Outline ·
[ Standard ] ·
Linear+
Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card
|
cybpsych
|
 Nov 9 2019, 11:02 AM
|
|
QUOTE(deanitro @ Nov 9 2019, 07:30 AM) just want to confirm.. i am planning to buy furnitures for my new house. so i will swipe many times. example, sofa = rm2000 (buy on monday) dining table= rm2000 ( buy on tuesday at different store) tv = rm2000 (buy on wednesday at dfferent store) can i do zero interest instalment plan for each of the items? let say, 5 ziip for 5 items at one time for a single credit card? yes, provided...... 1) your CL is enough 2) the merchant accept ziip during purchase |
|
|
|
|
|
cybpsych
|
Dec 24 2019, 12:39 PM
|
|
|
QUOTE(adamhzm90 @ Dec 24 2019, 12:36 PM) Bought new iphone with installment only to found out that credit limit was deducted in full amount instead of the monthly charges. Panicked a bit when my cc got declined. Luckily request for increase CL was approved in hours via M2U. Huhu nope. even with installment, the full amount must be "reserved" from your available CL. the monthly installment will be posted to the card on statement date. |
|
|
|
|
|
cybpsych
|
Dec 24 2019, 01:21 PM
|
|
|
QUOTE(adamhzm90 @ Dec 24 2019, 12:46 PM) Will it be reduced over time according to our payment schedule? yes |
|
|
|
|
|
cybpsych
|
Dec 24 2019, 03:05 PM
|
|
|
QUOTE(Exeunt @ Dec 24 2019, 02:31 PM) so basically he used up the CL correct ?  imaging you operate a bank. you assign RM10k CL to your customer. your customer swipe RM10k for installment. CL not deducted at all. your customer swipe RM10k again. No CL deduction. rinse and repeat. so, are you willing to take the risk for the customer to keep owing you without any CL blocking/reservation? |
|
|
|
|
|
cybpsych
|
Dec 30 2019, 09:10 AM
|
|
|
QUOTE(myroy @ Dec 30 2019, 09:01 AM) guys, can we use EzyPaymnet if want to buy bike? bike value around RM40k if the dealer/merchant enrol to maybank's ezypayment program, of course. also ensure your CL is enough for the bike's full price. |
|
|
|
|
|
cybpsych
|
Dec 30 2019, 09:49 AM
|
|
|
QUOTE(maslam @ Dec 30 2019, 09:43 AM) anyone have check if top up setel, can get the 8% cash back? no |
|
|
|
|
|
cybpsych
|
Dec 31 2019, 07:34 AM
|
|
|
QUOTE(chikuera @ Dec 30 2019, 10:53 PM) Hi. I’m applying for my first cc. Q: should I apply for Petronas Ikhwan Gold or just Ikhwan Gold? I’m not a one-station pumper - Will pump anywhere with promo/contest hehe pretty-straightforward: ikhwan mastercard, 5% @ Fri/Sat, any petrol brand. |
|
|
|
|
|
cybpsych
|
Dec 31 2019, 08:32 AM
|
|
|
QUOTE(myroy @ Dec 31 2019, 08:31 AM) Hi, My cc replacement should only took 3 days(mention by customer support) Now >7days is it normal? call CS and ask about the status there could be few reasons for the delay |
|
|
|
|
|
cybpsych
|
Dec 31 2019, 11:14 AM
|
|
|
QUOTE(jerrylo @ Dec 31 2019, 11:10 AM) Apply via M2U - 21/12 received SMS approval - 24/12 (so fast MBB) When will receive card? should be few days for normal days .... considering we're now in year-end holiday season, expect some delay. perhaps you can try call CS and ask for Tracking #. from 24 Dec, the card would've been sent out to courier for processing. |
|
|
|
|
|
cybpsych
|
Jan 5 2020, 07:58 PM
|
|
|
QUOTE(jerrylo @ Jan 5 2020, 07:57 PM) how to link ikhwan card with my current m2u account? m2u ikhwan card (only card) m2u personal (saving acc,card debit/ATM,insurance,dll) call CS to link? |
|
|
|
|
|
cybpsych
|
Jan 8 2020, 07:54 AM
|
|
|
QUOTE(cybpsych @ Oct 30 2019, 05:28 PM) BHPetrol Promotion [ MBB | T&Cs ]
Campaign Period: 1 November 2019 - 31 January 2020Get 10% Cash Back when you spend a minimum of RM40 at BHPetrol with Maybank Cards Payment must be made with Maybank / Maybank Islamic MasterCard & Visa credit Card only. Cardmember must spend a minimum of RM40 to be eligible for Cash Back. Cash Back is capped at RM20 per Cardmember with the total payout of RM300, 000 per month with maximum payout of RM900, 000 throughout the Campaign Period. In the event that the Cardmember holds more than 1 Maybank/Maybank Islamic Credit Card, the Cardmember shall only be eligible for the Cashback once every month. 10% Cashback is awarded to the principal Cardmember only. Cashback will be awarded and credited into principal Cardmember’s account within 4-6 weeks after campaign ended. Only selected BHP Petrol Stations are available for this promo >> https://www.maybank2u.com.my/iwov-resources...hp1019_list.pdf QUOTE(bukitbanyan @ Jan 7 2020, 11:02 PM) 1. For maybank cc, they deliver the card to home address or to the nearest maybank branch? 2. Is visa ikhwan eligible for bhpetrol 10% campaign? read |
