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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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ClarenceT
post Oct 2 2022, 11:25 AM

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QUOTE(eikozai @ Oct 2 2022, 11:19 AM)
Indeed. I lodged a ticket with SC live chat officer, they say will investigate on the shorts.
None of the above, i did read the T&C also.
Petrol - Shell
Online - TNG wallet top up, grab wallet top up, shopee wallet top up, lazada purchase direct CC payment
Grocery - AEON supermarket & Jaya Grocer
Others - Mainly dining in places.
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Another 2 possibilities
(1) you spend at Government-related transactions eg JPJ, Municipal council, PTPTN etc.
(2) not all of your August transactions posted by the first week of September.

Do you mind to show ALL the merchant description that transacted on 1/8-31/8?

This post has been edited by ClarenceT: Oct 2 2022, 11:25 AM
ClarenceT
post Oct 2 2022, 11:34 AM

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QUOTE(eikozai @ Oct 2 2022, 11:28 AM)
1) Was using another CC from another bank for these commitments.
2) all these are transacted and posted within August.

Sorry, i dont feel comfortable revealing the details in public.
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Ya, then you should get an explanation from SC.

FYI, if you spend at government offices, you use FPX/Jompay for online transactions, you top up SarawakPay (and pay bills at Siliconnet Tech), they are not considered part of your spending in August.

You mentioned you got RM20 CB only, obviously the eligible spendings is >RM1499.99 but <RM2500.

This post has been edited by ClarenceT: Oct 2 2022, 11:35 AM
ClarenceT
post Dec 5 2022, 01:38 PM

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QUOTE(synical @ Dec 5 2022, 01:31 PM)
Made card cancellation request on the app end of last month, until today still "processing". Should I chat/call to follow up?

Also haven't gotten a call from their retention people/whoever.
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Just wait for a few more days, the card accounts will go disappeared and the "Status" of "Credit Card Cancellation" is COMPLETED, no need to pick up their calls.

This post has been edited by ClarenceT: Dec 5 2022, 01:46 PM
ClarenceT
post Dec 21 2022, 10:54 AM

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QUOTE(thinkhappy @ Dec 21 2022, 10:51 AM)
What is TF-Value?
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https://www.tfvaluemart.com.my/

ClarenceT
post Feb 2 2023, 05:03 PM

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QUOTE(thinkhappy @ Feb 2 2023, 03:40 PM)
2 feb. nothing happen yet
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Still early. Wait till 1/3 the due date.
ClarenceT
post Feb 3 2023, 06:23 AM

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QUOTE(singgung @ Feb 2 2023, 10:13 PM)
But January is really late right? Cause I'm using this card for about 2 years and I've been getting cashback every month except last month. Even if need to wait 60 days, November one should have been credited last month, no? Sorry, not spamming. Just annoyed cause it looks like I'm going to get SST charged just for waiting for cashback.
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All the while within 60 days.
November CB should be credited by 30/1/23.
You got it early all the while, doesn't mean it automatically override the T&C, December CB is not due yet, you can't say it is late.

It is like your statement date is 1st, due date on 21th. You always paid before 10th, but this month you pay on 15th, is it late payment?

This post has been edited by ClarenceT: Feb 3 2023, 06:34 AM
ClarenceT
post Feb 3 2023, 10:59 AM

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QUOTE(ronnie @ Feb 3 2023, 10:44 AM)
some very anxious to cancel that why cannot wait. Why not help us by calling SCB CS and ask why the delay
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No delay ya but not early.
ClarenceT
post Mar 29 2023, 11:43 AM

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QUOTE(kian811210 @ Mar 27 2023, 02:38 PM)
Past few week been approach by SC agent for apply thier credit card
And He told me can use Credit Card to pay house loan and he did so.
Any Sifu experience using credit card to do so?
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Via third party. A few % surcharge.
Shopee may still have sellers offering this service. At your own risk.
ClarenceT
post Apr 13 2023, 09:09 AM

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QUOTE(ChiaW3n @ Apr 13 2023, 09:03 AM)
Sc feedback that can’t be all together like get waiver for SST and annual fee and RM100 cashback so I replied forget about it just proceed with the cancellation. Until today also no news no update whatsoever
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Check your SC online banking, the account will go disappeared, check CCRIS 1-2 months later as well.
ClarenceT
post Jun 13 2023, 08:18 AM

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QUOTE(cweng93 @ Jun 13 2023, 01:00 AM)
Also, does cash come next cycle?
eg, I have spent RM2.5k in May, and my statement date is 1st may.
The cashback will only be reflected in next statement? which is 1st June?
cuz the cashback is still RM0 in 360 reward

I'm using simplify cash cc
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Spendings in May, you expect CB on 1 May?

