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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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mamamia
post Jun 3 2019, 09:45 PM

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QUOTE(hwachong @ Jun 3 2019, 04:40 PM)
CS refuse to give rebate for sst. i will not charge after the sst is charged. plan to wait til receive cashback in June and make final payment (less RM25 sst). possible not to pay the RM25 and cancel the card?
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QUOTE(FatSeang @ Jun 3 2019, 09:37 PM)
Same goes with me. CS refused to give rebate/cash reward for SST. Straight request to cancel.
Waited 10 days and received call from Card Retention Team, being offered to get SST rebate for both cards by spending any amount (3 separate transactions) within 2 weeks.
Same goes to AF waiver, live chat request for waiver and straight away being told charges for AF will be waived within 1 business day  rclxms.gif  rclxms.gif
TQ SC for another year  rclxm9.gif  thumbup.gif  :thumbsup:
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For which card u being offered for AF waiver?
mamamia
post Jun 5 2019, 12:04 PM

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QUOTE(cylee32 @ Jun 5 2019, 11:30 AM)
Dear all shifu, anyone can help me in answer above? Thank you thank you.
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With the new tnc, jompay might not be eligible retail txn.. but they still haven’t come out the new TnC for JOP.. LFC d shown that Jompay is not eligible retail txn

https://av.sc.com/my/content/docs/my-liverp...shback-card.pdf

This post has been edited by mamamia: Jun 5 2019, 12:08 PM
mamamia
post Jun 7 2019, 02:58 PM

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QUOTE(cybpsych @ Jun 7 2019, 08:27 AM)
user posted image

LIVERPOOL FC CASHBACK CREDIT CARD MEMBER GET MEMBER CAMPAIGN 2019 [ SCB | T&Cs ]

Earn RM100 for every friend you successfully refer for a Liverpool FC Cashback card.

Terms and Conditions Excerpts
Standard Chartered Bank Liverpool FC Cashback credit card Member Get Member Campaign will run from 1 June 2019 – 31 July 2019.
By submitting your friend’s personal data, you confirm that you have obtained your friend’s consent to provide his/her personal details to the Bank to contact him/her.
The Bank may inform your friend(s) of your personal data (such as Name) for the purpose of this Member Get Member campaign as submitted here and by submitting this referral you have given consent to the Bank to share your personal data to your friend(s).
All the information provided will be kept private and confidential in accordance with our privacy policy.
Details of your friends will not be used for purposes other than the Standard Chartered Bank Liverpool FC Cashback credit card Member Get Member Campaign.
Eligible Referrer’s will be rewarded with RM100 for each eligible referred friend (“referee”) when his/her credit card application is successfully approved by 31 August 2019.
The three Eligible Referrers with the most Successful Referral(s) during the campaign period will be entitled to Top Referrer Reward of a Full 1st team signed Liverpool 2018/19 Jersey (one unit for each of the top three Referrers).
Eligible referee is defined as a person with no valid holding of any Standard Chartered Bank Malaysia credit card in the past 6 months from new card approval date.
Please refer to the full Terms and Conditions for the criteria of the referred friends and family to be considered as eligible successfully referral.

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It didn’t state what is the sign up bonus for referee.. will they also get RM100 + luggage?
QUOTE(cybpsych @ Jun 7 2019, 02:05 PM)
user posted image

Standard Chartered JustOne Platinum MasterCard® Credit Card (effective 1 July 2019)

https://av.sc.com/my/content/docs/my-sc-jop...credit-card.pdf

JOP cashback reduced to RM60 | AF waiver condition removed | CashBack for Online spend is subject to a cap of RM30 per calendar month
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Reduce to RM60, effective rate is only 2.4%, somemore want to cap the online spending to RM30, this is really s*ck

mamamia
post Jun 7 2019, 03:11 PM

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QUOTE(ClarenceT @ Jun 7 2019, 02:41 PM)
RM200 Online + RM200 Petrol
RM2100 on Others including Bigpay/Boost, Cost -RM6
Real spending RM400 to get CB RM54 every month.
Similar to HLB Wise scheme till 6/2019.

Annual spending RM4800 to get RM720 monthly cashback.
Cost: RM250+RM25+(RM6X12) = RM347

So Real spending RM4800 to get RM373, ie 7.78%, quite good.
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So, can be RM200 on petrol + RM2300 on Bigpay / Boost as online, then still get RM60 right? Coz BigPay is online txn.. I just need to have RM200 spending on autodebit / petrol, then will get full cashback
mamamia
post Jun 8 2019, 08:38 PM

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QUOTE(zinze36 @ Jun 8 2019, 08:26 PM)
Got any free gift for new applicant?
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Today saw aeon metro prima got few bank credit card booth.. 1 of that is ambank, luggage bag at the booth, not sure is it need to wait approval first only can get
mamamia
post Jun 12 2019, 12:37 PM

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QUOTE(cybpsych @ Jun 12 2019, 12:22 PM)
this is one headache behavior on SCB's statement generation:

info from CS:

