Standard Chartered Bank Credit Cards V4

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fly126	Nov 14 2017, 01:53 AM Return to original view \| Post #61
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(bee993 @ Nov 14 2017, 12:11 AM) anyone received CL increase offer with only reply with ic number? ME... https://forum.lowyat.net/index.php?showtopi...post&p=86506736 This post has been edited by fly126: Nov 14 2017, 02:05 AM
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fly126	Nov 21 2017, 03:52 PM Return to original view \| Post #62
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(fruitie @ Nov 21 2017, 03:14 PM) Received call from SCB CS saying they have upgraded my status to Premium banking. I was like this could be a joke because my account is less than RM 100 and I hardly use your cards. I asked if he was trying to sell me any product and service, he said no, just called to inform me regarding this upgrade. Then, he continued by saying with that if you want, you can get the Visa Plat for free which comes with no AF. I rejected the offer and told him I'm in the midst of something and quite busy, he said sorry for disturbing but just wanna inform you about the status. I find it funny. QUOTE(stargate8 @ Nov 21 2017, 03:25 PM) better check the number is it really SCB if not screenshot the number and whatsapp mcmc to report Becos of your income is between RM90,000 – RM191,999 p.a., that why they offered premium Banking status to you a potential Customer... https://www.sc.com/my/premium/
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fly126	Jan 11 2018, 08:09 PM Return to original view \| Post #63
Lousy One Senior Member 4,404 posts Joined: Jun 2012	Sign up and get RM128 cashback when you activate your card within 45 days from card approval date. SCB Credit Card Cashback Acquisition Campaign (1 January 2018 - 28 February 2018) https://www.sc.com/global/av/my-promotion-a...on-jan-2018.pdf This post has been edited by fly126: Jan 11 2018, 08:11 PM
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fly126	Jan 12 2018, 10:56 PM Return to original view \| Post #64
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(gshock_kaki @ Jan 12 2018, 10:04 PM) i saw airasia give better promo. RM150 https://www.airasia.com/my/en/promotion/get...redit-card.page but sometimes when u apply offline/shopping centre, can get that RM128 + free gifts.. haha... Prefer $$$ than e-Voucher...
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fly126	Jan 25 2018, 01:13 AM Return to original view \| IPv6 \| Post #65
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(GymBoi @ Jan 24 2018, 02:22 AM) Hi guys .. got question on the JustOne Plat card ... probably answered before but i don't see it on 1st post and difficult to go tru 81 pages =.=" 1) Let say i want to aim 15% CB, min retail spend is RM2500 that means can be anything right? Not limited to petrol, online or auto bill only? Any spending above 2500 will activate 15% CB for those 3 category only? In other words, If I swipe petrol, online or auto bill for RM 570 and any other spendings for RM 1930 then i should be able to max RM85 per month? 2) Any special terms for auto billing ? Can be for insurance, unifi, syabas, telekom, tnb, digi, astro, etc? 3) Annual fee waiver seems like easy to get right from few posts before. 4) CB reset based on calendar month or statement date? Thanks! I) » Click to show Spoiler - click again to hide... « In Summary to Maximize the Just one Plat. Spend 12 / 0.05 = RM240 in Petrol, eCommerce & Auto bill, spend 760+ in others for 1.2% ~ 0.8% Spend 28 / 0.1 = RM280 in Petrol, eCommerce & Auto bill, spend 1220+ in others for 1.86% ~ 1.12% spend 85/0.15 = RM567 in Petrol, eCommerce & Auto bill, spend 1933+ in others for 3.4% ~ 0% 1,000 to 1,499.99 -> 12/1000 ~ 12/1499.99 = 1.2% ~ 0.8% 1,500 to 2,499.99 -> 28/1500 ~ 28/2499.99 = 1.86% ~ 1.12% Above 2,500 -> 85/2500 ~ 85/∞ = 3.4% ~ 0% QUOTE QUOTE(donhue @ Oct 13 2016, 05:28 PM) you need to spend RM 85 / 15% (i.e. RM 567) on those 3 categories, and another RM 1,933 on others to maximize your cash back.. if you spend less, then the effective cash back is less.. e.g. if you spend 1,500, you can get back RM 28, which is a 1.86% cash back, but if you spend 2,499, cash back cap is still RM 28, so you'll get back only 1.12%.. for these kinds of cards, you'll need to target to spend to the minimum of the highest tier in order to max your cash back... Courtesy from @edwardccg & @donhue II) Auto Billing Need to Follow the MCC » Click to show Spoiler - click again to hide... « Auto Billing: i. All insurance MCC: 5960, 5968, 6300 ii. All Telco spend MCC in 4814, 5968 iii. Utilities spend MCC: 4899, 4900, 5968 - Astro, TNB, Indah Water, Tenaga Nasional III) Having SCB Cards since 2011 never paid a Single Cent of AF, It's EZ Waiver-able compare to other CC All u need jz call CS request AF Waiver from Them when see it charge on your Statement . IV) Calendar month - the Cashback earned from SCB Cards will not be automatically credited in the form of cash to your account, Cashback earned will only be redeemable by 20s of following month. At here: https://360rewards.standardchartered.com/my/rewards_home This post has been edited by fly126: Jan 25 2018, 01:24 AM
