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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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SUSCardNoob
post Jul 16 2019, 07:55 PM

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From: Hell
QUOTE(holypredator @ Jul 16 2019, 07:45 PM)
But that is the only free for life card...

Wanted to sign up priority but it is invitation only.... btw how do I get invited if want the card? Store RM1m in their premier banking can get?
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Eligibility
1.2 You must meet at least one of our following eligibility criteria to become a Priority banking member:
ƒ Maintain a minimum of RM250,000 with us in deposits and/or investments, or
ƒ Take up a minimum of RM1,000,000 in housing loans with us.
If you do not meet at least one of these eligibility criteria at any time, we may end your Priority banking membership by notice to you.
1.3 We may also admit you to become a Priority banking member for six months if:
ƒ you hold an account with us into which your monthly salary of at least RM16,000 is credited every month, or
ƒ you open a JustOne Priority Account with us,or a Saadiq JustOne Priority-i or JustOne Priority Plus-i with Saadiq.

https://www.sc.com/my/assets/pws/pdf/priori...tncs-cb-prb.pdf

https://www.sc.com/my/priority/

This post has been edited by CardNoob: Jul 16 2019, 07:56 PM
SUSCardNoob
post Jul 16 2019, 09:02 PM

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QUOTE(whycanot323 @ Jul 16 2019, 08:59 PM)
hi, i heard SC JOP just top up rm2500 to BP then can get rm85 cb per month, is that correct?
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Wrong.
Read the updated TnC:
https://av.sc.com/my/content/docs/my-sc-jop...credit-card.pdf

RM 85 revised down to RM 60.
RM 30 cap for online.

This post has been edited by CardNoob: Jul 16 2019, 09:03 PM
SUSCardNoob
post Jul 16 2019, 09:27 PM

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QUOTE(whycanot323 @ Jul 16 2019, 09:26 PM)
aiyo, means only 30 per month can get
cause my other expenses on pbb vs and m2c platinum dy...
*
Get LFC.

RM 1500 into BP can get RM 50 cash back.

This post has been edited by CardNoob: Jul 16 2019, 09:28 PM
SUSCardNoob
post Jul 18 2019, 01:09 PM

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QUOTE(rojakwhacker @ Jul 18 2019, 12:53 PM)
I need help on standard chartered liverpool card cashback.

- If the statement date is middle of the month, say 15th July.
- Cashback is earned by calendar month.

Spending done in the month, July (1-31):
1)If spending is before 15th July. Cashback belong to July?
2)If spending is after 15th July. Cashback belong to August?

The cashback earned belong to both July and August? or only July?  hmm.gif
*
Spending done in the month, July (1-31):
1)If spending is before 15th July. Cashback belong to July? July
2)If spending is after 15th July. Cashback belong to August? July
SUSCardNoob
post Jul 18 2019, 01:16 PM

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QUOTE(rojakwhacker @ Jul 18 2019, 01:14 PM)
Thank you. Looks like i only have 15 days to spend on each month just to collect cashback on that month. Or can it works this way, spend RM500 before 15th and spend the remaining RM1000 after 15th and still getting cashback on that month?
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Statement date is irrelevant; that only governs the payment for billed (posted) transactions.
Current month spending cash back will only be available for redemption in the mid of following month.

This post has been edited by CardNoob: Jul 18 2019, 01:19 PM
SUSCardNoob
post Jul 18 2019, 06:30 PM

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QUOTE(ZoeOong @ Jul 18 2019, 06:27 PM)
dear sifusss,
if i use liverpool for JOMPAY transaction still eligble for cashback?

meanwhile, any other CC to recommend for JOMPAY transaction? hmmmm
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No eligible for LFC

https://av.sc.com/my/content/docs/Notice-Re...s-exclusion.pdf
SUSCardNoob
post Jul 19 2019, 01:39 PM

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QUOTE(lhsu @ Jul 19 2019, 01:38 PM)
Can this still be done now?

My application for JOP is in the process. If LFC still can do this, then I think I should apply for both...
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As of June spending still YES.

For JOP, starting July 2019, it'll cap at RM 30 for online category.

This post has been edited by CardNoob: Jul 19 2019, 01:47 PM
SUSCardNoob
post Jul 19 2019, 03:19 PM

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QUOTE(lhsu @ Jul 19 2019, 03:17 PM)
I've read the T&C for JOP & yes, I'm aware of it. I have an insurance policy which was bought N years ago at exactly rm200 per month. That's why I'm thinking to use auto billing for this policy & top up RM2300 to BP. Hence fulfill the condition for RM60 cashback.

My concern is, can Liverpool card get RM50 cashback by merely topping up RM1,500 to BP? I can't find any info about such cashback.

https://www.sc.com/my/credit-cards/liverpoo...7a16a9d8ad5c9d5
Mine is not too late yet. I just received call from the bank telling me the T&C of JOB this morning. I can call her to add Liverpool card...
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LFC CB TnC:
Everything except for petrol and insurance transactions are not applicable for cashback, but count towards the minimum retail spend amount.

