Otc?  need special approval? can split certificate?

Around 60-70k ada kah.

Wah boss...
This one really big amount Play....
50k min don't have?

Or they don't bother 😁

Invikta Acct half yearly RM10 service charge.
I closed my other CASAs  and got the Invkta debit card, FOC fees 
The Invikta credit card was sent to me. Never activated. No SST charge
My experience with Affin:-

If placement below 50k per cert --> normal promo rate. eg i place 100k but break into say 30k + 30k+40K = non Invikta rate
Want Invikta rate, kena do 50K+50k

Previously, when I didn't join Invikta coz refuse to open Invikta acct, although AUM meets requirement, tak dapat INvikta rate also.

Maybe aku face problem

What is aum? When I opened invikta, the manager told me no rm10 charges. If not mistaken, min rm100 in account.

er, why 2 different rates for Invikta 6months ? Which is which ? 

Affin bank 6 months 3.15% or 3.4%??

Strange as both RM and the branch manager told me it is 3.15% pa for 6 months when they shared the FD rates to me on Monday.

already said casa bundle, surely putting high % is to attract gullible customers without calculating the actual effective rate

https://www.ambank.com.my/eng/promotions-pa...Bundle-Campaign

// Terms and conditions:
The effective rate will range between 2.77% p.a. - 3.19% p.a. and will vary according to the placement amount and type of CASA/CASA-i.
The funds in CASA/CASA-i will be earmarked concurrently with the FD/TD-i placement for a duration of 6 months.
Partial and/or full withdrawal of the FD/TD-i or CASA/CASA-i before the completion of tenure is not allowed and the Eligible Customer(s) shall not be allowed to enjoy any interest/profit whatsoever in such cases.
Upon FD/TD-i maturity, the FD/TD-i rate will be renewed at the prevailing board rate.
The offer is only applicable for placements made over the counter at AmBank/AmBank Islamic branch only. //

Maturity date change due to falls on weekend?

so long never  place FD in MBSB  i forgotten
If give Cheque  for MBSB FD,
would effective date start on the day we give the cheque?
or  start only after cheque cleared?
any one?
bbgoat?

Confirmed with my relative that has to wait for cheque clearance. Last placement in MBSB in Apr 2022. Have been doing Rentas, Duit Now to them to avoid cheque clearance issue.

Biggest issue with them is the timing to get FD done, really slow. Luckily they changed their xfer limit to 30k, from just 9k per day.

But this 3.9% 12 mths will really be a BIG attraction. Though still need to limit amt I place there.

Am opening MBSB prime win account now, the video verification part slow as fark and it says don't close the window...Zzzz...if failed, can continue verification at bank branch?
Thanks, but i don't need another "Cash Rich" account. I have too many accounts and not enough cash. I am "Accounts Rich, Cash Poor"   Better keep in KDI Save if not in FDs anyway.

not so long la, driving 15min, i spent 30mins there, i chao liao.

yeah my ealier FDs at BR 3.3% i rugi RM4800 if i dont remove!
but above 60days not worth the trouble so just bite the bullet and continue..
yeah confirmed with MBSB just now.

after that BR 3.3% i was planning next go Amb 3.5% luckily i didnt go in fast....

This 3.9% is a huge jump,  yau sat chor mo fong kuo...

i dont bother limit amount 1m 2m also dont care

timing  problem i avoided .. i spent only 30mins this morning ..biometric was fast, i signed 3 withdawal forms, told them i will transfer money in later afternoon. They say ok can and will send  certs to my office.

IBFT maxed out today RM150k, tomorrow do again. Hopefully they can do tomorrow's  FD withOUT me going....

yeah luckli i waited first  before go in Amb 3.5%
if not sure kena Premature WD also.

Do your foresee 4.5% FD coming in next 6 months or so?
unlikely right?
yes for 1 account, i got quota till 1 M for 3%
if you do online at home then go it will be faster i think.

I think 4.5 maybe next year 3rd quarter might be possible.

welcome 4.5% or  higher anytime, our money  is ever waiting
your  4.8% was it nego rate?
wah so easily satisfied? got 3.9% already now.
still need go bank to get the account number.
that time BR  FD rate 61 months 4.8% +/- was open to all, think min amount required not high la.
i got 4.85% as nego rate. open rate  should be 4.8 or 4.75% methinks
very good, top 3 prizes?

sure win ? no la
my HLB TIA Feb -Aug 22 550k got nothing.
sometime ago got a small gold plated money tree cant remember from TIA or not.