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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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sj0217
post Sep 26 2017, 06:49 PM

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QUOTE(fly126 @ Sep 26 2017, 05:32 PM)
Jz Received from  SCB, Anyone got this SMS...?
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Received such message too

I was thinking due to I used 90% of the credit limit most of the time, therefore send me to increase credit limit hmm.gif

RM0.00 StanChart: Interested on credit limit increase to RM 10,000? If YES, reply SCBCLI<SPACE>Last 6 digit NRIC. Valid till 15/9/2017. T&Cs: on.sc.com/cli-my
sj0217
post Sep 28 2017, 11:13 AM

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QUOTE(laith @ Sep 28 2017, 09:50 AM)
I haven't received any SMS about the link for the shake & win game after a day of purchase.
Did you receive the SMS immediately right after the retail transaction?
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Sometimes I get the SMS immediately after used the card

But recently I get the SMS on the next day
sj0217
post Dec 10 2017, 11:46 PM

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QUOTE(fruitie @ Dec 10 2017, 11:16 PM)
I have only RM 5k CL and spent around RM 4k for my medical fees that day... Now I want to buy one stuff online and it is around 3.5k. cry.gif

I don't think they will ever consider my temporary limit increase now. cry.gif I hate SCB for giving me such a low limit. doh.gif doh.gif doh.gif

I have just requested BT from Maybank and it was my mistake too for only doing it today because it never crossed my mind to get it that soon.. I need to purchase my stuff by tomorrow's midnight latest, that's the deadline. sad.gif It's almost impossible the payment from MBB will be reflected in SCB by tomorrow.

Do I have other option now? No, I supposed? cry.gif

Edit: Ignore above. I found out I still have few days to buy. Phew. Regardless, I gotta apply for permanent increase. Do they accept via email? https://www.sc.com/my/personal-banking/new_...ard_guidelines/
I saw only fax or post. As per second post, this is the email: Malaysia.feedback@sc.com
Is that a valid email address? I will send via email.
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Based on my understanding, Standard Chartered Bank credit card does provide over credit limit spend with some charge right, you may consider it if really urgent.

sj0217
post Dec 21 2017, 03:36 PM

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QUOTE(SzeMeng76 @ Dec 21 2017, 03:06 PM)
[attachmentid=9444741]

1st time got it. God. For so many times I flash my phone screen. Lol
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Luckily to you. smile.gif

I have never flashed until successful haha... been tried don’t know how many times already
sj0217
post Jan 12 2018, 11:11 PM

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QUOTE(wjtai @ Jan 12 2018, 09:28 PM)
Dear all, wish to ask about SC gold cash back credit card. In their official website. It stated that, in order to get 5% , we spend RM1000 exclude petrol and insurance. Another RM 500 can include petrol & insurance? It is confusing as I call cs just now and she told me that the total RM1500 has to exclude petrol and insurance.. Anyone has experiences getting cb RM50 with less than RM1500 that exclude petrol and insurance? Thanks.
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Anyhow you still need to spend >RM1500 to be entitled for RM50 rebate.

As long as you spend RM1500 (<RM500 can be spend in insurance / Petrol) within calendar month, full rebate will be obtain on following month.

sj0217
post Mar 6 2018, 09:55 PM

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QUOTE(SzeMeng76 @ Mar 6 2018, 09:52 PM)
[attachmentid=9637941]

rclxms.gif  rclxms.gif  rclxms.gif
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Good news about THIS

The promo is renew, now three credit cards for GSC movie then biggrin.gif rclxms.gif

This post has been edited by sj0217: Mar 6 2018, 09:58 PM
sj0217
post Mar 6 2018, 10:46 PM

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QUOTE(drbone @ Mar 6 2018, 10:29 PM)
Which are the other 2?
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Ambank credit card & UOB YOLO Card
sj0217
post Mar 14 2018, 09:01 AM

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QUOTE(Leroi2x @ Mar 14 2018, 07:39 AM)
U quite active spending on this card?
Or u almost fully use ur limit?
Mine is sleep card ,use more then 5 year no such offer so far…
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Received such sms too, I think they offered 100% credit limit increased hmm.gif

Because my one is 100% increase from my current CL 5k but I didn’t reply to increase.

Based on spending on Gold card, only spend slightly above RM1500 every month, not fully utilised
sj0217
post Apr 24 2018, 05:24 PM

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QUOTE(Duckies @ Apr 24 2018, 02:15 PM)
Huh? Redeem cash back? I didn't know this. I thought it's calculated automatically like any other bank?

Also, will it appear in the statement if I did not redeem it?

