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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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GrumpyNooby
post Jan 7 2021, 06:21 PM

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QUOTE(ClarenceT @ Jan 7 2021, 06:19 PM)
Move to Affin Duo soon.
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You applied?
GrumpyNooby
post Jan 7 2021, 06:32 PM

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QUOTE(ClarenceT @ Jan 7 2021, 06:24 PM)
Yes I applied.
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I see.

Let me put forward my application and hope their processing got improved from last year. dry.gif
GrumpyNooby
post Jan 7 2021, 06:53 PM

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QUOTE(fruitie @ Jan 7 2021, 06:48 PM)
Actually I don't understand about the revision for JOP. Assuming if I spend RM 300 for auto-billing insurance and RM 2200 for online, will I still get RM 60? unsure.gif
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Should be RM 40 only.

RM 20 each; meaning RM 20 cap per category provided that you hit min monthly spending of RM 2500 first.
GrumpyNooby
post Jan 7 2021, 06:58 PM

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QUOTE(tan_aniki @ Jan 7 2021, 06:54 PM)
only RM20 + RM20

if want full then RM133.34 petrol + RM133.34 autobill + RM2233.32 online to get RM20 x 3
they are forcing us to pump petrol with this card
after this i might keep JOP in my wallet and pump for the 1st RM133.34 petrol of the month, then only follow by affin bhp on weekend
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RM 133.34 for petro to get RM 20 cash back is lower than previously RM 200 for petrol to get RM 30 cash back.

Just need to fine tune to formula as they're forcing us to spend on all 3 categories.

This post has been edited by GrumpyNooby: Jan 7 2021, 06:59 PM
GrumpyNooby
post Jan 7 2021, 08:20 PM

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QUOTE(MiKE7LIM @ Jan 7 2021, 08:17 PM)
T,T they make it so difficult for me then....I dont pump petrol at all ....
meaning i cant get full CB RM60 for JOP .... bye.gif

maybe i should focus on Liverpool then ... RM2K get RM50 CB,,, easier
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Starting 1/2/2021, you'll get RM 20 cash back only with RM 2000 spending with LFC.

QUOTE(GrumpyNooby @ Jan 7 2021, 06:09 PM)
The day has come for JOP:

Revision to the Consolidated Credit Card Terms (“Terms”) effective 1 February 2021

Kindly be informed of the following revisions to the Consolidated Credit Card Terms effective 1st February 2021:

1. For JustOne Platinum Mastercard credit card:

a) Autobill payments, online purchases and petrol cashback is capped at RM20 each[b], subject to the cashback cap in each spend tier.
b) Transactions for Government, Charity and Professional Services (including but not limited to JomPAY, FPX and PayPal) categories will be excluded from Retail Purchases and will not earn cashback. -> Similar to LFC

2. For [b]Liverpool FC
Cashback credit card:

You will earn 1% Cashback per month on your Retail Purchases (excluding petrol and insurance transactions), subject to a cap of RM 50 per month. -> Almost similar to Maybank FCB VS

Other Terms remain unchanged. Please visit our Retail and Commercial Terms and Conditions page here for the full Terms and Conditions.
If you have any questions on the revised Terms, please speak to our branch personnel or email us at Malaysia.Feedback@sc.com

https://av.sc.com/my/content/docs/my-revisi...-card-terms.pdf
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This post has been edited by GrumpyNooby: Jan 7 2021, 08:20 PM
GrumpyNooby
post Jan 7 2021, 09:04 PM

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QUOTE(jutamind @ Jan 7 2021, 09:02 PM)
With the latest revision, any difference between LFC and Maybank Barcelona card since both also 1% cash back?
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Got.
LFC won't award cash back for petrol and insurance while Maybank FCB VS still awards for those 2 categories.
On the contrary, you can still get cash back for reloading into various e-wallets but Maybank FCB VS won't award cash back for any e-wallet reloads.

The plus point from this revision for LFC is that SC removes the tier based spending.