And also those under exclusion list:
https://av.sc.com/my/content/docs/Notice-Re...s-exclusion.pdf
SUSCardNoob
post Jul 23 2019, 02:17 PM

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There's a cooling period of at least 3 to 6 months.
For application with free gifts, some may have to wait longer.

SUSCardNoob
post Jul 23 2019, 07:16 PM

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QUOTE(tan_aniki @ Jul 23 2019, 07:10 PM)
applied SCB CB (now LFC) on 19/4/2016 through ringgitplus, submitted document on same day, received and create online banking password on 27/4/2016 based on SMS and email record, so i believe approved and received the card within one week
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Not everybody has the smooth ride as yours.
SUSCardNoob
post Jul 24 2019, 06:07 PM

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eCCRIS first time up is almost similar like EPF i-Akaun setup.

The bad thing about eCCRIS is limited number of BNM and AKPK branches if compared to EPF branches.
SUSCardNoob
post Jul 24 2019, 09:57 PM

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QUOTE(lhsu @ Jul 24 2019, 09:56 PM)
Lol... You're right. Received sms this evening saying my application has been rejected.

Income wise, mine is much more than the minimum requirement. I'm even holding an ambank's signature priority banking card.

Probably due to having too many cards or I never have any account with scb before (the bank called me asking whether I intend to open any account in scb & my answer was "no")?
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Having too many cards is just urban myth.
Our sister staff will debunk this myth for sure!
SUSCardNoob
post Jul 25 2019, 10:57 AM

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QUOTE(jsnhoh @ Jul 25 2019, 10:55 AM)
Hi sifu, any success case to waive the rm25 government tax for LFC card  here? Tq
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We have a GREAT success story here:

QUOTE(fruitie @ Jul 24 2019, 08:40 PM)
I'm chatting with live CS and I asked if I can get a SST rebate for all my cards, else I will cancel all the cards.

After checking, she replied I'm entitled for a "waiver" (her exact word) for all my three cards with just 3x spending for each card. Gladly accepted! rclxms.gif I will need to call back after I have done that and she said she has put a remark for my account. Just for record purpose, I will screenshot the conversation for evidence.

As for AF, until it is charged, I will need to check again. Should be positive, fingers crossed.
*
SUSCardNoob
post Aug 3 2019, 01:51 PM

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QUOTE(saw2001 @ Aug 3 2019, 01:46 PM)
How does the cashback work for just one plat? I have yet to receive my previous month cashback.
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Last month spending cash back will be available for redemption by mid of this month.
You need to redeem it yourself from 360 Rewards page.
SUSCardNoob
post Aug 5 2019, 08:22 AM

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Anybody got problem of authenticating web login from the newly updated app?
SUSCardNoob
post Aug 5 2019, 08:31 AM

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QUOTE(fookinell @ Aug 5 2019, 08:29 AM)
No problem but login via the web is a hassle now.

1. You need to update your app;

2. Login via the web, it will require authentication;

3. Login via your app and you will get the push notification; and

4. Click authenticate notification on your app and you can use the web now.

Initially, I thought it is just once off but every time I need to login via the web, I had to do the same thing. I know it is for security reason but it is too much  doh.gif
*
I know the process.
I had updated the app.
The problem, I failed to get authenticated with the app!

*Using Android phone.
SUSCardNoob
post Aug 5 2019, 09:33 AM

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QUOTE(jefftan4888 @ Aug 5 2019, 08:41 AM)
I tried to login yesterday, have the same issue.
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QUOTE(fookinell @ Aug 5 2019, 09:20 AM)
I am using an android phone as well. The above steps work for me. Maybe it is time to contact the CS? Good luck!
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Problem fixed after I cleared data & cache.
SUSCardNoob
post Aug 5 2019, 09:40 AM

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QUOTE(tan_aniki @ Aug 5 2019, 09:37 AM)
yes, everytime update SC messed up my login, i even have to redefine my sc token again...
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Crappy app! mad.gif
SUSCardNoob
post Aug 7 2019, 11:38 AM

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QUOTE(ClarenceT @ Aug 7 2019, 10:17 AM)
Applied too many credit facilities recently, credit score deteriorated!
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Apart from that inquiring credit report too frequent also deteriorates credit score.

I got this remark in my latest CTOS Score:

QUOTE
3. You have recently applied for too many accounts on the credit report

SUSCardNoob
post Aug 10 2019, 05:54 PM

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QUOTE(MNet @ Aug 10 2019, 05:54 PM)
May I know the spend of July 2019 for JOP and LFC card, when will the cash back appear at 360 SC portal?
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Next week

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