Is it redeemed via "My Rewards" there?
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Yes, you can see from your statement too, there has cash back of RM$$ can be redeem.

You can refer screenshot below for your reference where you need to click it and redeem.


Attached thumbnail(s)
Attached Image
sj0217
post Apr 26 2018, 11:55 PM

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QUOTE(haru20 @ Apr 26 2018, 11:11 PM)
Hi all, If I utilise SC gold card tomorrow for RM1500, may I know do I still entitled for this month CB?
Thanks in advance
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Most likely it will post on this month of cash back based on my transaction history since 28 till 31 few days to go.

Almost all the transactions will be capture on the same days that I swiped the card. Additional, cash back based on celendar month, not statement month.

But bear in mind that there has some risk you may accept it.
sj0217
post May 19 2018, 07:03 PM

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QUOTE(cashonhand @ May 19 2018, 06:38 PM)
Anyone receive letter to upgrade gold CB to platinum CB? but the card and benefits remain unchanged.
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Yes, received few days ago too, the changed I noticed is the name and waived annual fee if spend certain amount (if no mistaken RM20k requirement right)

And no new card is need to change
sj0217
post May 21 2018, 04:13 PM

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QUOTE(SzeMeng76 @ May 21 2018, 04:03 PM)
My Justone Platinum's Annual Fee auto waived. (Think reached the 20K annual spending)
But Gold Cash back annual fee need to manual request thru Live Chat. But quite fast response, CS said will waived in 1 working day, tomorrow can see the reversal.  rclxms.gif
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May I know when is your anniversary month ??

I’m still waiting annual fee to be charged, and anniversary month on April, until now I cannot see any yet
sj0217
post May 21 2018, 04:44 PM

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QUOTE(SzeMeng76 @ May 21 2018, 04:25 PM)
Apr & May.
If auto waived wont shown in system.
But will shown in your statement as

19 Apr ANNUAL FEE WAIVED 11000683281

Have you check your statement?
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Checked already, no any annual fee waived is about

But my latest statement is on April 28, so could be appear the waived on May statement hmm.gif
sj0217
post May 30 2018, 07:39 PM

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As discuss earlier, my anniversary month for SCB Cards on April and get annual fee charge on latest statement on 28th May.

Called CS requested to waive for both cards (Gold Card & JustOne Card).

Surprisingly the waiver has already reflected, can be view from online banking.

In addition to that, have a quick chat about New SCB Platinum Card (replace Gold Card), the main point, you still can call in request for AF waiver.
sj0217
post May 31 2018, 07:44 PM

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QUOTE(hoys88 @ May 31 2018, 07:24 PM)
Can req waiver even doesn't meet the 20k spending?
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This was what CS mentioned to me, and that is only happen on next year.

Just use the card now and think later I would say.
sj0217
post Jun 1 2018, 05:48 PM

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RM0.00 StanChart: Good news, we have upgraded your card! Start spending now & stand to get rewarded with RM100 cashback. From 1/6-31/7/18. T&C: on.sc.com/mbf-my
sj0217
post Jun 15 2018, 07:07 AM

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QUOTE(RokXIII @ Jun 15 2018, 01:42 AM)
press Submit and u will know whether the RM7 quota still available, if it is not, it will show FULL REDEEMED.
even entitle for the new released movie, but just 2D class.
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Two days ago, i tried to buy movie tickets in the early morning and the price end up showing full price, no indicated "full redeemed" at all.

So, I tried this morning again, and ya there has full redeemed.

But I got the tickets bought from other card already, just want to try out.
sj0217
post Jul 12 2018, 09:29 PM

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QUOTE(SzeMeng76 @ Jul 12 2018, 09:16 PM)
Did any one try the RM 99 cash back spin & win campaign?
Previously the campaign did accept online transaction not?
Just now swipe 1 transaction more than RM 100, but no SMS receive for the spin.  blush.gif
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Yes, received SMS about the campaign, so far get RM5 cash back out of 4 times smile.gif
sj0217
post Jul 12 2018, 10:43 PM

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QUOTE(SzeMeng76 @ Jul 12 2018, 09:48 PM)
Did try online transaction? I did not receive any sms after transaction made  blink.gif
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Yup, including online transaction.
Received SMS less than a min
sj0217
post Jul 16 2018, 03:54 PM

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QUOTE(peri peri @ Jul 16 2018, 01:24 PM)
Dear Sifu,

to entitle for CB by mid next month, should i make the transaction says rm2500 for my JOP by now or almost end this month?

Thanks
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As long as spend 2500 within calendar month



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