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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cybpsych
post Mar 21 2023, 07:59 AM

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QUOTE(Nutbeater69 @ Mar 20 2023, 11:55 PM)
any banks offering 4% PA in FD now?
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last day today

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cybpsych
post Mar 21 2023, 04:51 PM

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QUOTE(fjoru103 @ Mar 21 2023, 02:03 PM)
Not familiar with the E thing
Must do online ? Not over the counter ?
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e is for online

OTC promo for affin already ended last week

wait for new one lor
cybpsych
post Mar 22 2023, 10:14 AM

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Affin eFD/eTD-i Campaign

Promotion Period: 22 March 2023 to 31 March 2023

Promotional Rate:
a. 4 months @ 4.02% p.a.
b. 6 months @ 4.05% p.a.
c. 9 months @ 4.10% p.a.
d. 12 months @ 4.25% p.a.

Minimum Placement Amount for Each Certificate RM10,000
Maximum Placement Amount for Each Certificate RM200,000

Terms and Conditions Apply.
eFD and eTD-i are protected by PIDM up to RM250,000 for each depositor.


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This post has been edited by cybpsych: Mar 22 2023, 10:20 AM
cybpsych
post Mar 22 2023, 08:57 PM

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QUOTE(mamamia @ Mar 22 2023, 11:04 AM)
eFD or OTC?
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https://onlinebanking.rhbgroup.com/my/explore/termDeposit

scroll to the bottom
cybpsych
post Mar 31 2023, 11:12 AM

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QUOTE(magika @ Mar 30 2023, 09:40 PM)
So much space between RM and blanko.... biggrin.gif
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QUOTE(coolguy99 @ Mar 31 2023, 10:00 AM)
I see at least 3 digits there  drool.gif
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likelihood just 31k placement only biggrin.gif
cybpsych
post Apr 1 2023, 07:56 AM

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Public Bank: Please be informed that the Bank will be launching the following campaigns starting from 1 April 2023 to 30 June 2023

CampaignOTCOnline
PB Special Fixed Deposit Campaign3-Month @ 3.60%, 6-Month @ 3.85%, 9-Month @ 3.90%, 12-Month @ 4.00% (T&Cs)3-Month @ 3.65%, 6-Month @ 3.90%, 9-Month @ 3.95%, 12-Month @ 4.05% (T&Cs)
PIBB 15-Month and 18-Month Term Deposit-i Campaign15-month @ 3.90%, 18-month @ 3.80% (T&Cs)15-month @ 3.90%, 18-month @ 3.80% (T&Cs)
PIBB Term Deposit-i Plus Campaign3-Month @ 3.60%, 6-month @ 3.85%, 12-month @ 4.00% (T&Cs)3-Month @ 3.60%, 6-month @ 3.85%, 12-month @ 4.00% (T&Cs)
PIBB 24-Month Term Deposit-i Campaign24-Month @ 3.80% (T&Cs)24-Month @ 3.80% (T&Cs)

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This post has been edited by cybpsych: Apr 6 2023, 07:17 AM
cybpsych
post Apr 7 2023, 07:00 AM

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QUOTE(joeduff22 @ Apr 6 2023, 02:41 PM)
Affin eFD 12M reduced to 4.15%??
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cybpsych
post Apr 8 2023, 09:13 PM

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QUOTE(cybpsych @ Apr 7 2023, 07:00 AM)
user posted image
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dropped again

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cybpsych
post Apr 10 2023, 05:39 PM

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QUOTE(Youth City Nilai @ Apr 10 2023, 05:05 PM)
Maybank has the lowest FD rate, anyone notice?
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nothing new, maybank not always competitive in FD/TD anyway
cybpsych
post Apr 15 2023, 12:04 PM

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QUOTE(New2LYN @ Apr 15 2023, 11:34 AM)
Mind to ask what is this ganjaran sspni about? And why only can go for it 3 months later?
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https://forum.lowyat.net/index.php?showtopi...ost&p=106981681

Study and discuss further in sspn topic
cybpsych
post Apr 21 2023, 07:04 AM

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cybpsych
post Apr 24 2023, 06:26 PM

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QUOTE(metaloid @ Apr 24 2023, 05:34 PM)
since tmr is a rare chance for me to go to a bank when it's open, which bank should i go to open a basic savings account for eFD? I know it's not the best rates all the time but in general which is the best bank acc to open which always has good rate eFD is it HLB?
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if your preference is eFD, then affin and hlb has frequent promo.

some practical questions are:

1) which is your preferred bank to use, in general?

