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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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ChiaW3n
post Dec 20 2022, 09:31 PM

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QUOTE(cybpsych @ Dec 20 2022, 11:05 AM)
yes!! my turn laugh.gif

// RM0 MBB:We regret to inform that we are unable to accede to your card application. Thank you for your interest shown. //

no hard feeling. move on.
*
I got invitation to apply mbb Amex reserve, but I asked for Ikhwan Amex instead. Let’s see if I can get it or not, I asked to split limit from my current cc
iXora.ix
post Dec 20 2022, 10:03 PM

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mine also rejected even already have ikhwan mc. Maybe need to do same case as my krisflyer card ( rejected on online application and need to appeal manual using form, a weeks later, approve)
MGM
post Dec 20 2022, 10:49 PM

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QUOTE(ChiaW3n @ Dec 20 2022, 09:31 PM)
I got invitation to apply mbb Amex reserve, but I asked for Ikhwan Amex instead. Let’s see if I can get it or not, I asked to split limit from my current cc
*
Got offered for Amex Reserve by email too, u requested Ikhwan Amex by replying to the email?
ChiaW3n
post Dec 20 2022, 11:50 PM

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QUOTE(MGM @ Dec 20 2022, 10:49 PM)
Got offered for Amex Reserve by email too, u requested Ikhwan Amex by replying to the email?
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Ya I politely declined the reserve card offer but I asked the Officer to help with Ikhwan instead. Today already talk via phone
fruitie
post Dec 21 2022, 09:26 AM

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Card arrived at hometown yesterday and I just picked up today. Simple design just like any Ikhwan card. Expiry date follows my existing Ikhwan MC.
coolguy99
post Dec 21 2022, 10:03 AM

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Just got my card. Will be using this card to pay my unifi bill via Lazada..Maxis...etc..For TIME broadband, it still does not accept AMEX at the moment so that is a waste. Overall this is a very good card IMO.
fruitie
post Dec 21 2022, 10:05 AM

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QUOTE(coolguy99 @ Dec 21 2022, 10:03 AM)
Just got my card. Will be using this card to pay my unifi bill via Lazada..Maxis...etc..For TIME broadband, it still does not accept AMEX at the moment so that is a waste. Overall this is a very good card IMO.
*
TIME broadband used to be able to pay with AmEx many years ago and it was removed, I don’t think it will be reinstated.
coolguy99
post Dec 21 2022, 10:11 AM

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QUOTE(fruitie @ Dec 21 2022, 10:05 AM)
TIME broadband used to be able to pay with AmEx many years ago and it was removed, I don’t think it will be reinstated.
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Yes but I will give it a shot and email them anyway. Hopefully they will reconsider to reinstate AMEX.

The exclusions do not include Insurance as well. Too bad my insurance company does not accept AMEX too.

Another platform that can be used is Favepay..But favepay merchants are not many as well.

This post has been edited by coolguy99: Dec 21 2022, 10:13 AM
fruitie
post Dec 21 2022, 10:38 AM

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QUOTE(coolguy99 @ Dec 21 2022, 10:11 AM)
Yes but I will give it a shot and email them anyway. Hopefully they will reconsider to reinstate AMEX.

The exclusions do not include Insurance as well. Too bad my insurance company does not accept AMEX too.

Another platform that can be used is Favepay..But favepay merchants are not many as well.
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I’m also going to shift my online payments from M2C Amex to Ikhwan Plat and keep M2C Amex for generic usage.
coolguy99
post Dec 21 2022, 10:40 AM

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QUOTE(fruitie @ Dec 21 2022, 10:38 AM)
I’m also going to shift my online payments from M2C Amex to Ikhwan Plat and keep M2C Amex for generic usage.
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What do you mainly pay with your M2C Amex for online nowadays?
ClarenceT
post Dec 21 2022, 10:46 AM

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QUOTE(coolguy99 @ Dec 21 2022, 10:03 AM)
Just got my card. Will be using this card to pay my unifi bill via Lazada..Maxis...etc..For TIME broadband, it still does not accept AMEX at the moment so that is a waste. Overall this is a very good card IMO.
*
If you still have PB Quantum MasterCard, you can get more than 10% savings (direct discount from Lazada) if you pay Unifi @ Lazada on Thursdays and big days. Much better than 5%/8% CB from using Amex!