This post has been edited by GrumpyNooby: Jan 7 2021, 09:09 PM
GrumpyNooby
post Jan 7 2021, 09:29 PM

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QUOTE(jutamind @ Jan 7 2021, 09:28 PM)
Ok thanks. Have both cards, deciding which one to cancel by Feb
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It depends on your spending pattern.
GrumpyNooby
post Jan 8 2021, 01:46 PM

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QUOTE(Barricade @ Jan 8 2021, 01:45 PM)
May i know the benefit of auto billing insurance to Affin?
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3% cash back if you setup auto-billing with Affin Duo Visa.
Not restricted to just insurance.

https://www.affinonline.com/affin_duo

This post has been edited by GrumpyNooby: Jan 8 2021, 01:47 PM
GrumpyNooby
post Jan 8 2021, 03:57 PM

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QUOTE(Vint @ Jan 8 2021, 03:52 PM)
Hi guys, for lfc, if top up tng/boost and which other e wallet will get full cashback?
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Yes as long as not government, petrol and insurance MCC.

This post has been edited by GrumpyNooby: Jan 8 2021, 04:14 PM
GrumpyNooby
post Jan 8 2021, 04:10 PM

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QUOTE(qzsalphidopm @ Jan 8 2021, 03:45 PM)
Hi can I ask, For LFC, auto billing for utilities bill still eligible for the 1% Cashback right?
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Yes, as long as not under government MCC.
GrumpyNooby
post Jan 8 2021, 04:18 PM

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QUOTE(mamamia @ Jan 8 2021, 04:17 PM)
any e-wallet can get cashback for LFC...
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SarawakPay can get cash back with LFC?
GrumpyNooby
post Jan 8 2021, 04:41 PM

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QUOTE(mamamia @ Jan 8 2021, 04:39 PM)
off topic a bit: For those who has Privilege Saver Account, still need to keep credit card to earn 1.0% card spending bonus interest...
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That's the only reason I'm keeping JOP.
If PSA promotional rate is not extended or lowered down to 360 level, I'll cancel JOP.
GrumpyNooby
post Jan 10 2021, 07:46 AM

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QUOTE(??!! @ Jan 10 2021, 02:30 AM)
Does this mean that payments like "cukai pintu" to local council and income tax to LDHN will be excluded from calculation for "total spend"  of transactions ?
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Yes similarly like LFC.

user posted image

This post has been edited by GrumpyNooby: Jan 10 2021, 07:49 AM
GrumpyNooby
post Jan 10 2021, 01:02 PM

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QUOTE(hwachong @ Jan 10 2021, 12:57 PM)
liverpool card need to spend above X amount to entitle 1% from feb onwards?
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No more tiered or min spending required.
GrumpyNooby
post Jan 10 2021, 06:42 PM

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QUOTE(markchan @ Jan 10 2021, 06:40 PM)
i am a jop card holder any benefits or not?
I dont feel this card is worth it other than my hsbc / rhb or my public bank this card seems hard to get cash back and use
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Starting 1/2/2021, you'll get up to RM 20 cash back per category (auto-debit, petrol and online/e-ccommerce) if you hit min monthly spending of RM 2500.
Good or better than other cards on your hand depends on how you utilize the cards and your spending pattern.
GrumpyNooby
post Jan 11 2021, 05:11 AM

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QUOTE(bpay14 @ Jan 10 2021, 11:01 PM)
just get to know about the revision of the card benefit..
looks like i need to jump from LFC card to JOP already...

any better suggestion?
using for auto-billing tng, digi, time, insurance...

would i get charge annual fee if i apply for JOP now?
then later cancel the LFC card..
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For auto biling, can consider Affin Duo Visa.
GrumpyNooby
post Jan 11 2021, 01:47 PM

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QUOTE(LostAndFound @ Jan 11 2021, 01:46 PM)
Not receiving the WFH smses today, anyone gotten them yet?
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No problem at all.
GrumpyNooby
post Jan 11 2021, 02:28 PM

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Fave x SC
user posted image

FAVESCB1 T&C:
user posted image

FAVESCB2 T&C:
user posted image

This post has been edited by GrumpyNooby: Jan 11 2021, 02:33 PM
GrumpyNooby
post Jan 11 2021, 04:31 PM

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QUOTE(cucikaki @ Jan 11 2021, 04:26 PM)
Today rm1k all no prize so no need play liao ahaha
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Cannot give up so soon.
You're on track for another 50k.
You can do it!
GrumpyNooby
post Jan 11 2021, 04:45 PM

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QUOTE(ClarenceT @ Jan 11 2021, 04:44 PM)
+ Another RM50k/month for him using RHB CC.  rclxs0.gif
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He's a high networth personnel.
Can afford to spend up to RM 100k.
Really my idol!

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