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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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SUSCardNoob
post Aug 14 2019, 07:06 AM

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QUOTE(eddievh @ Aug 14 2019, 07:05 AM)
July cash back already out or not yet ? Check mine still rm0.
*
Not out yet.
SUSCardNoob
post Aug 15 2019, 07:31 AM

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QUOTE(sundayteenz @ Aug 15 2019, 05:30 AM)
LFC CB is now available to redeem.
JOP CB is yet to be seen.
*
JOP CB T&C and calculation was just revised; could be take longer for this round.
SUSCardNoob
post Aug 15 2019, 09:24 AM

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QUOTE(NoNameForMe @ Aug 15 2019, 09:23 AM)
hi all, when will the cashback be credited to our reward page? my statement date is last week but until today yet to reflect any cashback. send help plss
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It'll appear in 360 reward page for redemption.
You need to redeem it to be credited back to your credit card account/statement.
The whole process is manual and independent of your statement date.

This post has been edited by CardNoob: Aug 15 2019, 09:24 AM
SUSCardNoob
post Aug 15 2019, 08:34 PM

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QUOTE(NoNameForMe @ Aug 15 2019, 08:23 PM)
Yep. I know it’s in reward page but how about the date reflected in the reward account. Normally it’s after statement date?
*
As you should aware that they didn't promise any date:

QUOTE
CashBack will be calculated at the first week of the following month and will be credited your credit card account or any other account we designate within the 60 days after the end of the relevant transaction months.


https://av.sc.com/my/content/docs/my-sc-jop...credit-card.pdf
SUSCardNoob
post Aug 15 2019, 08:35 PM

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QUOTE(MNet @ Aug 15 2019, 08:34 PM)
How about SC JOP cashback?
I thought it will in at the same date?
*
Obviously it's not ready for redemption:

QUOTE(CardNoob @ Aug 15 2019, 07:31 AM)
JOP CB T&C and calculation was just revised; could be take longer for this round.
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QUOTE(cybpsych @ Aug 15 2019, 04:29 PM)
not necessary

since revision of T&C last month, there could be longer time to calculate perhaps.
*
SUSCardNoob
post Aug 16 2019, 03:40 PM

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QUOTE(beLIEve @ Aug 16 2019, 03:39 PM)
Liverpool cash back is in
*
Have been discussed since yesterday morning.
People are more interested to know for JOP cash back now.
SUSCardNoob
post Aug 17 2019, 07:05 AM

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JOP cash back is ready for redemption.


This post has been edited by CardNoob: Aug 17 2019, 07:11 AM
SUSCardNoob
post Aug 17 2019, 10:48 AM

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Sometimes you think you can outsmart the system! LOL
SUSCardNoob
post Aug 17 2019, 11:02 AM

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SC is clever. They knew that for online category, it can easily meet. RM30 cap can be safely in everyone pocket.

But because of the tier system, if your total spending is < RM 2500, SC claws back your RM 30 by deducting RM 2 and at the end of the day, you get RM 28 if your total swipe is 1500 < x < 2500

This post has been edited by CardNoob: Aug 17 2019, 11:10 AM
SUSCardNoob
post Aug 17 2019, 12:08 PM

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QUOTE(Joey_Chin12 @ Aug 17 2019, 12:06 PM)
How about insurance auto billing? does it counted as the cash back categories as well?
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YES.
Somebody just reported for GE right?
SUSCardNoob
post Aug 17 2019, 07:42 PM

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QUOTE(JokerAce @ Aug 17 2019, 07:39 PM)
From your transaction:  Petronas TnG reload 101.00

So spend in petronas counter also consider petrol transaction that eligible cb?  icon_idea.gif

I thought that only can swipe in fuel dispenser only eligible for cb hmm.gif
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Read the TnC.
JOP recognizes both MCC:
5541 Service Stations ( with or without ancillary services)
5542 Automated Fuel Dispensers

SUSCardNoob
post Aug 17 2019, 08:07 PM

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QUOTE(Michael_Light @ Aug 17 2019, 08:05 PM)
What is autobill payment dor justone platinum? Can anyone explain? If i set recurring payment by Jompay cobsider as autobill or not?
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QUOTE
Auto bill payments comprise of recurring bill payments from Insurance, Telco and Utilities.