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fly126	Mar 12 2018, 02:37 AM Return to original view \| Post #66
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(AirKM @ Mar 11 2018, 10:50 PM) Hi, can I confirm that 360 rewards cannot convert to airmiles except for AirAsia Big Points? I can't find it in the portal but it is still in MH website. https://www.malaysiaairlines.com/jp/en/enri...tered-bank.html Pls click on Item no. 6 & 8 for Details... https://360rewards.standardchartered.com/MY....rewards.faq.my QUOTE(AirKM @ Mar 11 2018, 10:59 PM) Anyone has access to Hong Leong's catalogue for airmiles conversion? Can share? Is it only Enrich and Airasia Big only? Enrich Mile Conversion Rate for HLB Infinite P /Infinite Credit Card, Infinite Doctor’s Edition Credit Card ONLY Local transaction: RM2.8 retail spend* to 1 Enrich Mile Overseas transaction: RM1.8 retail spend* to 1 Enrich Mile https://www.hlb.com.my/en/personal-banking/...edit-cards.html https://www.hlb.com.my/en/personal-banking/...privileges.html Enrich Mile Conversion Rate for HLB MACH SIGNATURE CREDIT CARD - RM3:1 Mile for Local Spending RM2:1 Mile for Overseas Spending. https://www.machbyhongleongbank.com/signature-card https://www.machbyhongleongbank.com/product.../signature-card This post has been edited by fly126: Mar 12 2018, 02:51 AM
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fly126	Mar 12 2018, 08:18 PM Return to original view \| IPv6 \| Post #67
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(AirKM @ Mar 12 2018, 01:50 PM) Thanks bro, found it for Hong Leong. Can't find the conversion rate from 360 rewards to airmiles though Unfortunately, ONLY SCB Cardholder can login to get Conversion Rate info... However I manage got it jz for U Asia Miles 33,000 Points = 1,000 Asia Miles (redeem in multiple of 33,000 points) KrisFlyer 33,000 Points = 1,000 KrisFlyer Miles (redeem in multiple of 33,000 points) AirAsia BIG 10,000 points = 1,000 BIG Points (redeem in multiple of 10,000 points) Enrich 46,000 Points = 1,000 Enrich Miles (redeem in multiple of 46,000 points) https://360rewards.standardchartered.com/my/pointstransfer This post has been edited by fly126: Mar 12 2018, 08:56 PM
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fly126	Mar 15 2018, 12:33 AM Return to original view \| IPv6 \| Post #68
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(jkngo2003 @ Mar 14 2018, 08:54 AM) May I know is it confirm airasiabig rate is so low? Coz for world mile point the rate for all mile point is same. http://www.airasiabig.net/my/en/index.php?...ardChartered-my http://www.airasiabig.net/my/en/?page=convert This post has been edited by fly126: Mar 15 2018, 12:36 AM
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fly126	Apr 21 2018, 01:03 AM Return to original view \| IPv6 \| Post #69
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(Almy1 @ Apr 21 2018, 12:21 AM) Has anyone here successfully purchased SCB's Just One promo for GSC RM7 movie ticket before? QUOTE(fruitie @ Apr 21 2018, 12:36 AM) I did. Count Me In
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fly126	Apr 21 2018, 10:45 AM Return to original view \| Post #70
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(Almy1 @ Apr 21 2018, 10:16 AM) Fruitie & fly126, really? Wow. How did you manage to get it. It's fully redeemed whenever I tried even in the wee hours haha.. Buy tickets at 0:05.
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fly126	Aug 13 2018, 12:25 PM Return to original view \| IPv6 \| Post #71
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(#Victor @ Aug 13 2018, 11:47 AM) Usually what is the credit limit given by SC for JOP? 8-10K, it Depends... This post has been edited by fly126: Aug 13 2018, 12:26 PM
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fly126	Aug 15 2018, 04:19 PM Return to original view \| IPv6 \| Post #72
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(#Victor @ Aug 15 2018, 01:39 PM) How do determine the credit limit? 2.5 times from current salary? 2x monthly Salaries.
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fly126	Aug 15 2018, 04:58 PM Return to original view \| IPv6 \| Post #73
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(fruitie @ Aug 15 2018, 04:23 PM) For me it is because I have both CB Plat and JOP and in order to maximize the card I need to spend RM 4k and I only left with RM 1k. What if cross month and hasn't due yet? I cannot spend anymore to maximize cash back. This actually happened to me before. I had to clear a bit of my JOP to make way for CB Plat. Not so accurate for SCB it seems. At least I experienced before. I got increments every 1+ year Initially I got 8K for JOP, later they increase my CL to 16K when add- up CBP. About 1 year later, they increase to 32k automatically. Recently, the CL got increased to 64K, with No Income Doc. Required.. !
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fly126

