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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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GrumpyNooby
post Jan 11 2021, 05:42 PM

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Batusai MiKE7LIM mamamia FYI:

Revision to Privilege$aver Campaign Terms and Conditions
-1 Feb 2021- 31 Jan 2022

Dear Valued Clients,
Kindly be informed that the Terms and Conditions of Privilege$aver Campaign will be revised as follows effective 1 February 2021:

user posted image

https://av.sc.com/my/content/docs/my-revisi...ampaign-tcs.pdf

Base Bonus: 0.05% pa
Save Bonus: 0.90% pa for debit card & 0.90% for credit card
Spend Bonus: 1.0% pa
Invest Bonus: 2.0% pa
Up to 4.75% pa


This post has been edited by GrumpyNooby: Jan 11 2021, 09:25 PM
GrumpyNooby
post Jan 11 2021, 05:58 PM

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QUOTE(Sphenix @ Jan 11 2021, 05:56 PM)
just received this SMS too, summore only  for retail.
Meaning reload ewallet not applicable anymore?
*
Still entitled as long as it doesn't fall into government, petrol or insurance.
GrumpyNooby
post Jan 11 2021, 06:08 PM

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QUOTE(Sphenix @ Jan 11 2021, 06:05 PM)
so any alternative ?? cimb perhaps?
*
Affin Duo Visa
GrumpyNooby
post Jan 11 2021, 06:48 PM

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Weird that I didn't receive any SMS or email even I got JOP. hmm.gif
GrumpyNooby
post Jan 11 2021, 07:14 PM

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QUOTE(anwa @ Jan 11 2021, 07:12 PM)
So is the JOP still useful? So many tiers and t&c, pening reading how to maximize. Rm20 max per auto bill, etc, meaning?
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Actually not much changes. It enforces cap of RM 20 per each category: auto bill, petrol and online.
Previously only cap which RM 30 for online.
GrumpyNooby
post Jan 11 2021, 07:18 PM

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QUOTE(MiKE7LIM @ Jan 11 2021, 07:17 PM)
Left with 1.95% ...  shocking.gif
monthly coffee money also shrink kaw kaw ...

Anyone know where else offer interest > 2%
for short term saving
*
Please discuss at PSA thread.
Somebody has warmed start the engine.

PSA thread: https://forum.lowyat.net/topic/4892672/+1000#entry99581658

This post has been edited by GrumpyNooby: Jan 11 2021, 07:20 PM
GrumpyNooby
post Jan 11 2021, 07:23 PM

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QUOTE(#Victor @ Jan 11 2021, 07:22 PM)
just received for JOP one
CODE
RM0.00 StanChart: IMPORTANT NOTIFICATION - your JustOne Platinum Mastercard credit card cashback feature will be revised w.e.f 1 Feb 2021. Info: bit.ly/jop-cvp

*
Still don't receive any SMS. dry.gif
GrumpyNooby
post Jan 11 2021, 07:25 PM

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QUOTE(anwa @ Jan 11 2021, 07:24 PM)
Means to maximize, spend $100+ each these 3, the rest other category? Or spend $133 in two categories and $2235 in another?
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Spend RM 134 each in all 3 categories and the balance into others or even within the 3 categories to get RM 60 cash back

This post has been edited by GrumpyNooby: Jan 11 2021, 07:35 PM
GrumpyNooby
post Jan 11 2021, 07:31 PM

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QUOTE(工藤新一 @ Jan 11 2021, 07:29 PM)
same...just got it...
anyone can remember the before? what's the different with after?
*
Actually not much changes. It enforces cap of RM 20 per each category: auto bill, petrol and online.
Previously only one cap which RM 30 for online.
GrumpyNooby
post Jan 11 2021, 07:34 PM

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QUOTE(工藤新一 @ Jan 11 2021, 07:33 PM)
I see...meaning

autobill - RM134
online purchase - RM134
petrol - RM134

then can get RM60 cash back d?
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Also ensure that monthly spending reaches RM 2500.

The balance can come from either the those 3 categories or others.
GrumpyNooby
post Jan 11 2021, 07:39 PM

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QUOTE(ClarenceT @ Jan 11 2021, 07:38 PM)
Govt related transactions (MCC9***) no longer counted! sad.gif
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No concern as they're streamlining with LFC exclusions.
GrumpyNooby
post Jan 11 2021, 08:22 PM

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QUOTE(Ongking @ Jan 11 2021, 08:14 PM)
Fpx consider spending amount? But not qualify for Cashback?
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Not counted for both as it is included under retail purchases exclusion under newly amended Clause 2.15
GrumpyNooby
post Jan 12 2021, 07:57 AM

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QUOTE(ttl @ Jan 12 2021, 07:54 AM)
if i use LFC card to pay government related transactions will entitiled the 1% cash back?
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It has been under exclusion even way before latest revision.
GrumpyNooby
post Jan 12 2021, 09:53 AM

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QUOTE(winnie619 @ Jan 12 2021, 09:51 AM)
Hi all, is the *retail spend* including auto debit TIME internet bill as well?
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Yes

user posted image

This post has been edited by GrumpyNooby: Jan 12 2021, 10:17 AM
GrumpyNooby
post Jan 12 2021, 10:16 AM

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QUOTE(Ayanot @ Jan 12 2021, 10:14 AM)
Hi all,

For SCB LVP does  monthly insurance payment entitle the 1% cashback ?
since the T n C didnt mention any exclusion
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Petrol and insurance are under exclusion for LFC card.

user posted image

This post has been edited by GrumpyNooby: Jan 12 2021, 10:17 AM
GrumpyNooby
post Jan 12 2021, 06:12 PM

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QUOTE(cucikaki @ Jan 12 2021, 06:08 PM)
Anyone receive link for SCB Smart card for claw game?

I called CS didnt get sms, they say all Smart card user have problem with this since launch.

I doubt what he say
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Wah ... LFC & JOP enough. Added Smart too.
For 2021, can hit RM 75k with 3 cards. notworthy.gif
GrumpyNooby
post Jan 13 2021, 02:44 PM

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QUOTE(IMF2025 @ Jan 13 2021, 02:41 PM)
Hi ! Does anyone know if I can just call up the bank and ask them to cancel a auto payment for a particular retailer/company?
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To cancel auto pay, you need to liaise with the merchant.
GrumpyNooby
post Jan 13 2021, 07:51 PM

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QUOTE(AlfredKoh @ Jan 13 2021, 07:50 PM)
Seems like LFC is no longer offering attractive cash back as before. Does anyone know Fitness first auto debit is counted towards the auto-billing for JOP card?
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Very likely not eligible.

JOP: Auto bill payments comprise of recurring bill payments from Insurance, Telco and Utilities.
GrumpyNooby
post Jan 14 2021, 10:33 AM

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QUOTE(Human Nature @ Jan 14 2021, 10:31 AM)
Ha ha who knows, with things going digital things can get very weird
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I doubt that there's any difference.
Unless you're heavy on offline purchases.
GrumpyNooby
post Jan 14 2021, 10:38 AM

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QUOTE(Human Nature @ Jan 14 2021, 10:37 AM)
For this card, gonna use it for car service later to fulfil the acquisition campaign...so kinda shocked momentarily when saw the word digital card  tongue.gif
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Once you got and activated your physical card, your digital card will be disabled. biggrin.gif

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