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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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bm_kia
post Jan 26 2017, 02:10 PM

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Not sure if this has been asked before...to enjoy the RM7 flat rate for the GSC online ticket booking, I have to press "Submit" even though the Transaction Detail still showing the retail price?
bee993
post Jan 26 2017, 02:15 PM

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dem it, i just realise SC charged 1% more of total when pay for agoda booking.

is this allowed?


pay with mbb,citi,ocbc all never charges extra...wtf SC
lamode
post Jan 26 2017, 02:16 PM

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QUOTE(bee993 @ Jan 26 2017, 02:15 PM)
dem it, i just realise SC charged 1% more of total when pay for agoda booking.

is this allowed?
pay with mbb,citi,ocbc all never charges extra...wtf SC
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this is expected...

https://forum.lowyat.net/topic/2519936
bee993
post Jan 26 2017, 03:19 PM

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QUOTE(lamode @ Jan 26 2017, 02:16 PM)
Wow dint know bout this...


Coz previous 5 booking all using other than SC.

Luckily got cover by shopback CB.
sentry68
post Jan 26 2017, 11:42 PM

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all, is the cash back based on statement month of calender month?
celaw
post Jan 27 2017, 07:31 AM

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Is standard chartered become very strict in credit limit? 5 years ago I got their card and giving me 19k credit limit. Now my salary had double up and i just apply for just one platinum. They give me 5k credit limit. =.='''
lilsunflower
post Jan 27 2017, 02:21 PM

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Yay - Got my RM150 + RM150 acquisition offer today. Applied in late Sept, card approval was in early October.
DM3
post Jan 28 2017, 06:56 AM

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QUOTE(lilsunflower @ Jan 27 2017, 02:21 PM)
Yay - Got my RM150 + RM150 acquisition offer today. Applied in late Sept, card approval was in early October.
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Same here, thanks for ur info
fruitie
post Jan 29 2017, 03:57 PM

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Just noticed my sister has the SCB Cash Back Gold which she hardly uses. sweat.gif I want her to apply WorldMiles World MasterCard as well. Are the benefits extended to supplementary card as well? I'm quite lazy to reapply again, so just wanna her to supp to me instead. tongue.gif


justanovice
post Jan 29 2017, 05:06 PM

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QUOTE(celaw @ Jan 27 2017, 07:31 AM)
Is standard chartered become very strict in credit limit? 5 years ago I got their card and giving me 19k credit limit. Now my salary had double up and i just apply for just one platinum. They give me 5k credit limit. =.='''
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Yes i also feel scb gives very low credit limit. Also, i believe you have a few BT in progress right. Could it be due to that reason as well?

QUOTE(lilsunflower @ Jan 27 2017, 02:21 PM)
Yay - Got my RM150 + RM150 acquisition offer today. Applied in late Sept, card approval was in early October.
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Congrats. You just can't stop earning from cards.. too bad i am an existing scb card member, too bad as i sm not using it , just keeping the card only because it was my first card.
yhtan
post Jan 29 2017, 06:13 PM

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QUOTE(celaw @ Jan 27 2017, 07:31 AM)
Is standard chartered become very strict in credit limit? 5 years ago I got their card and giving me 19k credit limit. Now my salary had double up and i just apply for just one platinum. They give me 5k credit limit. =.='''
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Bank negara has impose strict ruling

For below 3k monthly salary, 2 times limit max
For above 3k monthly salary, it varies 2-5 times limit based on your salary

Vector88
post Jan 29 2017, 06:17 PM

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Quick question...

For JustOne Platinum card:
Say if I have monthly auto debit insurance bill of RM1k charged to the card and nothing else, then my cashback will be 5% of 1k which is RM50 per month?



