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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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cybpsych
post May 8 2019, 04:01 PM

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QUOTE(TOHNO @ May 8 2019, 04:00 PM)
Do I have to be Muslim to apply for the Islamic cards ?
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no

it's called islamic card, not a muslim card
cybpsych
post May 8 2019, 04:06 PM

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QUOTE(TOHNO @ May 8 2019, 04:05 PM)
Ohh May I know what's the main difference between Islamic and normal cards?

are the only difference is that they're Shahriah compliant?
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https://www.comparehero.my/credit-card/arti...edit-card-works

https://ringgitplus.com/en/blog/Banking/How...Cards-Work.html

many ways to query your question, right?
cybpsych
post Jun 11 2019, 08:27 PM

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QUOTE(watabakiu @ Jun 11 2019, 08:05 PM)
How long is the TreatPoints validity?
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3 years
cybpsych
post Jun 13 2019, 01:36 PM

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QUOTE(Pakrol @ Jun 13 2019, 01:32 PM)
Hi all, can i just convert my ikhwan gold mc to ikhwan petronas?

or do I need to re apply waiting for approval etc?

any charges?

thanks in advance
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dont think can. both are different cards/products.

ask MBB if you can add a new card.
cybpsych
post Jul 3 2019, 10:29 AM

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QUOTE(facktura @ Jun 19 2019, 12:15 PM)
I still keep this card for my groceries and petrol on friday saturday but since maybank revise no more 5x TP weekend on AMEX M2C, i see no point of keeping this mastercard ikhwan coz will just use AMEX for weekend petrol an groceries, since same 1TP earn also hmmm.

But SST just paid last month, maybe keep using it until next year and only cancel.
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if already paid, just keep it for now biggrin.gif

can cover for 3 days petrol/groceries spending.

some ppl even not enough by using amex alone smile.gif
cybpsych
post Jul 17 2019, 05:57 PM

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user posted image

https://www.maybank2u.com.my/maybank2u/mala...rcedes0719.page

Type REWARDS (space) 12-digit NRIC Number without spacing and send to 66628

Grand Prize: Mercedes Benz A 200 Sedan
2x First Prize: Holiday vouchers for 2 worth RM 10,000
50x Bonus Prize: Cash back of RM 200
100x Consolation Prize: Cash back of RM 100

Terms and Conditions
Applicable to all new and existing Principal Cardmembers of Maybank Islamic Ikhwan Credit Card(s).
SMS registration is required and must be performed by Principal Cardmembers only.
Standard SMS charges apply and shall be borne by Cardmembers.
Cardmembers may win one Prize only throughout the Campaign Period.

user posted image

This post has been edited by cybpsych: Jul 22 2019, 08:55 PM
cybpsych
post Jul 25 2019, 08:28 PM

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QUOTE(Sphenix @ Jul 25 2019, 03:52 PM)
just received SMS from maybank where Ezcash 0% interest rate for 6 months

but I checked the site seems 3.88% though

https://www.maybank2u.com.my/WebBank/EzyCash-repay-table.pdf
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cybpsych
post Jul 29 2019, 07:59 AM

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QUOTE(V3000 @ Jul 29 2019, 07:53 AM)
My income.. everage/lower compare to those around my age.
I think prompt payment and maintain good period/amount of Fixed Deposit/savings helps..

Btw why everyone wish to have high limit ha? Dont you guys worry?

When everyone request to increase limit, i request to reduce it!
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not everyone is the same.

sometimes, higher CL helps in emergency situation or ad-hoc need to spend large amount.

a decent, comfortable high CL is good as backup (assuming your finance health is good too)/
absurbly-high CL is a very very niche requirement to some. laugh.gif
cybpsych
post Jul 29 2019, 08:15 AM

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QUOTE(V3000 @ Jul 29 2019, 08:07 AM)
Yes if we able to manage our spending accordingly.. i got bad history toward credit cards usage
(But trust me, MBB don't care as long as we use and pay) If they notice that we spend a lot they will 'gifts' us with good amount of limit..
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banks giving their credit services is a balancing act. they want your business but dont want risky ones. if they want your business, they only willing to accept certain risk (hence the Credit Limit). that's the max exposure they willing to take against the individual based on records.

if you "behave" they trap you with more CL. banks are betting on your human nature i.e. to spend cool2.gif


high or even low CL, one must not forget to service the repayment promptly. that's the general rule to have good records.

