Now August, so we can start spent to cap again rite? Since follow monthly cycle.. Wohoo
Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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 Aug 1 2018, 01:48 PM
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#21
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars   
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Aug 1 2018, 05:43 PM
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#22
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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QUOTE(fruitie @ Aug 1 2018, 02:14 PM) Yes, for both posts. Hahaha.. I think maybe should list in 1st page.. Very confusing as some bank use statement cycle..  |
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Aug 6 2018, 08:55 AM
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#23
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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QUOTE(wan7075 @ Aug 4 2018, 10:01 AM) now the success rate more and more lower.... The 100 cash back 99? previosuly 2/3 after 2/4 then 2/5 later 1/3 today 0/2 suspect that they can trace card/ IP address and allocate the prize... |
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Aug 7 2018, 11:08 AM
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#24
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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QUOTE(jhleo1 @ Aug 6 2018, 10:23 PM) Cancel the card if can't. I thought even cancel need pay the outstanding? |
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Aug 7 2018, 11:15 AM
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#25
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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QUOTE(fruitie @ Aug 7 2018, 11:12 AM) If you don't spend after AF is kicked in. The AF is by month or by date? Let's say af in Aug.. Sept no spent then can cancel without paying af?BTW my card till now didn't get my first statement.. Its 1month soon, by right I shall get already... My other card which arrive later also got statement already This post has been edited by eddie2020: Aug 7 2018, 11:16 AM |
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Aug 9 2018, 11:47 AM
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#26
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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QUOTE(kyle_kl @ Aug 8 2018, 10:50 PM) Just share my experience: My cash back cc was charged annual fee last month, i called the CS for waiver and the CS straight asked me to request for cc cancellation so the respective department will try waive for me. Next day the department staff called me and agree to waive for me. QUOTE(cute_boboi @ Aug 8 2018, 10:59 PM) Is like you throw resign letter hoping your boss will counter offer.  QUOTE(kyle_kl @ Aug 8 2018, 11:21 PM) I was stunned when the CS direct asked me request for cancellation Haha, there is few bank like this... If you had use their card recently or they see you are active even not hit min spending, they will call you back to retent you as customer.. The one who call you is customer retention dept..all cancellation will go to this dept and this dept will check which cust to retent.. Anyway, it was also my plan to cancel the card if the waiver does not approved. I guess if they don't offer the waiver, the cancellation department will still call back to card holder to check whether they still want to keep the card. |
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Aug 10 2018, 05:17 PM
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#27
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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QUOTE(fruitie @ Aug 9 2018, 11:51 PM) Usually auto-debit is not counted as online transactions cash back. Our cb won't reflect to same month statement rite? Yes, calendar month. Yeah, the live chat CS told me will be waived in one day. I believe by tomorrow should be OK. Example I spend on July... I received new statement in Aug.. I see my cb is 0.. I only able to get the cb on next month Sept statement? |
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Aug 15 2018, 01:35 PM
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#28
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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QUOTE(evoce9a @ Aug 15 2018, 08:41 AM) Cash Back Plat card RM50 credited in . JOP not yet . Same timing? Can know range from when?It will show in bonus point available? Then we choose cb? My statement is out but I still can't see any of my reward.. This post has been edited by eddie2020: Aug 15 2018, 01:38 PM |
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Aug 20 2018, 04:03 PM
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#29
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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Guys how long to reflect your cb? I had fulfill 3.5k during 2nd week of July.. Til now I check still 0 cb
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Aug 20 2018, 10:02 PM
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#30
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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QUOTE(fruitie @ Aug 20 2018, 06:44 PM) Oh, I thought the normal cash back. What 3500 promo you all talking? |
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Aug 24 2018, 11:54 AM
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#31
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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Do boost consider retail spending? Let's say I top up boost 700 and 500 for online+billing.. Do I entitled 5%?
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Dec 5 2018, 12:20 PM
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#32
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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Get this sms.. Did you all get?
From 63365 RM0.00:StanChart: Thank you for registering SMS Banking Services. Please refer to on.sc.com/SMS-Banking-my for more information. I didn't register anything.. Should I be worried? |
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Dec 5 2018, 12:49 PM
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#33
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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QUOTE(celciuz @ Dec 5 2018, 12:31 PM) Did you apply for SCB credit card? I just got this SMS as well, finally approved 🤩 I only have cc with scb and I have this card for few month already.. Why the sms only come today... Worried me |
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Dec 13 2018, 12:32 AM
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#34
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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How is late payment and interest charged? I kena charge 4x rm interest and rm 10 late charges.. Then I check I clear wrong amount which make I have 2xx rm outstanding
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Apr 20 2019, 03:48 PM
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#35
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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Guys, just realised our CB aka liverpool, have AF . . for JOP as stated they should gv us AF waive if we spend 20k / year..
Liverpool no state waive condition.. anyone success to waive their AF? i dont mind paying sst since its dont really hurt much.. |
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Apr 23 2019, 08:09 PM
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#36
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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QUOTE(talexeh @ Apr 20 2019, 04:32 PM) Liverpool is way too new for anyone to give you any confirmation. However, pretty sure if you search in this thread, you're not the first one to ask the same question. I get it before Liverpool.. Cashback card then they rename it to Liverpool, so I didn't get any jersey hahahaFirst year AF is waived so guess you can try your luck next year or just sell the Liverpool jersey away to offset the AF. |
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Apr 24 2019, 04:02 AM
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#37
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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QUOTE(talexeh @ Apr 23 2019, 11:12 PM) The jersey will only be given on the 2nd year after you changed to the Liverpool card. It's kinda like a "compensation" for your non-waivable AF. My cc is still in first year... Going to become 2nd year 3month later... So meaning once 2nd year I call in ask waiver, they will give me Jersey and change my card? Instead of giving me waiver? I stand corrected though since that's what I understood from the T&C. QUOTE(bee993 @ Apr 24 2019, 02:13 AM) GDI...i really hate scb cc now...always have diff due date.. I learned my lesson same as you... They charge me kinda much and you actually can ask them to show you the calculation.. Lesson of the day, even redeem cb you pay it even Ira reflected.. In your case you shall pay 1995.. The cb you redeem wait till the next month cycle.. If not mistaken they calculate the interest base on 1995... They calculate daily interest.. You can request the calculation then they will show you the way they calculate..yes my own fault not check the exact due date.. but i really wonder how they calculate the int charge. last month lfc statement due rm1995 on 8 april i redeem cb rm175 to stmt on 25 march. then paid rm 500 on 10 apr rm 1320 on 11apr. now they charged me rm 36.03 for int...i try to calculate but it become more confusing to myself.. juz wanna know the exact amount of int.. will the int charged again on my next bill? fckg hell have another COC with them...afraid that rate will be like increase coz of late payment?? thanks. |
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Jul 1 2019, 04:22 PM
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#38
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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New update cb 85 become 60？and online become 30caps
Lol  |
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Jul 1 2019, 05:33 PM
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#39
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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QUOTE(cybpsych @ Jul 1 2019, 04:24 PM) seriously? you havent been reading? Hahhaa didn't follow up thread, email only .. Still can keep la.. Sst coming this month...Lfc remain RM50 no changes rite? I didn't found any info on it.. Lfc annual any one tried to waive? My is this month This post has been edited by eddie2020: Jul 1 2019, 05:51 PM |
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Jul 1 2019, 05:51 PM
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#40
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Senior Member
3,127 posts Joined: Jun 2008 From: Mars
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Double
This post has been edited by eddie2020: Jul 1 2019, 05:51 PM |
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