For spendings in May, the CB will be credited to 360 Reward within 60 DAYS from end of May, ie you will get it before 30/7. Now still early.
ClarenceT
post Aug 3 2023, 02:45 PM

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QUOTE(Wolgie @ Aug 3 2023, 12:42 PM)
Buy 8x RM10 TNG PIN at Lazada.
ClarenceT
post Oct 9 2023, 05:54 PM

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QUOTE(ben3003 @ Oct 9 2023, 05:28 PM)
Yeah, my retail spending is 3k+. But even no hit also get 0.5%.. problem is nothing. This SC hotline cannot call one.. no option to speak to agent.. no live chat also.. wat the heck
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Government-related transactions including S Pay Global are not considered as retail spending for SC CC.
ClarenceT
post Oct 9 2023, 06:25 PM

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QUOTE(ben3003 @ Oct 9 2023, 06:09 PM)
My transaction
lazada malaysia 1000
Touch n go ewallet 1000
Kiplepay 1000
Shopee selangor 400
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All transactions in August and posted by the first week of September?
Zero cashback at 360 Rewards?
ClarenceT
post Oct 9 2023, 06:48 PM

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QUOTE(ben3003 @ Oct 9 2023, 06:30 PM)
Actually i did it on the first week of my statement refresh on sept, which is on the 8th of every month. The cashback will show at statement date? Or need wait abit?
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Transactions on 1/8-31/8, you should have received CB at 360 Rewards now (earlier than 30/10, 60 days from end of August).

Transaction on 1/9-30/9, CB will be credited BEFORE 30/11.
ClarenceT
post Oct 10 2023, 09:55 AM

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QUOTE(rko0504 @ Oct 10 2023, 09:29 AM)
Bro you mean Government spending not including in total spending more than RM2.5K? Didn't know about that.
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Not included in RM2500 spending.
ClarenceT
post Oct 10 2023, 06:43 PM

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QUOTE(rko0504 @ Oct 10 2023, 05:13 PM)
Oh no. No wonder  cry.gif
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This rule applies to SC CC only.
Not like RHB (VS, Shell etc), HLB (Wise), UOB etc.
ClarenceT
post Nov 29 2023, 09:08 AM

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QUOTE(andrekua2 @ Nov 28 2023, 05:07 PM)
No wor... It's in 360 rewards just like the previous forumer said.
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For all the transactions from Nov 1 to Nov 30 (must be posted by the first week of December), the monthly cashback (Nov) will be credited to 360 rewards WITHIN 60 DAYS FROM 30/11/2023, i.e. BEFORE 29 JANUARY 2024.


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2.3 CashBack will be calculated at the first week of the following month and will be credited to your credit card account or any other account we designate within the 60 days after the end of the relevant transaction months

This post has been edited by ClarenceT: Nov 29 2023, 09:09 AM
ClarenceT
post Dec 1 2023, 11:39 AM

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QUOTE(Secret_Garden @ Dec 1 2023, 11:11 AM)
why October month cashback still haven't in?
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Before 30 December 2023
#22345
ClarenceT
post Dec 1 2023, 12:44 PM

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QUOTE(Secret_Garden @ Dec 1 2023, 11:58 AM)
new rules again? i thought last time they already delay one month now want to delay it for 2 more months?
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All the while WITHIN 60 days.
Rule never changed!
ClarenceT
post Dec 1 2023, 01:11 PM

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QUOTE(trixyoo @ Dec 1 2023, 01:08 PM)
Yes, I did spend in this categories like usual, but last statement amount I paid is rm2471 after deduct the rm60 CB. Will the total amount affect my new cash back reward after deduct claim my CB?
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Did you spend on government related transactions (eg passport, JPJ, polis etc)?

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