Aug 25 2018, 11:44 AM

Return to original view | IPv6 | Post #74

Lousy One

Senior Member
4,404 posts

Joined: Jun 2012

QUOTE(mojo86 @ Aug 25 2018, 10:56 AM)

Hi guys, I can't seem to find an eligible list for the JustOne credit card. But just to confirm, it sounds like it can be used to get cashback for topping up BigPay, Boost and Grab right?

And does auto billing count for everything? Including auto deduction for insurance like Prudential?

Yes.

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fly126	Sep 24 2018, 11:32 PM Return to original view \| Post #75
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(koala225 @ Sep 24 2018, 10:41 PM) May I know what is the meaning of “Transaction Mode = M, D, S and U” ? Refer to further information Section... https://www.sc.com/global/av/my-jop-website...ment-300816.pdf
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fly126	Sep 25 2018, 12:54 AM Return to original view \| Post #76
Lousy One Senior Member 4,404 posts Joined: Jun 2012	https://av.sc.com/assets/my/edm/scb11326/index.html
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fly126	Oct 13 2018, 08:12 PM Return to original view \| Post #77
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(chonghe @ Oct 13 2018, 06:22 PM) received SCB increase CL sms, from previous reading I know it is genuine After reply YES will we hear from them automatically or have to call to update? U will get Approval SMS within 3 days.
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fly126	Oct 21 2018, 11:28 PM Return to original view \| Post #78
Lousy One Senior Member 4,404 posts Joined: Jun 2012
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fly126	Nov 8 2018, 05:34 PM Return to original view \| Post #79
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE RM0.00 StanChart: Your Cashback Platinum credit card will be known as Liverpool FC Cashback credit card with new benefits. More info @ on.sc.com/let-my http://on.sc.com/let-my
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fly126	Nov 8 2018, 05:41 PM Return to original view \| Post #80
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(MGM @ Oct 30 2018, 02:15 PM) Without the need to submit income documents? Yup, With No Income Doc Required...
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