QUOTE
Auto bill spend
Auto bill comprises of recurring bill payment from Insurance, Telco and Utilities which is determined by the bank as follow.
i. Card details is manually entered (not swiped/ inserted to any POS terminal of acquiring Bank);
AND
ii. Transaction is tag as standing order / recurring order; AND
iii. No POS terminal is used; AND
iv. Transactions are in local currency (Malaysia Ringgit); AND
v. Merchant is not a e-commerce/online/internet merchants; AND
vi. Transactions are made in these following MCC:
a. Insurance merchant with MCC of 5960/ 5968/ 6300; OR
b. Telco merchant with MCC of 4814/ 5968; OR
c. Utilities merchant with MCC of 4899/ 4900/ 5968 & with Merchant Description of Astro/TNB/ Indah Water/ Tenaga Nasional


Auto bill payment must be setup with respective merchant/payee.

This post has been edited by CardNoob: Aug 17 2019, 08:07 PM
SUSCardNoob
post Aug 18 2019, 01:10 PM

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QUOTE(Hanz91 @ Aug 18 2019, 01:08 PM)
I did RM2500 Bigpay, 102 time auto billing, petrol RM80 got RM36 cash back only. Looks like time auto billing not entitled for this.
*
Several has reported issue with TIME autodebit.
Call CS to check out.
SUSCardNoob
post Aug 19 2019, 09:50 AM

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QUOTE(life27 @ Aug 19 2019, 09:49 AM)
How about the balance RM 200-300 ( for grocery or dinning ) ?? Inclusive ??
*
Auto debit and petrol only for 15% rate, my dear.
Read the TnC for JOP first.

This post has been edited by CardNoob: Aug 19 2019, 09:55 AM
SUSCardNoob
post Aug 19 2019, 11:19 AM

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QUOTE(x3Kai @ Aug 19 2019, 11:18 AM)
Just went to check my CB and quite disappointed. Got RM47 CB instead of RM60. Guess BHPetrol is not petrol to them?

8/7 - TIME FIBRE AUTO DEBIT 105.47
9/7 - BIGPAY TOP UP 2406
13/7 - BHPETROL 75
19/7 - BHPETROL 38

Probably gonna ask live chat in a bit if there's any CS free lol, been waiting 30 minutes d.
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I think the problem comes from 8/7 - TIME FIBRE AUTO DEBIT 105.47

Several had reported problem with TIME auto-debit.

This post has been edited by CardNoob: Aug 19 2019, 11:25 AM
SUSCardNoob
post Aug 19 2019, 01:33 PM

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QUOTE(NoNameForMe @ Aug 19 2019, 01:32 PM)
does anyone know the cashback cutoff date is 1st of every month or follow statement?? for example, maybank cashback would refresh on 1st of every month. how about JOP
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Calendar month: first day to last day of the month

This post has been edited by CardNoob: Aug 19 2019, 01:34 PM
SUSCardNoob
post Aug 19 2019, 07:53 PM

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According to revise TnC on the financial charges, RM 25 SST shouldn't attract for late payment financial interest:

user posted image
SUSCardNoob
post Aug 20 2019, 02:56 PM

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QUOTE(ClarenceT @ Aug 20 2019, 02:56 PM)
I pump petrol on 2/7/19 and got 15% CB.  dry.gif
You deserved to be shot.  vmad.gif
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Just ignore him!
SUSCardNoob
post Aug 21 2019, 08:10 PM

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QUOTE(Sumofwhich @ Aug 21 2019, 08:09 PM)
Seems chaotic.
Manulife rm200 autodebit is ok, with BP rm2300 and getting rm60 rebate
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What's so chatic?
RM 60 is safe in your pocket already? hmm.gif
SUSCardNoob
post Aug 22 2019, 07:00 PM

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QUOTE(blackrs @ Aug 22 2019, 06:57 PM)
Anyone receive SMS on this campaign?

user posted image
*
By invitation.

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