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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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ClarenceT
post Jun 30 2021, 08:54 PM

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QUOTE(tonytyk @ Jun 30 2021, 07:46 PM)
E-wallet top up eligible for cash back?
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Read T&C - List of MCC excluded.

ClarenceT
post Jul 1 2021, 03:48 AM

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QUOTE(edwin1002 @ Jun 30 2021, 09:35 PM)
Ewallet are eligible for cash back (RM5 or RM100), why exclude? show me
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Not all the e-wallet transactions under MCC6540.
Eg 6051 for Lazada Wallet, 4814 for Bigpay in some occasions.
ClarenceT
post Jul 1 2021, 10:44 AM

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But only 1 winner to get RM100 per day (average)
RM100 to win RM5 (5%).
Not so attractive. smile.gif
ClarenceT
post Jul 30 2021, 04:45 AM

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QUOTE(ChiaW3n @ Jul 30 2021, 12:17 AM)
Meaning say that once I reached 2.5k to get the capped 40, then others should spend on LFC. Because normally every month I only getting 20+ CB from this card.

Side note: I received a sms from stand chart asking if I want to increase my CL. If I am not mistaken they increased for me once early of this year. So fast another increase?
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JOP
If your CB is <RM28/month, spend RM1500.00 (till RM2499.99) is good enough.
ClarenceT
post Jul 30 2021, 07:02 PM

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QUOTE(ChiaW3n @ Jul 30 2021, 06:42 PM)
Ahhh I forgot to ask if reload to setel considered as petrol spending?
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Setel wallet -> e-wallet
Setel CardTerus -> Petrol
ClarenceT
post Oct 22 2021, 05:04 PM

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QUOTE(#Victor @ Oct 22 2021, 04:57 PM)
the problem is no longer will spend on SC since the revised benefit, want to redeem all the cashback and pay the remaining statement balance then store in freezer or cancel tongue.gif
if pay statement balance, the excessive cashback will be transferred to other bank CASA upon card termination?
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The credit is less than RM50, top up ewallet or pay utilities to make the outstanding balance to RM0.00. Then cancel the card.

But the retention dept offered me RM100 credit (to cover SST RM25x2), just need to spend RM200 (combined), 1 transaction per card, if I didn't listen wrongly.

This post has been edited by ClarenceT: Oct 22 2021, 05:06 PM
ClarenceT
post Nov 9 2021, 11:20 AM

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QUOTE(contestchris @ Nov 9 2021, 11:13 AM)
Any idea if Great Eastern ePay auto billing is considered as online spend as well?

How about TimeDotCom (Time Internet) auto billing, as well as TNB? Are these considered utilities spend, or online spend? Are they considered auto billing as well in terms of cashback category?
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Auto billing is auto/direct debit, the transaction is initiated by the merchant.

Online transaction can only be initiated by the card user, then go through verification such as OTP or SSL.

But a payment transaction initiated by card user may not be recorded as an online transaction, because you may submit your card details online to the merchant, then the merchant direct debit the card as per the order.
ClarenceT
post Nov 9 2021, 11:32 AM

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QUOTE(contestchris @ Nov 9 2021, 11:27 AM)
Okay, in that case, do auto billing transaction qualify for another category? Example TNB auto billing, is it considered utility spend? Same with Time auto billing, is it utility spend? And Great Eastern auto billing, is it considered insurance spend?

On that note, for online food spend (such as Dominos), is it also considered a "dining" spend?

I'm a bit confused on the treatment of online and auto billing spend (i.e., if they qualify for a spend category or not (like dining, utilities, insurance etc)).
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https://www.sc.com/my/credit-cards/justone-...num-mastercard/

CB scheme had been changed on 1/10/21. Auto debit category is now removed. We haven't seen the first CB after revision of CB scheme.
ClarenceT
post Nov 10 2021, 09:33 AM

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QUOTE(strattos93 @ Nov 10 2021, 09:27 AM)
Hi, want to ask the SCB Justone card 2nd year annual fee cant be waived one?
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Retention Dept has the right to waive it, but you must cancel the card first before AF is charged. No outstanding debt when you cancel the card.
ClarenceT
post Nov 23 2021, 09:48 AM

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QUOTE(strattos93 @ Nov 23 2021, 09:08 AM)
want to ask that did SCB JOP change their cashback again? last time i think got auto debit like Digi etc, now i didnt see that
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Dude you didn't read SMS...


