https://forum.lowyat.net/index.php?showtopi...#entry102333589

I'm always wary of their annual fee. So every year when I cancel my card and retention calls, I ask for both GST and Annual Fee. There was once I called before anniversary and CS said subjected to approval, so i went ahead to cancel and wait for retention.

This post has been edited by beLIEve: Jan 18 2023, 01:15 PM

Each time also $600 gift? I guess not many people are doing this. Once everyone starts doing this, they will revise accordingly, like what they did with their Just 1Platinum cashback.

I don't see a lot of difference. Just 1Platinum $60x24 months = $1440. Add a bit of mid year and year end campaign winning and retention offer, more or less the same. Not to mention, those with superb spending power can earn another $50x24 from Liverpool and x amount from Smart.

Because Dec's cashback is not out yet, so you got bupkis in Jan

i got full cashback for shoppee pay

So that people wont Simply Cancel the card to get GST rebate + non-Grocery non-Petrol spenders wait longer to redeem the Online-only cashback.

Covering their own ass kua

You are supposed to redeem it. So I assume they won't transfer for you unless you are some VIP

Selected ewallet and groceries only, not all.

CS should place it in their system during the call. I can't think of any other ways of doing this because I don't expect CS to write it down on a piece of paper for each customer with the amount of calls they handle everyday.

When I dealt with Simply Cancel CS, they told me already put in the system while I was still on the phone with them. And I requested before Annual Fee was charged.

This post has been edited by beLIEve: Feb 19 2023, 11:07 AM

There was a day I also didn't get any SMS. Sometime last week. Didnt bother with it after 2 transactions.

Exactly. The 2 times i didnt get SMS were my final 2x100 to reach 2500. That's why didn't bother to try further.

Should be $20 per category, i.e. Grocery Dining combined == 20, Petrol == 20. You mixed up 15% with $15? I'm beyond shocked you didn't do eWallet.

This post has been edited by beLIEve: Mar 9 2023, 06:21 PM


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Unless you're T20 or T10, that's the only way. If I don't have memory leak, there are people who gets rebate by merely asking. I assume those are high net worth people.

Here, it's about maximizing what you can get from your credit cards.

oh? Many asked for rebate before but never get. So there must be something special with those who gets without going through the cancellation-retention path.

Even when i asked about annual fee, they said subjected to approval. So i just went ahead with the cancellation path.

This post has been edited by beLIEve: Mar 12 2023, 01:14 PM

Just apply Simply Cash then Simply Cancel Smart Card. Shared credit limit, no docs submission required.

Post #20941, since she revealed herself

Liverpool cashback available

In the midst of all their offers, I also lost getting $25. But I think I'll just live with it, got $100 + $25 for retention of 2 cards.

Correct.