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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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tifosi
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Feb 2 2019, 12:18 AM
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QUOTE(MasterConfucion @ Feb 2 2019, 12:10 AM) So I just paid my credit card through maybank 2 u. When I check my standard charter card balance it doesn’t deduct although I use instant bank. Is it normal? Your available balance should be reflected immediately but the transaction could probably take a few hours to a day to reflect.
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tifosi
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Apr 3 2019, 01:16 PM
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All the split of RM 100 usage for the LFC card went wasted.
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tifosi
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May 23 2019, 02:59 PM
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QUOTE(synical @ May 23 2019, 12:45 PM) Checked online banking and AF charge got reversed, but it'll only be reflected in next statement (June). Because it was the last item charged in my May 2019 statement, I was told that I can pay current statement balance minus RM250. Can I really do that, or do I pay the full amount as per statement just to cover my butt/don't get charged interest and what not? Thanks. Just pay the statement amount to be safe. Money is already in the pocket for you. Next month you'll be able to enjoy it anyway.
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tifosi
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Jun 7 2019, 03:59 PM
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At least the Liverpool CB I pay the annual fee I still can give the free jersey to my dad. This one buta buta pay 250 into the drain and we all know how strict are SC nowadays. Last time, call sure can get waiver. Now 1 cent also cannot waive.
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tifosi
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Jul 7 2019, 04:58 PM
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QUOTE(MiKE7LIM @ Jul 7 2019, 04:46 PM) Hi all. Need your guidance First time got outstanding charges from bank. Example Statement rm1.5k, paid 1.4k before due date and short of rm100. The interest was charge base on statement rm1.5k but not short payment rm100...... Is this correct way to calculate? It’s charged based on outstanding balance and not statement balance. So if you swipe anything after your statement but statement not generated yet, all those are also counted.
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tifosi
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Jul 19 2019, 02:11 PM
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For those who use LCB, for the RM 50 cashback, just beware that there's hidden T&C that have other exclusions aside from petrol and insurance. Just knew about this.
My hospital bill is tagged under professional services and MCC 8999 and it's excluded from cash back.
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tifosi
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Jul 21 2019, 05:54 PM
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QUOTE(PsychoJoe @ Jul 21 2019, 05:29 PM) Hey tifosi, how did you find out that it got tagged under MCC 8999? I tried calling the customer service to ask for the MCC of a similar health related transaction and they told me that they can't check from the system and that I have to go and ask the merchant myself. It's not really an acceptable answer for me but I didn't pursue it further, I was already exhausted from being on hold for over 20 minutes while they checked with their manager (and getting disconnected once and having to explain my request all over again). I did the live chat and asked there. Their live chat is pretty good for simple things like these. I didn’t ask them directly which mcc but rather why I was not credited cash back (I didn’t know the hospital bill was tagged under professional services 8999). But they should be able to pull the transaction MCC regardless.
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tifosi
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Jul 23 2019, 11:12 AM
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QUOTE(jhleo1 @ Jul 22 2019, 10:31 PM) Both my JOP n WM's not yet charge AF n SST (July month expire cards). I just called SC on 15 July to cancel then they asked me why. I just told them due to AF n SST. The officer immediately offer AF waived n RM50 cashback by end of September. This is the problem. They don't waive SST unless you say you wanna cancel your card then they might retain you. I had the old platinum which I memang decide to cancel, call to cancel when AF is in. No call to retain me
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tifosi
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Sep 29 2019, 04:59 PM
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QUOTE(12kevin @ Sep 29 2019, 04:30 PM) Hi,newbie here,just saw from previous post said that just one platinum cash rebate count according calendar month and no statement date?Let say i top up 2500 to bigpay in sep and auto billing for 250 in early of oct,then how many cash rebate i can get in sep? RM 30 in Sep as yours is purely online transaction in Sep and is capped at RM 30
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tifosi
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Sep 29 2019, 05:00 PM
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QUOTE(jefftan4888 @ Sep 29 2019, 02:03 PM) Reward A: RM100 CB - received within 90 days [attachmentid=10322471] New to bank cust cashback?
