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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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fly126
post Jul 10 2017, 07:27 PM

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QUOTE(spideymung @ Jul 10 2017, 05:04 PM)
Guys - looking for a cash back credit card from SC. What are the main pros and cons of the Gold cashback vs the JustOne Platinum cashback card?
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SCB Cash Back Gold : 2 - 5% CB with min spend $500, NO CB for Petrol, Insurance Transactions. However, It's Good on PTPTN Payment.
The way to maximize the Cash-back % is by spending exactly (RM) 500, 833 or 1500 (Not Petrol & Insurance), You will get either 2%, 3% or 3.33% effective cash back. nod.gif

https://www.sc.com/my/credit-cards/goldcard/gold-card.html


Standard Chartered JustOne Platinum MasterCard Credit Card

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This post has been edited by fly126: Jul 10 2017, 07:28 PM
fly126
post Jul 17 2017, 08:07 PM

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QUOTE(fruitie @ Jul 17 2017, 07:37 PM)
Received approval SMS for all three SCB cards' application. rclxm9.gif
Hopefully will arrive tomorrow. biggrin.gif
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QUOTE(fruitie @ Jul 17 2017, 01:38 PM)
Got approval for my Clear Card. Pretty fast. rclxms.gif
Looks like my CCRIS is pretty OK now. biggrin.gif
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Congratz, Time to enjoy these... rclxms.gif brows.gif

user posted image

user posted image

This post has been edited by fly126: Jul 17 2017, 08:23 PM
fly126
post Jul 17 2017, 10:18 PM

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QUOTE(rhodon @ Jul 17 2017, 08:44 PM)
oh god, i type in words then copy paste and send, when refresh i didnt saw my post so i re-post it. why are u so mean? if u don want reply then just pretend u didnt saw it, why wanna waste time to even quote it twice and scold me??

and why cant i ask here instead of calling cs? i remember last time someone said he/she already got the reward so i purposely ask here. i dont want call cs because the agent who handle my card didnt mention need to swipe at least one, today another cs call me about the promotion and wanna confirm with me whether i understand or not then only i found out need to swipe at least one. i told him the first cs didnt mention it to me, he only mention activate within 45 days and so this second cs said must swipe once. and i didnt save the website for this promotion, also i remember i didnt saw any tnc for swipe at least one when apply for this card. so can i ask it here? staff?
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Take it EZ man, since they called why not U jz follow what the CS said jz 1x swipe only 50 Cent pun boleh No need to shout out here... sweat.gif

https://www.sc.com/global/av/my-tandc-acquisition.pdf
fly126
post Jul 17 2017, 10:30 PM

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QUOTE(rhodon @ Jul 17 2017, 10:27 PM)
where can swipe 50 cent? as in the tnc here, i really dont see need to swipe once. i dont shout at u, i will only shout when ppl mean.
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Jz followed what the SCB CS said jz peace of mind btw,Tesco boleh...

This post has been edited by fly126: Jul 17 2017, 10:31 PM
fly126
post Jul 17 2017, 10:37 PM

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QUOTE(fruitie @ Jul 17 2017, 10:31 PM)

For PremierMiles, also swipe any amount in overseas right to get free ride from airport? unsure.gif

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I'm Not familiar with kena check t&c
https://www.google.com/url?sa=t&source=web&...q6JbrJrEHrIEZPw
fly126
post Jul 18 2017, 01:41 PM

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QUOTE(fruitie @ Jul 18 2017, 12:07 PM)
I have online banking with SCB and I logged in to check out the approved cards even and the CL though I still haven't got them yet.

To my surprise, SCB only approved RM 5k CL for me. doh.gif doh.gif Even the CS find it funny when they approved my WorldMiles but only gave me RM 5k CL which is not even 1x my monthly salary. doh.gif

I had SCB cards 3 years ago and that time they gave me RM 15k, this time they only approved me RM 5k. I last got RM 5k when I got my first CC in 2010. sweat.gif

Sorry but I find it a bit ridiculous and I have voiced this out with my agent, the CS said I can enjoy the benefits first but I do feel a bit insulted... You approved me a card which requires at least 90k p.a. but gave me RM 5k CL... Don't know what are they thinking.

If I were to maximize my JustOne and SCB Gold, it will come close to 5k and I can't even enjoy 20-days free interest period before swiping for next transactions.

