Online means SCB website? For my card, from providing all the CORRECT documents till approval, one week. Why I say correct? I provided my payslip, and they say need Epf statement, so they sent the agent come to print using the Epf device. Took another 2 days for agent to come. So after they confirmed have received all the necessary docs for processing, 1 week time.

It will not appear under your card. U need to go "my rewards" to see it.

I applied through RP. Was fast. The Price Solution lady follow up for me from beginning till end. Even after I got my card, she also called me to confirm receive.

One thing I hate about her though. She is quite rude, from the way she speaks. I applied for JOP, and wanted to get the CBP as well. She was like "oh now u want CBP or JOP". And when I told her I want both, she say "why never fill it in the form, now I must get back the form from my manager to fill in". Ppl give her business, she pulak so rude. If not because of Bigpay, I won't bother also.

Well its the way she speaks. I've dealt with more difficult ppl before. So no harm, because 2 days after I got my card, she called me during office hours to confirm that I have received the card. Ok also la.

You got 10k? I got A3s too, but only 5k. Aih

Topup BP RM700, get 2 * b. RM10 total.

Ah ya. 7 * 100

I remember someone in forum saying max twice a day. So once reach 7*100 and gotten twice, I stopped already.

Oh and by the way, I didn't topup all 7 in one go. I did in a spread of 30mins once

Not sure can discuss BP here or not.

Just topup BP, transfer to boost (considered payment to boost), then withdraw from there lo. Or if u know a little more (do some research yourself), u can withdraw from somewhere else..

Did 6x transactions today. 5x Liverpool, 1x JOP.
Get 2x b.

Did 10x yesterday. 10x Liverpool. Get 2x b

This post has been edited by beebee1314: Feb 10 2019, 10:12 AM

wow nice.

wow 12x. I have another 24 topups then gonna stop d

hmm weird. credit cards never reject me. I have a company credit card with a credit limit of USD 20k. but of course I only use when on business trip.

as for personal expesnes through facilities, my spending is more than 100% of my salary (car loan + ptptn + insurance + amex + Barca + qmc) still SCB approves me. of coz most of those expenses are those I topup bigpay previously. lol

my friend has a housing loan, car loan and cards to roll bigpay too. SCB also approve him.

anyway as long as your credit rating is good, bank will give u the cards

Why do u want to cash back to savings? There's actually not much difference whether direct to credit card or to savings, except u get some money to spend if it goes to savings. U still have to pay your credit card later.

Go to credit card as cash back, u pay lesser to your card. Go to your savings, u pay full for your credit card. No difference.

Yes u can. Just ignore him. He is easily TL when people asks questions without using the search button, or dislikes it when people asks questions without trying to find out. He never thought that maybe some other people may have tried and knows it, but just didn't share out since nobody asks. He thought everyone is like him sitting in front of lowyat forum, will immediately share anything on the forum. Anyway he's a very informative person.

Anyway on your question, for whatever credit cards u have with whatever banks, you can definitely request for a SST rebate. Just make sure to use rebate instead of waiver, since nobody is allowed to waive taxes. Whether the bank wants to give u a rebate or not, is up to their discretion. But u can definitely call bank to request for SST rebate. No issues.

This post has been edited by beebee1314: Apr 11 2019, 07:05 PM

Not gonna call u to stop whining but David has a point there. Upto banks to decide lo. Like last time I used uob one card many years back, I call bank to waive my annual fee and give me sst rebate, they told me on the spot that they approve my annual fee waiver and sst rebate, for 3 years. Meaning every year waive annual fee and auto help me pay sst. Citibank pulak give me on yearly basis. Don't want give me straight 3 years. Haha nothing I can do. Every year call citi lo until I cancel, they say we can give u 3 years annual fee waiver and gst rebate, I told them now gst era, not annual fee jao no gst. Apa rebate. Direct cancel the card.

Haha. Mai like that. Give chance to him/her. Some ppl need pay rm25, they go crazy. For me I earn cb from the card. Cannot rebate biar pi. Give some, gain more.

In truth la, uob gave me a lot, for being my first credit card. When I first applied, agent give me free power bank, then approved give 2 giant luggage bag. Then use 1000 within 30 days, rm100 cash rebate. Direct swipe 1k pay my ACCA membership and paper. But then, they go down hill. Love the vox card + one card back then. Best in the market for online + petrol. Swipe ACCA get 5% cash back, get 100 cash rebate again. Happy die me

want rebates, follow what fruitie says below. how to get, please refer bigpay thread post #1. read #1 still don't understand, have queries, use search function. 99% of the questions have been asked before so you should get all the answers there.

I think the only cash back card that gives reward points for the same transaction is maybank 2 cards Amex.

Read TnC or use search button


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Guess it's time to move my auto billing insurance from Maybank Barcelona to Standard Chartered. Not really a big issue, but kinda painful. (RM85 - RM60) x 12 = RM300 gone.

Guess all good things must end. Somemore the RM250 annual fee.

This post has been edited by beebee1314: Jun 7 2019, 04:28 PM

don't forget your sst rm25.

effective cash back rate is 445 / 30000 = 1.483%. I'd say it's still better than many cards.

but then, when u can maximise the cash back amount, we don't really care about the rates. rm60 per month or rm37 after af and sst. still okay ma. who knows, we may get af waiver and sst rebate.

gonna have to apply for yolo card to soften the blow from stand chart. sien.