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tifosi
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Nov 25 2019, 10:51 AM
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QUOTE(zinze36 @ Nov 25 2019, 10:43 AM) yes! finally get a rm100 on the third day  How much did you swipe?
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tifosi
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Nov 27 2019, 03:53 PM
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QUOTE(cucikaki @ Nov 27 2019, 12:21 AM) What are the odds!!!! http://scmy01.com/07W***http://scmy01.com/06C***http://scmy01.com/051***http://scmy01.com/04a***http://scmy01.com/03V***http://scmy01.com/02s***http://scmy01.com/01p***7 in a row. And i realised the number is actually running. 01 02 03.... And yes the 0 really means 0 - for my case  8th n 9th successful. Rm5+RM5. RM10/RM900 = 1.10% I have few tries that starts with 1 also Try again as well http://scmy01.com/1xs***http://scmy01.com/1v6***
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tifosi
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Nov 27 2019, 04:26 PM
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QUOTE(fruitie @ Nov 27 2019, 04:15 PM) I thought SCB calculates cash back based on transaction date?  I had few times transactions were performed on the last day of the month and posted in following month, still got my cash back. I can confirm on this. I have a few transactions that were swiped on last day of the month, unposted till 2nd but calculated into total cashback for the month. JOP at least but it should be the same across other cards.
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tifosi
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Nov 27 2019, 06:06 PM
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QUOTE(jefftan4888 @ Nov 27 2019, 06:02 PM) I can't log in SC website and app. Is anyone having the same issue? Same here. Been having intermittent issues since yesterday but today totally blocked off from accessing.
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tifosi
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Nov 27 2019, 11:38 PM
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QUOTE(jefftan4888 @ Nov 27 2019, 06:18 PM) I waited for 25 minutes for customer support. I am sure many have encountered the same issues. He disables my authentication function temporary. I tried chatting to the live chat, pretty useless can’t help to get it sorted. Then I raised a complaint via fb messenger, no response as well. Couldn’t be bothered. Tried again with iPhone app, still having issue. Tmr will try with the web and see. I just want to login to make sure the transactions are tracked correctly only.
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tifosi
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Nov 28 2019, 01:07 AM
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QUOTE(jieGeGe @ Nov 28 2019, 01:04 AM) I believe before we receive the SMS. System already know how much CB we getting. This URL just want to show up the animation only. Yeah. I’m pretty sure the algorithm is that day. Let you shock sendiri see it spin which way only.
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tifosi
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Nov 28 2019, 09:35 AM
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QUOTE(hakkai0810 @ Nov 28 2019, 09:21 AM) any1 still getting cashback for the spin at this hour? Tried like 5-6 time from 8am to 930am. All is 0 orz It's not first come first serve. I got cashback at 8pm yesterday but failed many time at 10am. It's down to luck. Don't know how's the algorithm.
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tifosi
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Nov 28 2019, 11:45 AM
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QUOTE(#Victor @ Nov 28 2019, 11:38 AM) are u sure we don't need click spin from the SMS link can get the prizes automatically? have u tried that without enter the page and spin still get the prizes? CODE 14) Eligible Cardholders are required to click on the link to play the Cashback Drift game (“Game”) which will then confirm if the Eligible Transaction done is entitled for Daily Cashback Prize. To play the game, internet connectivity on the Eligible Cardholder device is required. QUOTE(avinlim @ Nov 28 2019, 11:41 AM) i think no need to click also. What if I got winning, I share the link here for you to click, but I never click. Do you think I will get the cb? or mayb you will get the cb? XD haha.... I think you'll have to click spin for you to be eligible BUT your amount whether 0, 5 or 100 is already predetermine one you receive the SMS in the back end. So the spin to see what amount you get is to syok sendiri only.
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tifosi
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Dec 13 2019, 09:26 AM
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QUOTE(bukitbanyan @ Dec 13 2019, 08:06 AM) Hi. Do we get cashback for jompay transaction with sc cc? Nop. Jompay not eligible.
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tifosi
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Jan 2 2020, 10:47 AM
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January 2020 is a tough month for me. Use to be averaging 5-6 on average. It's like 10-12 now for these 2 days.
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