|
|
|
|
|
cybpsych
|
Jan 9 2020, 04:09 PM
|
|
|
QUOTE(ahchat @ Jan 9 2020, 04:04 PM) ok, as per above, from what I understand, 1st month, limit-6k statement-2k ezypay-2k ----------- paid-1k balancecredit is 3k 2nd month limit-6k statement-2k ezypay-1.8k ---------- paid-1k paid ezypay-200 balance credit-3.2k? dude, your credit limit does not RESET every month. 2nd month limit-3k (available balance from 1st month)statement-2k <-- either some transactions in here will fail to charge, orezypay-1.8k <-- this will fail to charge because available CL is just RM3kdepending on the sequence of the usage. |
|
|
|
|
|
cybpsych
|
Jan 19 2020, 09:07 PM
|
|
|
QUOTE(chikuera @ Jan 19 2020, 08:01 PM) Hi Guys. Just got my Ikhwan CC (my first cc). Too only 3 days for them to send to me so fast! Anyway, i have a question. Already searched the forum but the topic was discussed in 2010 😅 Q: for Ezpay, the application is done during our swipe at shop’s terminal right? And no need to apply online after that? Iinm, only for Ezpay Plus you need to apply online and it’s not interest free. Other Q: is it legal for Shop to charge administration free for Ezpay transaction? a1: yes, the merchant/shop will do the rest a2: yes, unethical to impose surcharge. |
|
|
|
|
|
cybpsych
|
Jan 30 2020, 10:23 AM
|
|
|
QUOTE(effectz @ Jan 30 2020, 09:56 AM) How? Where's the setting? can you tell us where to find "settings" for other cards/banks? |
|
|
|
|
|
cybpsych
|
Feb 3 2020, 05:58 PM
|
|
|
QUOTE(ckokwei @ Feb 3 2020, 05:10 PM) Anyone here applied for Maybank Ikhwan Visa Gold but get mastercard as well ? I just applied 1, why they gave 2 ? Can I just activate one of it ? yes you can activate 1 card, but both cards will kena SST regardless. CALL cs to CANCEL the redundant card. do not leave it as your "bookmark"  |
|
|
|
|
|
cybpsych
|
Feb 4 2020, 07:18 AM
|
|
|
QUOTE(zaniel @ Feb 3 2020, 09:49 PM) After being rejected twice for the Petronas Visa, I asked my wife try to apply using her financial profile through M2U and funny enough, no sms or email regarding the application status until the physical credit card dropped in her mall box today. I was like ... what?! But nothing appeared in her M2U yet. Is this normal? I remember last time my FCB and 2 cards appeared in my M2U first before I received the physical cards. Also no credit limit was specified in the approval letter. Does this mean it will share credit limit with conventional credit card? call cs to link the card to her m2u |
|
|
|
|
|
cybpsych
|
Feb 5 2020, 01:21 PM
|
|
|
QUOTE(syumul @ Feb 5 2020, 01:11 PM) Guys, need advice here. Getting my new Petronas Ikhwan card just now and already activate the card. Now I have Hong Leong Essential card with RM1.6k outstanding. I want to terminate this card and made a full settlement to Hong Leong. So can I swipe with my new Ikhwan card to settle the essential card outstanding at Hong Leong bank? thank you. direct payment, no can try Balance Transfer, but with a fee |
|
|
|
|
|
cybpsych
|
Feb 5 2020, 01:36 PM
|
|
|
QUOTE(syumul @ Feb 5 2020, 01:33 PM) Sorry for being shallow, but what is balance transfer? I saw in m2u there is a BT plan with 0% interest 12-month tenure but charge 3.00% fee one time. By doing this BT, it mean Maybank will pay off my Essential card outstanding and I can terminate the Essential card? yes if u apply maybank's BT plan, maybank transfer X-amount to HLB card (ie paying off the outstanding). the outstanding from HLB Essential card is transferred to Maybank card, and spread into installments (e.g. 12 months/installments). |
|
|
|
|
|
cybpsych
|
Feb 23 2020, 07:12 AM
|
|
|
QUOTE(sg999 @ Feb 22 2020, 11:56 PM) does speed mart 99 classified under groceries? refer https://forum.lowyat.net/topic/3711577 |
|
|
|
|
|
cybpsych
|
Apr 8 2020, 10:53 AM
|
|
|
QUOTE(watabakiu @ Apr 8 2020, 10:13 AM) I have made many EzyPay Plus instalment plans (the one where you apply to break the amount to smaller monthly payments) this one kena interest. i select 12 mths @ 4.5%p.a. How do I check which ones? i can check the amount charged but i forget which transactions are relate to! like ) EzyPayPlus-E12: 006/006 EzyPayPlus-E6: 005/006 can anyone help me with this? does it show the merchant name? for normal ezypay (convert during purchase), the transaction description will show the merchant's name. |
|
|
|
|
Quote
0.0240sec
0.61
7 queries
GZIP Disabled