A bit disappointed and I may not activate these cards. I shall consider again now.
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So Sorry to hear... console.gif
Too many CC ( CL) you got here as they think 5K is more than enough to fully utilize it or taking Revenge on You for Cancelled their Card 3 years ago...??? ohmy.gif doh.gif

QUOTE(SzeMeng76 @ Jul 18 2017, 12:44 PM)
Me too. I applied with the my latest income, they also granted me for not even 1x of my salary. Also 5k credit limit only, for my friends too (we submit together, we had almost same annual income)

And I guess nowadays they give the first time applicant all general 5k limit first, and will increase credit limit if request after that? (this part Im not sure), i also felt funny among all cards, SCB have the lowest limit even PBB give higher limit around 2x of my salary (which is normal)

Now i always make payment before due date or even statement date, because I have monthly 4000 expense with them (I also maximising cash rebate for Justone & Gold CB).  rclxub.gif   doh.gif 
but your case really so ridiculous since u apply for WorldMiles too..  rclxub.gif
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Possible, it could be...

Got my SCB Just One Plat. in 2011 starting with CL 8K eventually they Increased to 16K on the 2nd Year. And Since that, they increase for me every year & now with 30K CL on the cards.

This post has been edited by fly126: Jul 18 2017, 01:50 PM
fly126
post Jul 18 2017, 03:19 PM

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QUOTE(fruitie @ Jul 18 2017, 02:56 PM)
I don't feel like activating my cards now but I pity the agent who has been very helpful to me and I won't receive my Air Fryer too.. sad.gif
So sad la. cry.gif
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Jz activate the Cards let the agent earn commission for 6 months & cancel the card with complain to CS of low CL.
fly126
post Jul 18 2017, 03:28 PM

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QUOTE(fruitie @ Jul 18 2017, 03:20 PM)
Good idea. notworthy.gif
I will cancel SCB Cash Gold as a starter because I have a supp card for it. tongue.gif Can afford to lose it. laugh.gif
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& Don't Forget to take Activation CB 1st before Proceeding Potong Your Card... devil.gif innocent.gif brows.gif
https://www.sc.com/global/av/my-tandc-acquisition.pdf

This post has been edited by fly126: Jul 18 2017, 03:30 PM
fly126
post Jul 19 2017, 12:11 AM

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QUOTE(fruitie @ Jul 18 2017, 11:51 PM)
Does anybody know if Uber and Grab are eligible for cash back with JustONE card? Tried searching this thread but seems like nobody has reported before. If they are eligible then I will switch my rides especially Uber to JustONE to get additional cash back and also 20% SCB Uber promo. biggrin.gif
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Yup SCB JustOne is eligible for UBER CB also... nod.gif
https://www.sc.com/my/campaign/uber/
https://www.sc.com/global/av/my-standard-ch...ampaign-tnc.pdf
fly126
post Sep 12 2017, 01:42 PM

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QUOTE(SzeMeng76 @ Sep 12 2017, 12:56 PM)
SCB gold cash back had in. smile.gif
but justone havent
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Thanks, Redeemed...
fly126
post Sep 13 2017, 01:18 AM

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QUOTE(klsooo @ Sep 12 2017, 11:57 PM)
Appreciate if any bro can give example of retail transaction that can get cashback for cashback gold card.

For example, restaurant, online buy, movie, utility bill payment, and etc
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Any Retail Transaction can get CB, Except Petrol (MCC: 5541, 5542) & Insurance (MCC: 5960, 5968, 6300) Transactions.

https://www.sc.com/my/credit-cards/goldcard/gold-card.html

https://www.sc.com/global/av/my-sc-cashback...-mastercard.pdf

Bottom part of Pg. 2...

7) Meaning of words
CashBack Gold MasterCard means the Standard Chartered CashBack Gold MasterCard Credit Card. cashback transactions means all retail purchases (local and international) but excludes all types of transactions made at petrol stations or petrol kiosks including purchases of petrol, and any type of insurance payments.

Retail Purchases EXCLUDES the following transactions:
i. Cash advances, cash withdrawals, charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late payments fees, disputed transactions

ii. Balances products including but not limited to Balance Transfers, Balance Transfer Plus, Cheque OnCall, Cheque On Call Plus, Flexi On Payment, Flexi On Payment Plus, Flexi On Balance, Flexi On Balance Plus, Easy Payment

iii. Government service tax (GST) and any other form of service or miscellaneous fees For avoidance of doubt, casino transactions are considered as cash advances by the Bank. (MCC: 7995, 4829, 6051).

fyi,
Retail Spending (Transactions)
i) Local / Overseas Purchases
ii) Auto Debit / Recurring / Standing Instruction (SI)
iii) E-commerce / Internet / Online
iv) Mail Order / Telephone Order (MOTO)

