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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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putra23
post Dec 28 2020, 10:42 AM

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What is digital card? I accidentally activated online.
putra23
post Dec 28 2020, 11:19 AM

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QUOTE(GrumpyNooby @ Dec 28 2020, 10:52 AM)
Temporary card for online usage while waiting for your physical card to arrive.
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I see... then ok la. I wait for the new card. Current one unable to paywave (was working previously).
Thanks!
putra23
post Jan 7 2021, 03:33 PM

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QUOTE(cucikaki @ Jan 7 2021, 10:11 AM)
just called CS,

JOP:
AF: waived
SST: 3 swipes, call back and Loyalty cashback will be given

LFC:
AF: waived
SST: 3 swipes, call back and Loyalty cashback will be given

Smart:
AF: 1st year holding, not applicable
SST: since new card, no loyalty cashback will be given.

first time get SST cashback from SCB after 2 years paying for SST.
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Wow... good.
I got AF waiver straight away but SST needs to wait 3 days.
After waiting, not reflected online till now. Guess not successful.
Maybe I should cancel after Cashback redeemed.
putra23
post Jan 10 2021, 11:43 AM

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QUOTE(sjz @ Jan 10 2021, 11:33 AM)
Requested to cancel and received the call.
Offering RM50 cashback by spending cumulative RM200 on any transaction by end of this month.
Plus auto annual fee waiver for coming annual fee.
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You cancel which cards? Still have other SCB cards after cancelling?
I'm charged SST for LFC but if I cancel only LFC and retain JustOne, maybe no callbacks and counter offers since got another card with them...

This post has been edited by putra23: Jan 10 2021, 11:43 AM
putra23
post Jan 11 2021, 03:23 PM

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QUOTE(sjz @ Jan 11 2021, 10:40 AM)
i got 3 JOP, LFC, Smart.
called to cancel just 1 of the 3, yet they offer this already.  hmm.gif

but nice to get it... biggrin.gif
temporarily stay... for now..
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Will call to cancel after I redeem my LFC Dec cashbacks and transfer to JustOne card.
With the new revisions coming, not keen on keeping LFC.
putra23
post Feb 1 2021, 03:29 PM

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Option 1
RM150 Auto bill
RM150 Online
RM1,200 Others (e-wallets)
CB = RM28 correct? (28/1500 = 1.86%)

Option 2
RM150 Auto bill
RM150 Online
RM2,200 Others (e-wallets)
CB = RM40 (40/2500= 1.6%)

In terms of % CB, Option 1 better?
putra23
post Feb 1 2021, 04:45 PM

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QUOTE(Kyan0411 @ Feb 1 2021, 03:56 PM)
I gonna stick to option1 because easier to hit

Insurance - rm400
Grab - rm200 (rm10 voucher)
Tng - rm100 (rm10 cashback)
Online - rm800

Get rm28

Moreover, SCB has lots of promotion on Shopee/lazada (less rm20), so if you are using those, probably quite easy to hit. This is a comparative advantage as compared to Affin Duo (which is a direct substitute i would say, though both PBVS and PBQM are better)
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Thanks. Might just shoot for RM1500 spending this month.
I've got Affin and PB cards but depleted the spending for CB in the current billing cycle.

What is the promo for TNG?
putra23
post Feb 19 2021, 01:52 PM

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QUOTE(MiKE7LIM @ Feb 17 2021, 02:33 PM)
Yeaa,,,, i also doing this way...

just a bit difficult for me to pump petrol coz hardly travel + have company petrol card ... finding petrol station that accept top up TNG to cover RM150  brows.gif
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TNG card for me not much usage coz no travel, no toll payments.
putra23
post Mar 1 2021, 12:44 PM

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No more claw promo for RM100 spend on JustOne? Transacted just now but no sms received.
putra23
post Mar 28 2021, 11:35 PM

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Cancelled LFC coz SST unable to offset. Card cancelled after 3-4 weeks.
putra23
post Mar 31 2021, 02:35 PM

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QUOTE(MGM @ Mar 29 2021, 04:39 AM)
No call from retention team?
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QUOTE(ChiaW3n @ Mar 29 2021, 09:35 AM)
How about annual fee?
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No call from retention team. Very strange coz usually get calls in the past.
Not sure if it is related to how I cancelled my card. First time cancelled online.

Annual fee waived but not SST.


putra23
post Apr 1 2021, 09:17 AM

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QUOTE(WaCKy-Angel @ Mar 31 2021, 09:27 PM)
Twice asked for interest and late charges waiver gets rejected.
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SCB have strict policy regarding late charges. Even for charges on short payments. Just have to accept it.
putra23
post Apr 1 2021, 09:44 AM

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QUOTE(alandhw @ Apr 1 2021, 09:31 AM)
I think it is depends on personal track records.
I manage to get the late payment charges waiver 2-3 time in couple of years.
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I see... good.

I kena once and could not get it waived. They do provide the breakdown of daily interest charges when requested though. Best is to pay in full and on time.

This post has been edited by putra23: Apr 1 2021, 01:45 PM
putra23
post Apr 1 2021, 01:50 PM

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Discovered that my cashback is less than expected. After asking CS, I'm told that my transaction at private hospital is under Merchant Category Code (MCC) 8999 “Professional Services” and thus excluded from the spending. cry.gif
putra23
post Apr 1 2021, 05:20 PM

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QUOTE(Human Nature @ Apr 1 2021, 04:21 PM)
Which card is this?
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JustOne... I'm prepared to cancel if not getting SST waiver in June.
putra23
post Apr 1 2021, 05:20 PM

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Joined: Nov 2015
Delete duplicate post

This post has been edited by putra23: Apr 1 2021, 05:21 PM
putra23
post Apr 9 2021, 03:56 PM

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QUOTE(Batusai @ Apr 7 2021, 05:32 PM)
Requested to cancel my LFC 2 weeks ago via mobile app.

Got called today and was offered annual fee waiver for this year that is happening in July and RM50 cashback with RM200 spend by end of this month.
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Good! My LFC recent cancellation no call...
putra23
post Jun 7 2021, 11:56 AM

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QUOTE(ClarenceT @ Jun 4 2021, 06:26 AM)
Just want to stay at home till I get vaccinated.
For Everrise, I can order online using Everrise App. But I prefer H&L and CS when buying groceries online.
Pay at Duitnow QR merchants (including Boost merchants), but no reward points, just to cut down your Grabpay credit.
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you mean we can use GrabPay to scan and pay for Boost/Duitnow merchants?
putra23
post Jul 28 2021, 11:42 AM

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Joined: Nov 2015
QUOTE(fruitie @ Jul 26 2021, 11:22 PM)
I just noticed SCB already credited RM 25 into each of my cards for my SST rebate. When I called that day they said I just need to spend 3x with no minimum amount on each card but I haven’t spent anything yet. Will they retract my rebate? laugh.gif
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I requested for SST offset for JustOne but was declined. Only after cancelling card did the retention team called back to offer RM50 cashback with RM200 spending.

Early this year, retention team did not get back for LFC card.
putra23
post Sep 11 2021, 04:34 PM

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Joined: Nov 2015
Looks like another wave of massive card cancellation coming up.

Over 10 years with SCB gonna end. Started with Nissan card, Business Platinum, Cashback Mastercard. Recently I've already cancelled LFC.

Hassle now is the auto billing switch for JustOne.

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