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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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SUSDavid83
post Jan 23 2019, 03:47 PM

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Seems like my application is approved.
I received email titled: Welcome to Standard Chartered eStatement
SUSDavid83
post Jan 23 2019, 05:37 PM

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Approved SMS arrived. LOL
SUSDavid83
post Jan 23 2019, 05:56 PM

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QUOTE(beLIEve @ Jan 23 2019, 05:51 PM)
so you should still have time to cash out this month's $85.

Now is my turn to wait. I hope my Liverpool will be approved and arrive on time to utilize this month's cap.
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Calendar month or statement month?
Since I don't know my statement date yet!
SUSDavid83
post Jan 23 2019, 07:35 PM

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QUOTE(#Victor @ Jan 23 2019, 05:29 PM)
I wonder why they send the temporary password for Online Banking. Their online banking need temporary ID and password but we do not have the ID. I got mine last week and already expired on 22 Jan yet receiving the cards.
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When or how we receive the temporary ID?
SUSDavid83
post Jan 23 2019, 07:52 PM

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QUOTE(vin_ann @ Jan 22 2019, 05:45 PM)
Yes ! After registered, reload BP, and now I got received SMS
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How you re-register?
SUSDavid83
post Jan 24 2019, 12:54 PM

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QUOTE(Cookie101 @ Jan 24 2019, 12:27 PM)
call them or chat and get it on the spot..
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Thanks!
Done and activated the e-Statement and Internet Banking.

What a surprise to see my CL is the lowest among all the cards I have. LOL!

This post has been edited by David83: Jan 24 2019, 01:07 PM
SUSDavid83
post Jan 24 2019, 01:08 PM

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QUOTE(ClarenceT @ Jan 24 2019, 01:06 PM)
(2500+1500)x3
Your outstanding won't go beyond RM12000 (combined). smile.gif
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Why x3?

(2500+1500) < My CL < (2500+1500)x3
SUSDavid83
post Jan 24 2019, 01:15 PM

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QUOTE(ClarenceT @ Jan 24 2019, 01:13 PM)
Cross month, statement +/- 1 month.
For my case, my statement date and due date are on the same month, so X2 only.
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Should be fine for me.
I don't intend to get LFC card.

This post has been edited by David83: Jan 24 2019, 01:16 PM
SUSDavid83
post Jan 24 2019, 01:54 PM

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QUOTE(fruitie @ Jan 24 2019, 01:42 PM)
Let me guess RM 5k? I got that too earlier. Funny thing is I have a SCB WM approved at the same time which the monthly salary requirement is higher than the CL. laugh.gif
Then asked for increase few months later because not enough for cross month and they increased to RM 10k. laugh.gif
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The approval is like condescending only! dry.gif
SUSDavid83
post Jan 24 2019, 02:14 PM

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QUOTE(fruitie @ Jan 24 2019, 02:10 PM)
I know right. laugh.gif
That should be the way, SCB is pretty generous with CL. Even my previous cancelled SCB card back in 2013 had higher CL than these approved SCB cards in 2017. Oh well. Luckily 10k seems to be sufficient for me now, though I wish it was higher. doh.gif
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It could be because it was initially got rejected.
Then, due to pressure by PS side, they condensing them by approving with low CL.

If it got approved at the first place, I may be ended very generous CL like cybpsych

This post has been edited by David83: Jan 24 2019, 02:15 PM
SUSDavid83
post Jan 24 2019, 02:29 PM

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QUOTE(beaverknight @ Jan 24 2019, 02:23 PM)
My CL is 5k too haha.
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Well it will serve its purpose just nice.

SUSDavid83
post Jan 24 2019, 03:41 PM

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QUOTE(#Victor @ Jan 24 2019, 03:38 PM)
How to check credit limit before receiving the cards?
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Get access into SC Internet Banking portal.
You can view most of your card details such as card number.
SUSDavid83
post Jan 24 2019, 04:22 PM

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QUOTE(#Victor @ Jan 24 2019, 03:54 PM)
Of course I can wait... just curious how u all already know the details right after getting approval SMS.

Another reason wanted to know the card numbers because want to register for the Spend and Win prior receiving the cards because not much days left until end of the month but already registered using SMS.
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You didn't receive email and SMS from StanChart?

All you need is your the temp ID. You can get it after chit-chatting with CS via phone or Live Chat from SC portal.

This post has been edited by David83: Jan 24 2019, 04:23 PM
SUSDavid83
post Jan 24 2019, 05:14 PM

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QUOTE(#Victor @ Jan 24 2019, 04:51 PM)
Got the SMS last week but the temporary password expired on 22 Jan yet receiving the cards.
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The CS will resend the temporary password after they provided you with temporary ID.
SUSDavid83
post Jan 25 2019, 06:00 AM

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QUOTE(berrycoo~ @ Jan 25 2019, 12:37 AM)
Just curious why should we change the statement date?
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It's actually his preference to have statement date falls on particular date range for the ease of his cash flow.
SUSDavid83
post Jan 25 2019, 10:58 AM

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QUOTE(JuneResources @ Jan 25 2019, 10:57 AM)
Hi, wanna to ask you all regarding Liverpool card.

Let say my statement is every 15 of the month, so the CB reward is based on the spending award from day 15 of first month until 15 of second month?

OR Day 1 of first month until Day 30 of first month?

Thanks a lot.
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Calendar month.

QUOTE
A month is defined as the period which runs from the first day of a particular calendar month to the last day of that calendar month. Retail purchases must be posted to your account within a particular month to be included towards meeting the minimum of RM500 per month in retail purchases.
URL: https://av.sc.com/my/content/docs/my-liverp...shback-card.pdf
This post has been edited by David83: Jan 25 2019, 11:06 AM
SUSDavid83
post Jan 26 2019, 12:13 PM

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QUOTE(AskarPerang @ Jan 26 2019, 12:10 PM)
But what if failed to get waiver and you want to cancel the card.
Still need to pay the AF fees or no need?
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Usually they don't insist you to pay for the AF.
Not sure about SST.
SUSDavid83
post Jan 26 2019, 02:05 PM

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QUOTE(beLIEve @ Jan 26 2019, 12:44 PM)
Maybe to play it safe, call in before AF and see what the customer support says? then ask if still need to pay AF if want to cancel by then. My point is, put the burden back to the bank as much as possible, so that we can save paying the AF if bank decides not to waive it.

SST I think they cannot openly say sponsor you. So just ask you spend some money with the card and get rebate.
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Some banks will ask you to call them after it is being charged into your online ledger.
SUSDavid83
post Jan 27 2019, 04:45 PM

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QUOTE(-TcT- @ Jan 27 2019, 04:43 PM)
Applied SC JOP card via Ringgit Plus last year (RM500  voucher promotion: Lazada, AirAsia & Agoda) and did first swipe on 17 December 2018. Was told that RM500 voucher will be emailed 1 month after first swipe.
Till today, still have not received it! Anyone facing similar issues as me?
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Please call RP for status.
SUSDavid83
post Jan 27 2019, 07:26 PM

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Received my JOP yesterday.
Activated.

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