NON-Retail Spending (Transactions)
i) Flexi Payment Plan / Easy Payment Plan
ii) Balance Transfer (BT)
iii) Cash Advances / Dial For Cash (DFC)
iv) Credit Shield Plus / Card Protection Plan
v) Outstanding Balance / Finance Charge / Late Payment Charge
vi) Reversal on Transaction, Disputed / Fraudulent Transaction
vii) Card Replacement Fee / Annual Fee / GST, Other Fees & Charges

This post has been edited by fly126: Sep 13 2017, 01:31 AM
fly126
post Sep 26 2017, 11:33 AM

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QUOTE(vin_ann @ Sep 26 2017, 10:56 AM)
want to ask are Just One Plat and SCB Gold cash back are the only 2 cards have cash back???

any promo on going for both card if apply now?
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Sign up and get RM100 cashback when you activate your card within 45 days from card approval date.
https://www.sc.com/global/av/my-promotion-acquisition.pdf
fly126
post Sep 26 2017, 05:32 PM

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QUOTE
RM0.00 StanChart: Interested on credit limit increase to RM 62,000? If YES, reply SCBCLI<SPACE>Last 6 digit NRIC. Valid till 30/9/2017. T&Cs: http://on.sc.com/cli-my


Jz Received from SCB, Anyone got this SMS...?

This post has been edited by fly126: Sep 26 2017, 05:34 PM
fly126
post Sep 26 2017, 09:23 PM

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QUOTE(SzeMeng76 @ Sep 26 2017, 06:51 PM)
I hope to got those SMS too. Always max the CL too. (the CL given was too low). But guess I haven't passed the 6 months period. (card approved at Apr) Still waiting then.
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Don't be Sad You will get Yours later... Usually, Will get CL Increase SMS or Calls offer from the Price Solution's Agent /Staff after 1 Year later... console.gif nod.gif

Jz go thru My Previous Years CCRIS Reports, jz found: Almost every year, SCB got my CL increase... whistling.gif innocent.gif

Here’s How to Increase Your Credit Card Limit

This post has been edited by fly126: Sep 26 2017, 09:31 PM
fly126
post Sep 28 2017, 06:51 PM

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QUOTE(fly126 @ Sep 26 2017, 05:32 PM)
QUOTE
RM0.00 StanChart: Interested on credit limit increase to RM 62,000? If YES, reply SCBCLI<SPACE>Last 6 digit NRIC. Valid till 30/9/2017. T&Cs: http://on.sc.com/cli-my

QUOTE
RM0.00 StanChart: Thank you. We have received your application. Successful application will be notified via SMS within the next 2 weeks.

Jz Received from SCB, Anyone got this SMS...?
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So fast , Got the New CL Approval from SBC... rolleyes.gif

QUOTE
RM0.00:StanChart: Congratulations! Effective today, your credit limit has been increased as per your applied amount. For more information, call 03-77118888

fly126
post Oct 1 2017, 12:02 AM

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https://www.sc.com/my/edm/scb10746/
fly126
post Oct 1 2017, 10:58 PM

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QUOTE(Leroi2x @ Oct 1 2017, 10:06 PM)
cry.gif  nobody wan help me add, cs ask me apply online
online in charge person say other department will call me, but end up no body call me....
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Leroi2x, You can Call Price Solution (SCB Agent) Telesales: 1300 880 388 or 03 7688 4688
Said to them you want to apply SCB CB Gold (Add on Card), & ask them if got any possibility to "Reinstate" Take back your JustONE Plat. that You Baru Potong... icon_idea.gif

This post has been edited by fly126: Oct 1 2017, 11:05 PM
fly126
post Oct 7 2017, 05:23 PM

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QUOTE(babienn @ Oct 7 2017, 08:39 AM)
Ah my bad. Edited my post to avoid confusion to others.
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Standard Chartered JustOne Platinum MasterCard Credit Card

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fly126
post Nov 11 2017, 03:41 PM

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QUOTE(Leroi2x @ Nov 11 2017, 03:27 PM)
Hi, i juse use mine gold cash back for a month
Now statement come but no any cash back for me?
But i been used more then rm500
Does mean i pay tnb not count?
But i pay online from tnb portal
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the Cashback earned from SCB Cards will not be automatically credited in the form of cash to your account, Cashback earned will only be redeemable on 20s of following month...
At here: https://360rewards.standardchartered.com/my/rewards_home

This post has been edited by fly126: Nov 11 2017, 03:43 PM
fly126
post Nov 11 2017, 09:15 PM

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QUOTE(Leroi2x @ Nov 11 2017, 05:23 PM)
Hi bro ,but my statement show 0 cash back earn ,even i login the page u Provide also 0 cash back,means i need wait next month after 20 only will show the cash back?
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Yup, this month CB Only Available to redeem by the mid of next month... nod.gif

This post has been edited by fly126: Nov 11 2017, 11:10 PM

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