Attached thumbnail(s)
Attached Image
ClarenceT
post Nov 27 2021, 09:32 AM

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QUOTE(tan_aniki @ Nov 27 2021, 09:14 AM)
No need to play, just click start and if saw cone appear will follow with bomb, it's all fixed

But anyway when i saw number prefix same i will redo RM100 again while opening the link
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"Number prefix" may win a prize. Try
https://scmy01.com/gn/80665278
ClarenceT
post Nov 30 2021, 11:06 AM

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QUOTE(alexwsk @ Nov 29 2021, 10:31 PM)
what's the number prefix???  :confused:
what type of trick can be use? thanks
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If gn/0****, then most likely SORRY.
If gn/5*, /6*, /8*, /C*, /F*, most likely RM5 prize.
ClarenceT
post Dec 30 2021, 08:42 AM

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November prizes and Retention incentive credited as well.
ClarenceT
post Jan 1 2022, 12:27 PM

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QUOTE(Ayanot @ Jan 1 2022, 10:38 AM)
Hi sifus, anyone knows how to play this campaign?
Tried few times totally no idea and always get nothing lol

https://www.sc.com/my/promotions/year-end-s...d-win-campaign/
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Already registered? If yes, when? (Need to a few days to setup up the link of your mobile number and card numbers at SC).
ClarenceT
post Jan 1 2022, 02:16 PM

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QUOTE(Ayanot @ Jan 1 2022, 02:10 PM)
Yup , received their sms already but the game I don't know how to play lol. Always hit bomb in the end and got nothing lol. Is it just depends on luck 🤔?
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Play at 6am-9am.
Don't play in the afternoon.
ClarenceT
post Jan 22 2022, 07:47 PM

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QUOTE(talexeh @ Jan 22 2022, 07:38 PM)
Seems like Aeon isn't categorized as Grocery for JOP. hmm.gif
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From which machine...
Maybank device @ Aeon Supermarket?
Maybank device @ Aeon Departmental?
Aeon Credit device @ Aeon Supermarket?
Aeon Credit device @ Aeon Departmental?

If Departmental, of course not under Groceries.
ClarenceT
post Jan 31 2022, 01:12 PM

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QUOTE(city_bug @ Jan 31 2022, 01:09 PM)
The campaign ended on 28th Jan, right?
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28/2.
I still won RM5 prize on 29/1.
ClarenceT
post Feb 12 2022, 11:28 AM

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QUOTE(_kilakila_ @ Feb 11 2022, 11:54 AM)
I dont have saving account with SC (luckily). Overall experience with CS was not happy too. I would say its the worst amongst other banks.

Do I need to threaten them seriously? Really would not want to do so..anyway the retention team was not from SC they outsourced to other company which sucks.
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Use your card to pay electricity etc RM1.00,
2 days later, pay to your SC card RM0.91.
Outstanding balance RM0.00.
ClarenceT
post Feb 13 2022, 06:34 PM

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QUOTE(etcyik @ Feb 13 2022, 05:52 PM)
HI guys,

TNG topup saved card method won't counted as online purchase?
FOR JOP card and LFC card
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Doesn't matter it is online or direct debit for LFC card.
ClarenceT
post Feb 15 2022, 10:44 AM

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QUOTE(abcde-1 @ Feb 15 2022, 10:34 AM)
I just get my Just One Platinum MasterCard on 13/01/2022 and spend more than 5k. Mostly use for ewallet topup like boost, shopee, zcity & bigpay.
But when i check my feb statement i didnt see any cash back.
Just wondering why i didnt get any cash back?
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Should be within 60 days from 31/1/22, but usually it will be released earlier.
Not yet released for you to claim at 360 rewards at this moment.
Follow this thread, some people will report it this/next week.

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