This post has been edited by Vector88: Jan 29 2017, 06:34 PM
celaw
post Jan 29 2017, 06:17 PM

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QUOTE(yhtan @ Jan 29 2017, 07:13 PM)
Bank negara has impose strict ruling

For below 3k monthly salary, 2 times limit max
For above 3k monthly salary, it varies 2-5 times limit based on your salary
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it is below My 1 mth salary. Btw, Citibank give me more than 5x salary as credit limit.
lilsunflower
post Jan 29 2017, 07:51 PM

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QUOTE(justanovice @ Jan 29 2017, 05:06 PM)
Yes i also feel scb gives very low credit limit. Also, i believe you have a few BT in progress right. Could it be due to that reason as well?
Congrats. You just can't stop earning from cards.. too bad i am an existing scb card member, too bad as i sm not using it , just keeping the card only because it was my first card.
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If you're not using, can cancel and reapply after cooling off period (typically 3 to 6 months) to qualify for future acquisition offers.

This is my 4th round of cancelling and reapplying for SCB cards.
celaw
post Jan 29 2017, 08:36 PM

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QUOTE(justanovice @ Jan 29 2017, 06:06 PM)
Yes i also feel scb gives very low credit limit. Also, i believe you have a few BT in progress right. Could it be due to that reason as well?
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I had others bank credit card approved after scb and got more than 10k credit limit. Citibank even double up my credit limit as i applied another card from them.
fruitie
post Jan 29 2017, 09:41 PM

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Probably it's because my sister's first card is with SCB when she was first employed 17 years ago, it is quite a generous CL amount I must say. She said it was increased for few times over the year without asking.

Anyway, so nobody knows about my question earlier ya? Looks like I will need to call CS soon...

Later once my own card is approved, then I will get my sister to cancel my supp card. tongue.gif

This post has been edited by fruitie: Jan 29 2017, 09:42 PM
sj0217
post Jan 29 2017, 10:34 PM

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QUOTE(fruitie @ Jan 29 2017, 03:57 PM)
Just noticed my sister has the SCB Cash Back Gold which she hardly uses. sweat.gif I want her to apply WorldMiles World MasterCard as well. Are the benefits extended to supplementary card as well? I'm quite lazy to reapply again, so just wanna her to supp to me instead. tongue.gif
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Hope to get this card too.

Based on my usage, only Plaza Premium Lounge and RM80 taxi, and both benefits only applicable for principle card, but not supp card.

Not sure what is the benefits from this card you looking for ? If above benefits, pretty useless for supp cards then
fruitie
post Jan 29 2017, 10:42 PM

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QUOTE(sj0217 @ Jan 29 2017, 10:34 PM)
Hope to get this card too.

Based on my usage, only Plaza Premium Lounge and RM80 taxi, and both benefits only applicable for principle card, but not supp card.

Not sure what is the benefits from this card you looking for ? If above benefits, pretty useless for supp cards then
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Yes, those were what I'm looking at. Then, it's useless for me to be supp-ed. I will apply mine once my CCRIS is in order again as I just did something to my PTPTN payment months ago. I still can wait for this card as I have other cards for PPL and whenever I take taxi is for business trips which is paid by company. So not a big issue for me.

For now I will proceed with supplementary card from my sister for SCB Gold Cash Back as I'm dying for an all rounder card after PosOnline went offline for credit card facility. doh.gif SCB wants me to apply again 3 months later which is after Feb but I need one urgently. laugh.gif It's just too bad that my card will be linked under her SCB account though I have SCB online banking...

This post has been edited by fruitie: Jan 29 2017, 10:45 PM
siaowei111
post Jan 30 2017, 02:58 PM

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rclxms.gif rclxms.gif rclxms.gif rclxms.gif rclxms.gif rclxms.gif

finally .... waiting HSBC 688 cash back....hopefully can get...


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gastacopz
post Jan 31 2017, 08:35 AM

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QUOTE(siaowei111 @ Jan 30 2017, 02:58 PM)
rclxms.gif  rclxms.gif  rclxms.gif  rclxms.gif  rclxms.gif  rclxms.gif

finally .... waiting HSBC 688 cash back....hopefully can get...
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why i didnt know about this?

any link for the promo..even tho if its already expired..just wanna check.. vmad.gif

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