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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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adamhzm90
post Jan 16 2017, 11:32 PM

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QUOTE(fruitie @ Jan 16 2017, 11:38 AM)
Nothing unusual for Ikhwan cards. smile.gif
Just appeal via email and follow the tips I posted in post #1.
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Dear Fruitie,

what do you mean by request to split in your post #1? thinking of appealing blush.gif
fruitie
post Jan 16 2017, 11:49 PM

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QUOTE(adamhzm90 @ Jan 16 2017, 11:32 PM)
Dear Fruitie,

what do you mean by request to split in your post #1? thinking of appealing  blush.gif
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If you have existing Maybank cards, then ask to split credit limit.
celaw
post Jan 17 2017, 12:05 AM

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QUOTE(fruitie @ Jan 17 2017, 12:49 AM)
If you have existing Maybank cards, then ask to split credit limit.
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I asked already. Yet to get reply.
fruitie
post Jan 17 2017, 12:39 AM

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QUOTE(celaw @ Jan 17 2017, 12:05 AM)
I asked already. Yet to get reply.
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Many got theirs this way. So no worries.
JamesBotak
post Jan 18 2017, 07:53 AM

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QUOTE(JJKTP @ Jan 16 2017, 08:02 PM)
Any reason for wanting a specific amount?
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Occasionally, I fill up other car in which I don't need to fill it up full tank but I would still want to maximise my CB whenever possible. Btw, I've managed to get the preset working now. Just tried yesterday. Maybe I was doing something wrong before hence the reason it was not working.

Many thanks those who gave their advise a few post back. rclxm9.gif

QUOTE(eastwest @ Jan 16 2017, 11:20 PM)
What will happen if the credit limit available is less than rm200 and use the island? Transaction can still success or will be rejected?
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Never tried before, AFAIK, declined/rejected.

Perhaps others may shed some light on this?
haziqk10
post Jan 18 2017, 11:35 AM

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Hi all. Need help from you guys. So I have apply for islamic ikhwan cc from maybank last 2 weeks ago. How do I know that whether my application was rejected or decline? I apply by submitting forms at the branch.
sms2u
post Jan 18 2017, 12:25 PM

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QUOTE(haziqk10 @ Jan 18 2017, 11:35 AM)
Hi all. Need help from you guys. So I have apply for islamic ikhwan cc from maybank last 2 weeks ago. How do I know that whether my application was rejected or decline? I apply by submitting forms at the branch.
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u can call CS to check or login to M2U to see any new card appear

Or u wait for any SMS or mail send to u
adamhzm90
post Jan 18 2017, 02:11 PM

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QUOTE(haziqk10 @ Jan 18 2017, 11:35 AM)
Hi all. Need help from you guys. So I have apply for islamic ikhwan cc from maybank last 2 weeks ago. How do I know that whether my application was rejected or decline? I apply by submitting forms at the branch.
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You'll get a sms giving the status.

but 2 weeks is too long. Maybe the branch is late to process it. Better if you go to Maybank card centre.
haziqk10
post Jan 18 2017, 02:54 PM

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QUOTE(sms2u @ Jan 18 2017, 12:25 PM)
u can call CS to check or login to M2U to see any new card appear

Or u wait for any SMS or mail send to u
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QUOTE(adamhzm90 @ Jan 18 2017, 02:11 PM)
You'll get a sms giving the status.

but 2 weeks is too long. Maybe the branch is late to process it. Better if you go to Maybank card centre.
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So even if they reject it, they will inform me right?
adamhzm90
post Jan 18 2017, 03:00 PM

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QUOTE(haziqk10 @ Jan 18 2017, 02:54 PM)
So even if they reject it, they will inform me right?
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yes..i also got rejected tongue.gif

Now in the process of appealing
haziqk10
post Jan 18 2017, 03:03 PM

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QUOTE(adamhzm90 @ Jan 18 2017, 03:00 PM)
yes..i also got rejected  tongue.gif

Now in the process of appealing
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Thanks for the help
rapple
post Jan 18 2017, 03:03 PM

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QUOTE(haziqk10 @ Jan 18 2017, 02:54 PM)
So even if they reject it, they will inform me right?
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yea they will send you a letter to inform you but usually normal pos will take a long time to reach us..

unless you call up and ask
zstan
post Jan 18 2017, 04:35 PM

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QUOTE(haziqk10 @ Jan 18 2017, 11:35 AM)
Hi all. Need help from you guys. So I have apply for islamic ikhwan cc from maybank last 2 weeks ago. How do I know that whether my application was rejected or decline? I apply by submitting forms at the branch.
*
where did u apply? if it's a small branch then the process will take quite long. kena before when i applied in Muar
haziqk10
post Jan 18 2017, 07:27 PM

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QUOTE(adamhzm90 @ Jan 18 2017, 03:00 PM)
yes..i also got rejected  tongue.gif

Now in the process of appealing
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QUOTE(rapple @ Jan 18 2017, 03:03 PM)
yea they will send you a letter to inform you but usually normal pos will take a long time to reach us..

unless you call up and ask
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QUOTE(zstan @ Jan 18 2017, 04:35 PM)
where did u apply? if it's a small branch then the process will take quite long. kena before when i applied in Muar
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I just call maybank and ask about the application. Its not even in system yet. I bet the officer didnt even submit the application. Also, I submitted online just now and straight away got reply. Application rejected. Gonna call them and ask why rejected.
!@#$%^
post Jan 18 2017, 07:37 PM

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QUOTE(haziqk10 @ Jan 18 2017, 07:27 PM)
I just call maybank and ask about the application. Its not even in system yet. I bet the officer didnt even submit the application. Also, I submitted online just now and straight away got reply. Application rejected. Gonna call them and ask why rejected.
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don't think they will tell u the reason. going through officer/email is still the best
fruitie
post Jan 18 2017, 07:44 PM

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QUOTE(haziqk10 @ Jan 18 2017, 07:27 PM)
I just call maybank and ask about the application. Its not even in system yet. I bet the officer didnt even submit the application. Also, I submitted online just now and straight away got reply. Application rejected. Gonna call them and ask why rejected.
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Banks will not share rejection reason. You may appeal if you want. No PTPTN outstanding right?
haziqk10
post Jan 18 2017, 07:48 PM

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QUOTE(fruitie @ Jan 18 2017, 07:44 PM)
Banks will not share rejection reason. You may appeal if you want. No PTPTN outstanding right?
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No ptptn loan. Had scholarship for studies last time. Now only have car loan with maybank as well. My salary also use maybank. Still wondering why rejected. Salary about rm32k annually.
fruitie
post Jan 18 2017, 10:22 PM

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QUOTE(haziqk10 @ Jan 18 2017, 07:48 PM)
No ptptn loan. Had scholarship for studies last time. Now only have car loan with maybank as well. My salary also use maybank. Still wondering why rejected. Salary about rm32k annually.
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Nothing to be disappointed about when this card has the highest rejection among other cards. Just try to appeal with them again.
haziqk10
post Jan 19 2017, 12:17 AM

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QUOTE(fruitie @ Jan 18 2017, 10:22 PM)
Nothing to be disappointed about when this card has the highest rejection among other cards. Just try to appeal with them again.
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Appeal thru email or better to the branch directly?
fruitie
post Jan 19 2017, 12:20 AM

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QUOTE(haziqk10 @ Jan 19 2017, 12:17 AM)
Appeal thru email or better to the branch directly?
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Email. Use back the email which mentions about your recent rejection and send to mbbcardservices@maybank.com.my.
Provide justification and ask them to reconsider your application again.

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