This post has been edited by ClarenceT: Dec 21 2022, 10:46 AM
coolguy99
post Dec 21 2022, 10:54 AM

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QUOTE(ClarenceT @ Dec 21 2022, 10:46 AM)
If you still have PB Quantum MasterCard, you can get more than 10% savings (direct discount from Lazada) if you pay Unifi @ Lazada on Thursdays and big days. Much better than 5%/8% CB from using Amex!
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You mean by using the PBB Lazada discount code every Thursday? Good to know! Thanks!

Edit: Just checked it will be till 29 Dec this year only.

This post has been edited by coolguy99: Dec 21 2022, 10:56 AM
ClarenceT
post Dec 21 2022, 10:56 AM

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QUOTE(coolguy99 @ Dec 21 2022, 10:54 AM)
You mean by using the PBB Lazada discount code every Thursday? Good to know! Thanks!
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Yes, till next Thursday.
Already renewed a few times already since early 2022.

This post has been edited by ClarenceT: Dec 21 2022, 10:57 AM
eddydo
post Dec 21 2022, 10:56 AM

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Applied on Monday twice, received this yesterday.


RM0 MBB:We regret to inform that we are unable to accede to your card application. Thank you for your interest shown.
RM0 MBB:We are pleased to inform that your card application has been approved.Thank you

ClarenceT
post Dec 21 2022, 11:00 AM

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QUOTE(eddydo @ Dec 21 2022, 10:56 AM)
Applied on Monday twice, received this yesterday.
RM0 MBB:We regret to inform that we are unable to accede to your card application. Thank you for your interest shown.
RM0 MBB:We are pleased to inform that your card application has been approved.Thank you
*
Check M2U.
Congrats if the new card appears.

This post has been edited by ClarenceT: Dec 21 2022, 11:00 AM
eddydo
post Dec 21 2022, 11:07 AM

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QUOTE(ClarenceT @ Dec 21 2022, 11:00 AM)
Check M2U.
Congrats if the new card appears.
*
Yeap there is.

Btw, paying celcom bill via lazada is countered as online spending?
ClarenceT
post Dec 21 2022, 11:10 AM

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QUOTE(eddydo @ Dec 21 2022, 11:07 AM)
Yeap there is.

Btw, paying celcom bill via lazada is countered as online spending?
*
Should be.
No OTP required.
But it will still go through online verification (without OTP) unless it is direct debit.

You all to confirm it on 2/1/2023. smile.gif

This post has been edited by ClarenceT: Dec 21 2022, 11:12 AM
Colinlim75
post Dec 21 2022, 11:15 AM

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what so special about the MB Ikhwan AMex cards? can use in shopee or lazada Amex?

ClarenceT
post Dec 21 2022, 11:20 AM

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QUOTE(Colinlim75 @ Dec 21 2022, 11:15 AM)
what so special about the MB Ikhwan AMex cards? can use in shopee or lazada Amex?
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8% CB on online transactions (except Govt, Utilities and ewallets).
Lazada Malaysia and Shopee Malaysia (except Digital goods section) accept Amex.

This post has been edited by ClarenceT: Dec 21 2022, 11:22 AM
fruitie
post Dec 21 2022, 12:51 PM

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QUOTE(coolguy99 @ Dec 21 2022, 10:40 AM)
What do you mainly pay with your M2C Amex for online nowadays?
*
Actually just bills and FoodPanda. Also transactions on Lazada and Shopee.

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