2) which bank is convenient for you? for acct opening and future visits?
cybpsych
post May 3 2023, 03:35 PM

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bank islam will be effective 4.5% (3.0 + 1.5)?

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This post has been edited by cybpsych: May 5 2023, 02:45 PM
cybpsych
post May 18 2023, 07:42 AM

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QUOTE(CommodoreAmiga @ May 17 2023, 08:52 AM)
Alrite, I have another FD auto renewed at 4.25% 6 mths at MBSB today.

Also received a bunch of letters for MBSB ( they love to send physical letters...I haven't received so many letters from any other banks), confirming my FD auto renewed last month 6 mths at 4%, the promo rate then.

[attachmentid=11467927]
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same same rclxms.gif

saved my time from moving fund around

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This post has been edited by cybpsych: May 18 2023, 07:45 AM
cybpsych
post May 18 2023, 10:51 AM

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QUOTE(wkalvin @ May 18 2023, 10:19 AM)
so actual interest is follow letter 4% or online 4.25% ?
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my eTD just auto-renewed. unlikely to receive letter on the same day.
cybpsych
post May 19 2023, 09:07 AM

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QUOTE(cybpsych @ May 18 2023, 07:42 AM)
same same  rclxms.gif

saved my time from moving fund around

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seems like eTD will auto-extend to next working day if maturity falls on weekend

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cybpsych
post May 26 2023, 01:57 PM

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QUOTE(cybpsych @ Apr 1 2023, 07:56 AM)
Public Bank: Please be informed that the Bank will be launching the following campaigns starting from 1 April 2023 to 30 June 2023

CampaignOTCOnline
PB Special Fixed Deposit Campaign3-Month @ 3.60%, 6-Month @ 3.85%, 9-Month @ 3.90%, 12-Month @ 4.00% (T&Cs)3-Month @ 3.65%, 6-Month @ 3.90%, 9-Month @ 3.95%, 12-Month @ 4.05% (T&Cs)
PIBB 15-Month and 18-Month Term Deposit-i Campaign15-month @ 3.90%, 18-month @ 3.80% (T&Cs)15-month @ 3.90%, 18-month @ 3.80% (T&Cs)
PIBB Term Deposit-i Plus Campaign3-Month @ 3.60%, 6-month @ 3.85%, 12-month @ 4.00% (T&Cs)3-Month @ 3.60%, 6-month @ 3.85%, 12-month @ 4.00% (T&Cs)
PIBB 24-Month Term Deposit-i Campaign24-Month @ 3.80% (T&Cs)24-Month @ 3.80% (T&Cs)

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QUOTE(sirius2017 @ May 26 2023, 12:38 PM)
For online eFD placements, it seems like PB offers different promotion packages for conventional and Islamic placements.

Conventional
3mth  3.65%
6mth  3.90%
9mth  3.95%
12mth  4.05%

Islamic
3mth  3.60%
6mth  3.85%
12mth  4.00%
15mth  3.90%
18mth  3.80%
24mth  3.80%

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usually not the same

also, no change in PB/PiB rates since April
cybpsych
post May 26 2023, 05:43 PM

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QUOTE(bcombat @ May 24 2023, 10:59 AM)
HLB e-FD

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QUOTE(Chanzeryl @ May 26 2023, 04:36 PM)
HL 3 months got 3.99%
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cybpsych
post Jun 1 2023, 03:12 PM

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QUOTE(KOEL @ Jun 1 2023, 03:09 PM)
Is it now official that the self contribution is increased to 100K?  I put additional 15K i.e. 15K above the 60K in May and it was refunded to me.
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read the excitement in the correct topic https://forum.lowyat.net/topic/4745820
cybpsych
post Jun 16 2023, 08:32 AM

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QUOTE(Nerdyfred @ Jun 16 2023, 08:22 AM)
Guys, any other banks FD promo, beside BI?

Too many account to handle if open account with BI.
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why didnt you spell out exact banks you want?


cimb tia https://www.cimb.com.my/en/personal/promoti...paign-2023.html
cimb efd/efria https://www.cimb.com.my/en/personal/promoti...fd-efria-i.html
BSN Term Deposit-i bundle with BSN SSP Platinum https://www.bsn.com.my/page/SpecialDuoBette...106971797664578
hlb efd https://www.hlb.com.my/en/personal-banking/...fd-i-promo.html
maybank efd https://www.maybank2u.com.my/maybank2u/mala.../efd-promo.page

and other existing pbb/pib promo

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