same like IRL, if i borrow money from you and drag the repayment for monthsssssssss, sure you will "mark" me as bad borrower laugh.gif just that i cant impose interest onto you cool2.gif


cybpsych
post Jul 29 2019, 06:55 PM

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cybpsych
post Aug 31 2019, 05:54 AM

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QUOTE(myroy @ Aug 31 2019, 01:30 AM)
my wife received a cc together with me.
But her cc not activated, and she dont want to use
later still got charge Rm25 (iinm)
so we call maybank on this?
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else who to call leh? biggrin.gif

tell them to terminate the card, wife don't need it. ensure no payable charges required. full termination.

don't keep and left it unattended.
cybpsych
post Sep 10 2019, 03:32 PM

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Credit Cards Minimum Payment Due [ Maybank ]
10 SEPTEMBER 2019

Dear Valued Cardmember,

Effective 1 October 2019 - The minimum payment due on Maybank and Maybank Islamic Credit Cards shall be revised as follows:


The minimum payment due will include:

5% of statement balance*
100% monthly instalment** (if any)
100% past due amount (if any)
Amount exceeded credit limit (if any);

OR RM25; whichever is higher on payment due date.


The first monthly instalment** amount (comprising of principal and interest / management charge)* will take effect on the following day and every month thereafter until full settlement of all the monthly instalments.

For more details, please refer to full terms and conditions in www.maybank2u.com.my

*Exclude new credit card instalment approved from 1 October 2019 onwards.
**Only applicable to new Balance Transfer, Cash Treats, EzyCash, EzyPay and EzyPay Plus approved on 1 October 2019 onwards.

Click here for FAQs
cybpsych
post Sep 11 2019, 12:14 PM

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QUOTE(TrollNoob @ Sep 11 2019, 12:14 PM)
Sorry.... Meaning?
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read the FAQ
cybpsych
post Sep 21 2019, 03:59 PM

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QUOTE(akping_1 @ Sep 21 2019, 03:26 PM)
Any1 notice there is promotion for pairing the master card together with samsung pay? perform 4 transactions and get voucher. i received RM10 Shopee voucher for that.
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already posted the promo in Samsung Pay topic here

ppl already reporting getting the voucher.

This post has been edited by cybpsych: Sep 21 2019, 04:00 PM
cybpsych
post Sep 21 2019, 06:26 PM

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QUOTE(AveoHzq @ Sep 21 2019, 04:57 PM)
Hi, just got a message from Maybank saying my card was approved.

Usually how long for them to send the card? hmm.gif

I check m2u and its already linked but physical card havent arrived.
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2-3 working days, assuming no issue with the delivery.
cybpsych
post Sep 27 2019, 09:53 PM

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QUOTE(myroy @ Sep 27 2019, 09:41 PM)
Hi i bought 1item using cc installment last month (27iinm)
May i know when is my 1st payment for installment?
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1st installment will be charged exactly on statement date (and billed together).
cybpsych
post Oct 5 2019, 12:26 PM

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QUOTE(watabakiu @ Oct 5 2019, 11:01 AM)
in a bit of a rut. applied for limit increase for overseas trip, but trip got postponed. how to extend the days?
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call back again lor

they may ask you to call back again once your trip is confirmed.
cybpsych
post Oct 11 2019, 08:32 PM

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QUOTE(cybpsych @ Mar 21 2019, 07:59 PM)
PETRONAS Maybank Visa Cards Raya Campaign [ MBB | T&Cs ]
18 March 2019 to 16 June 2019

user posted image
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Petronas Maybank Cards Visa Raya Campaign 2019 Winners [ Maybank ]

We are pleased to announce the winners of PETRONAS Maybank Cards Visa Raya Campaign with your PETRONAS Maybank Co-Brand Cards which commenced from 18 March 2019 - 16 June 2019.

Congratulations to all winners and thank you for your support
cybpsych
post Oct 16 2019, 12:19 PM

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QUOTE(eddievh @ Oct 16 2019, 12:13 PM)
8-1=7, still gain 7% ,
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yeah, just slightly over 7.xx% cashback because the surcharge is also getting cb too laugh.gif
cybpsych
post Nov 6 2019, 11:47 AM

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QUOTE(arza04 @ Nov 6 2019, 11:44 AM)
Is there any settings or need to activate something before make online purchase?

My online payment not successful when purchasing using this cc. So far already try kfc app and shopee both cannot go through

Airbnb okay no problem hmm.gif
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try contact Maybank CS to enable MSOS/online transaction.

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