I noticed there was written min RM 50K on the paper that I signed up for this 4.5% FD,
that time I tried to taka a picture but AM Bank staff was not allowed and he wrote for me
instead like below:

50 - 200k  ----> 3.65%
200 - 500K ----> 3.95%
500 ---> 1 Million ----> 4.03%

Min is RM 50K to place this RM 4.5% FD, earmark RM 10K is required.
Better to rentas so special interest rate can effective on the same day.

I got a shock.   I quick quick called to AM bank.

You are right.
AM Bank staff said, 4.5% 11 months is advance profit.
Whoever has signed-up for this 4.5% 11 months will get advance profit. Very good deal 
Thank you for reminding us.   
Bro Magic,

Fund has to deposit into AM Bank account before 31 March 2023.
Everything is final after 31 March 2023.
3rd April cannot adjust anything already.

RHB premier 3m 4.15%; 6m 4.2%

RHB 3m 4.05%; 6m 4.1%

MBSB combo 3m 4.1%; 6m 4.2%

Cimb 12m 4.2%

Ambank 12m 4.3% (someone said start on 3 April, but to confirm)

Sometimes they might stupid ahwhile..i thought lastime someone posted ambank directly withdawal on the FD placement day of FD-can't, but need wait after 1 Day?

UOB Stash savings is offering 5% p.a. rate for the first RM100k, which is effective 1-30th April. Sadly their campaign SMS blast only reached me today.

To qualify you need to increase your average daily balance in April by 2k.

Any details of the T&C? Thank you

Just placed one 12m 4.3% fd at rhb. Initially wanted to transfer money from rhb to bank islam for the 12m 4.25% promo but the counter girl told me rhb got 12m at 4.3% but requires approval. I had about rm140k in my smartsaver account with about rm100k fresh fund n a rm50k efd at the bank, I told her I'll deposit rm130k n will transfer another rm60k at the month end if the rate got approved n no other bank has better rate then. The application got approved after waiting for more than 1.5 hours at the bank. She told me the application is normally for premier member but I don't have to become premier member if I prefer not to when I meet the criteria. I told her ambank got bundle fd promo at better rate (4.35%) that also requires approval n comes with monthly interest payout but I prefer not to deposit much more than the pidm insured amount at smaller banks at the moment.. btw the branch is at satok kuching.

i am only able to get 4.15% for 12 months at KL branch today.....the rate had been reduced since 4.3%.
(200k fd + rm100 for affin invikta account opening).

also, uob no stash 5% thingy as i been told. now offer 4.0% for 12 months. (KL)

rhb 4.3% for premier account no more. do not know what is offering as i do not like the bank ticketing system. (ask to download QMS apps)

Best 3 month is MBSB CASA 30 FD70 effective rate 4.10%
Did you open the Stash account for temporary parking till end April 23, 5% not bad.



Looks like no news to retain our FD, mine due 20.4.23
going to put in MBSB 3 months then go ganjaran sspni just nice timing.

i plan to rentas 500k x2 to MBSB, 3 months later wanna come out hopefully can rentas out easily within 1 day

Best 3 month is MBSB CASA 30 FD70 effective rate 4.10%
Did you open the Stash account for temporary parking till end April 23, 5% not bad.
Looks like no news to retain our FD, mine due 20.4.23
going to put in MBSB 3 months then go ganjaran sspni just nice timing.

i plan to rentas 500k x2 to MBSB, 3 months later wanna come out hopefully can rentas out easily within 1 day

What are the options in your mind on moving the fund? I am exploring too.

I have quite a sizeable sum. Want to place in FD for no less than 12 months. Which bank offers the best FD interest rate now?

(1) Alliance Bank FD Promo For Normal Customers
4.3% for 6 months. No monthly interest.
Min RM 1K, max RM 100K

Condition: Need to open Save Plus saving account and deposit RM 10K. Can withdraw this RM 10K the next day.

[attachmentid=11465575]
(2) Alliance Bank FD Promo For Privilege Customers
Choose only either (A) or (B). Cannot choose both (A) and (B) if you have more than RM 1 Million.
No monthly interest

(A) 4.5% for 6 months. Min and max RM 1 Million
(B) 4.3% for 6 months. Min RM 1000, max RM 300K

Can open Joint Primary & Secondary FD and saving account respectively.
This means you can put 2 million by opening 2 Joint FD and saving accounts, just to arrange the sequence of Primary and Secondary account holders.

Condition: Need to open Save Plus saving account and deposit RM 10K. Can withdraw this RM 10K the next day.

Special reminder: Better to Rentas fund to Alliance saving account, because this FD promo need 2-3 working days to clear cheque.

[attachmentid=11465577]

-----------------------------------------------------------------------------

Additional Alliance Bank FD Promo:

(1) 3 Months: 3.3%
(2) 6 Months: 3.9%
(3) 12 Months: 4.15% ---> FD Gold can get monthly interest

...If you are existing Alliance customer, then can join Privilege like below:

(2) Alliance Bank FD Promo For Privilege Customers
Choose only either (A) or (B). Cannot choose both (A) and (B) if you have more than RM 1 Million.
No monthly interest

(A) 4.5% for 6 months. Min and max RM 1 Million
(B) 4.3% for 6 months. Min RM 1000, max RM 300K

[attachmentid=11465597]

Both Normal & Privilege also need to open Save Plus saving account and earmark RM 10K for one day.

After join Privilege, we cannot take the Normal customer FD promo.

We can join Normal first, wait for one month later or wait until the beginning of the month, then join Privilege.
This mean we can upgrade, but cannot downgrade.

thanks

is it time limited promotion, until when?