59 AM
Return to original view | Post
#149
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
QUOTE(gamenoob @ Oct 22 2022, 10:21 PM) So far reading the posted promo, BI n Citibank is highest approx 4.2% and 4.8% respectively. Yep. 500k x 2. But only for 3 mths I think.Any other deals? How the citibank FD work? Seems so complicated as reading the criteria. 500k/1m or something with friends?? Waiting for RHB announcement tommorow. HLB also very quiet. For the better part of last year, I think they have the highest promo around... gamenoob liked this post
|
|
|
Oct 23 2022, 09:49 AM
Return to original view | Post
#150
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
QUOTE(gamenoob @ Oct 23 2022, 09:01 AM) Shall do BI then for 6 months Wait for tomorrow first lah. Today and tomorrow bank also not open. Lol |
|
|
Oct 24 2022, 08:47 AM
Return to original view | Post
#151
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
QUOTE(SatayRojak21 @ Oct 24 2022, 06:21 AM) Anybody got the rate for RHB Promo? Still Deepavali. Not wake up yet...😂 gamenoob liked this post
|
|
|
Oct 24 2022, 10:07 AM
Return to original view | Post
#152
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
QUOTE(jkngo2003 @ Oct 24 2022, 09:37 AM) online rhb efd 3.4 percent for 12 months I don't think this is the new promo? They were touting it a few days before. Today macam no announcement also. Maybe not yet. Still need approval from top brass...😆 |
|
|
Oct 24 2022, 10:59 AM
Return to original view | Post
#153
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
QUOTE(Human Nature @ Oct 24 2022, 10:37 AM) Ambank FD placed on 23-Apr-21, maturing date 24-Oct-22 for 18 month, interest crediting every 6 months. No, they should add one day interest for you. You calculate?The final interest was credited on 23-Oct-22 (Sunday). And since 24-Oct-22 (Monday) is a public holiday, the maturity date auto-adjust to 25-Oct-22. Means I lose 1 day or 2 days interest in this case?  add: From 23-Apr-21 to 25-Oct-22 is 551 days (end and last date included) |
|
|
|
|
|
Oct 24 2022, 11:00 AM
Return to original view | Post
#154
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
QUOTE(cybpsych @ Oct 24 2022, 10:33 AM) Grow more wealth with our e-Term Deposit* promotion. Cheh. Macam lah exciting sangat. RHB so dissapointing. No upgame.Enjoy 3.60% p.a. with 12 months tenure when you make a minimum placement of RM10,000. Deposit via RHB Online Banking now! Hurry, promotion ends on 31st October 2022. Find out more: https://rhbgroup.com/flashdeal/index.html T&C Apply. *Protected by PIDM up to RM250,000 for each depositor. Member of PIDM.  This post has been edited by CommodoreAmiga: Oct 24 2022, 11:00 AM |
|
|
Oct 26 2022, 10:37 AM
Return to original view | Post
#155
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
QUOTE(guy3288 @ Oct 24 2022, 10:41 PM) Yeah actually straight forward Yep, simple things, like he got some magic formula to beat banks, padahal, its very simple, either you lose higher interest later or you lose higher interest now. So much time yet still failed to calculate. Hokkien say what LPPL.That's why he couldn't understand despite few replies to explain... but old kiasu has been trying to make FD looks complicated, have you read his long long posts? |
|
|
Oct 26 2022, 10:38 AM
Return to original view | Post
#156
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
QUOTE(Human Nature @ Oct 25 2022, 08:01 PM) No. Just parking at the savings account. What Frank account is it? I parked some in OCBC Booster for Emergency Funds or when i dunno where to put yet. I think Frank account better rates? Not too sure.This post has been edited by CommodoreAmiga: Oct 26 2022, 10:39 AM |
|
|
Oct 26 2022, 01:12 PM
Return to original view | Post
#157
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
QUOTE(abcheers @ Oct 26 2022, 12:20 PM) just curious do we have website that can summarise up-to-date FD in Malaysia? Got Website for singapore FD: https://sgfd.neocities.org/ Search for "best malaysia fixed deposit" |
|
|
Oct 26 2022, 01:17 PM
Return to original view | Post
#158
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
Just "masuk Islam" just now...cukur no potong....
 Opening SA is fast wor. half an hour or so. But i have problem transfer from my RHB bank and forgot the password to the other bank. so can't transfer. The CS also said Maybank cannot do transfer for new account, sincee i have no money in Maybank now, didn't try. Looks like gotta go back again. As for questions they asked, actually not that bad. CS helps me fill up. Affin is the worst. Like need to fill 10 pages of NDA. Bank Islam way better than Affin. I am going to close my Affin account once my FDs there matured, unless got super promotion. This post has been edited by CommodoreAmiga: Oct 26 2022, 01:19 PM |
|
|
Oct 26 2022, 06:27 PM
Return to original view | Post
#159
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
QUOTE(gamenoob @ Oct 26 2022, 06:25 PM) Do they accept personal check for FD opening? Planning to head there tomorrow Yes, except that 18mths fd need open SA. gamenoob liked this post
|
|
|
Oct 28 2022, 09:08 AM
Return to original view | Post
#160
|
|
Senior Member
3,860 posts Joined: Jun 2022
|
QUOTE(neil888 @ Oct 27 2022, 08:02 PM)   5.70% package is 70%(FD 5.7%)+30%(Awfar 0.25%). So, effective rate is 4.065%pa (6 months only) This post has been edited by CommodoreAmiga: Oct 28 2022, 09:08 AM |
| Change to: |  0.0681sec
 0.63
 7 queries
 GZIP Disabled
Time is now: 4th December 2025 - 09:11 PM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.