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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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ClarenceT
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 Jun 5 2024, 01:44 PM
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QUOTE(TongCN @ Jun 5 2024, 01:33 PM) Standard Chartered Simple Cash Back for April 2024 of mine seems mess up? I spent 2.5k above with combination of petrol, dining and e-wallet but end up RM11 only (11/0.5% = RM2,200) Does over payment (i paid extra in April) will net effect with the "SPENDING" ? * If over paid, then i probably wont even get RM11 i guess. Below is the my April expenses in excel which already tie and agreed to SCB statement: [attachmentid=11496694] Government related transactions such as JPJ not counted. So you spent less than RM2500. |
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ClarenceT
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Jun 5 2024, 02:12 PM
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QUOTE(TongCN @ Jun 5 2024, 01:48 PM) So the RM72 road tax renewal not eligible as part of the "spending" criteria ? Meaning RM2,457.74 * 0.5% also should get RM12 , right  Yes. Please note S Pay Global is also a government-related transaction. Never never use a SC CC to top up S Pay Global. |
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ClarenceT
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Jun 5 2024, 02:34 PM
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QUOTE(TongCN @ Jun 5 2024, 02:18 PM) Ok noted and thanks. Now you mentioned, luckily Hong Leong [WISE] doensnt exclude S Pay Global Cause just reload the remaining into S Pay Global to pay bill and still get my CB. Yes you can top up S Pay Global using HLB Wise / RHB Shell Visa / RHB VS to meet monthly spending requirement. |
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ClarenceT
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Sep 12 2024, 10:46 AM
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QUOTE(ben3003 @ Sep 12 2024, 10:45 AM) ok, but if cancel i need to clear my card before cancel? Of course. |
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ClarenceT
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Nov 1 2024, 03:07 PM
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QUOTE(will_wong @ Nov 1 2024, 03:03 PM) I got this card in early August and as of today (1st November) I have not received my cash back despite spending more than RM 2.5k in August, September and October. I tried calling their hotline but can't get through. Just to confirm, the RM 2.5k spent is based on calendar month and not billing cycle, correct? My billing cycle is 4th of every month. Check your rewards account. Monthly CB won't go into your credit card account until you redeem it from rewards. |
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ClarenceT
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Dec 31 2024, 04:13 PM
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QUOTE(fruitie @ Dec 31 2024, 04:02 PM) Individual preference and with instant payment, there’s no issue at all. For HLB BT, have to pay on the expiry date anyway so I only set my calendar to pay everything on the due date and not earlier. Duitnow Transfer / instant transfer is not 100% reliable. Also the bank App/Web can be offline or cooling-off (delay 12 hours so next day) This post has been edited by ClarenceT: Dec 31 2024, 04:25 PM |
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ClarenceT
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Dec 4 2025, 07:57 AM
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QUOTE(MGM @ Dec 4 2025, 01:45 AM) Exit due to this? Liquidators trying to recover money from Malaysia's sovereign wealth fund 1MDB sued Standard Chartered Bank in Singapore in June, alleging it enabled acts of fraud that caused more than $2.7 billion in financial losses more than 10 years ago.25 Nov 2025 No lah. Switch to digital banking and focus on high growth/profit areas. No need so many branches, stop recruiting new staff. HSBC is doing the same thing in UK (Standard Chartered is a British bank). The number of HSBC UK's branches is now at 300 (+/-) only, from 3000 branches many years ago. We are now seeing banks are closing down their branches, except Affin. This post has been edited by ClarenceT: Dec 4 2025, 08:06 AM |
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ClarenceT
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Dec 10 2025, 01:59 PM
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QUOTE(jsnhoh @ Dec 10 2025, 01:41 PM) saving account balance can leave it as zero balance ?? Some bank accounts minimum balance RM10. Few months inactive then dormant fee -RM10. Then account will be closed by the system. So not really need to visit a bank branch to close account. This post has been edited by ClarenceT: Dec 10 2025, 02:00 PM |
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