The statement date changes due to public holiday or if the date falls on a Saturday.
The system will not generate statement if it is on Saturday or public holiday.
The statement will be generated a day later due to this reasons.


need to be mindful if spending on statement date.  doh.gif
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My statement date is 9th, but this month SCB generate my statement on 8th (Saturday), it is not as per what CS advised u. Dunno what logic they give. For HSBC, I notice they will make sure the pyment due date is same every month, so my statement date will be 1 day early or later follow no. of day
mamamia
post Jun 12 2019, 03:41 PM

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QUOTE(cybpsych @ Jun 12 2019, 01:51 PM)
odd indeed.  laugh.gif

user posted image
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mamamia
post Jun 12 2019, 04:00 PM

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QUOTE(cybpsych @ Jun 12 2019, 03:54 PM)
my actual statement date is 8th.

this month's was adjusted to 9th due to reasons given by CS earlier.
not accurate either  laugh.gif

exactly on 9 June, it was displayed as 9 June statement date. but internally already adjusted to 9 June cutoff.

from 10 June, the display was readjusted back to 8 June statement date, but with same statement/PDF content. i was thinking perhaps they regenerated the statement content  blink.gif

see mine below. displayed as 8 June  biggrin.gif

user posted image
most accurate, i think, is the pdf content; the summary of page 1.
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Just recheck, the pdf statement date shown as 9th June, so, my statement still fall back on Sunday, so ur statement date this month is 10 June?

mamamia
post Jun 12 2019, 04:24 PM

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QUOTE(cybpsych @ Jun 12 2019, 04:05 PM)
nope. from 8th, adjusted to 9th
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Seem like correct, I just check if 9th fall on Saturday, my statement date will be changed to 10th




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mamamia
post Jun 28 2019, 09:16 AM

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Anyone know what is the latest sign up offer for LFC? I notice now most of the sign up bonus exclude LFC card..
mamamia
post Jun 28 2019, 10:42 AM

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QUOTE(cybpsych @ Jun 28 2019, 10:00 AM)
can try the above (not for you but referrer biggrin.gif).

or Receive an official Liverpool FC Men’s Home Shirt 18/19 when you apply online and spend. >> https://av.sc.com/my/content/docs/my-liverp...e-exclusive.pdf
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Mean no good offer for new cardholder.. only benefitted to existing cardholder who get new member for them.. cheap salesman.. lol

The home shirt campaign ended on 31 May
mamamia
post Jul 8 2019, 05:36 PM

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QUOTE(alvinwh @ Jul 8 2019, 04:59 PM)
hi guys, want to ask sc apps no fingerprint log in? many other banking apps had implement fingerprint log in
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U mean sc mobile? I’ve been using that since my previous iPhone n now is using Face ID..
mamamia
post Jul 8 2019, 06:02 PM

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QUOTE(CardNoob @ Jul 8 2019, 05:40 PM)
Android?
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QUOTE(alvinwh @ Jul 8 2019, 05:51 PM)
i using samsung, i think yr ios apps got fingerprint n face id support
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Both android n iOS phone also can.. attached screenshot from Samsung..


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mamamia
post Jul 8 2019, 06:23 PM

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QUOTE(TongCN @ Jul 8 2019, 06:14 PM)
As i mentioned before, look up here for supported device.
Modern samsung also cannot feature touch ID

Even my Note 8 also cannot, fliptable

https://www.sc.com/my/bank-with-us/sc-mobil...print-touch-id/
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If based on the list, my Samsung n iPhone also not in the list..

But in term of O/S version, for sure higher than 9.0.2 and 5.0.. so weird for android with latest model which can’t support..
mamamia
post Jul 9 2019, 01:14 PM

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QUOTE(joshgm_119 @ Jul 9 2019, 11:38 AM)
From having a chat with their CS, you're right, there is no auto waiver anymore based on spending.

According to that fella, following the TnC update, if you're a good paymaster, there should be no issue waiving off your AF. But it will have to be requested.

But take with a pinch of salt la, end of the day its at the banks discretion. If they still decide not to waive and charge AF, I'll just potong the card.
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One thing bad about sc is the cashback is one month late.. so, when the AF charged, u might not get ur last month cb, n u need to either cancel the card n forgo the last month cb..

QUOTE(alvinwh @ Jul 9 2019, 11:48 AM)
want to ask, anyone paid autobill indah water? indah water bill paid by a quarter and not by monthly. in tis situation, if set autobill to jop card. consider autobill work?
same to insurance i normally set paid by half yrly. is work for JOP card as autobill if i set?
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For my insurnace, it is annually, still treated as autobill n got cashback from JOP..

I check with cs b4, as long as ur merchant charge in autodebit way (I think they have code to determine whether it is autodebit), then u will get cb
mamamia
post Jul 9 2019, 02:48 PM

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QUOTE(alvinwh @ Jul 9 2019, 02:35 PM)
thanks bro smile.gif . but i ask the person who applied cc with him. he said if set autobill monthly no issue, if quarterly or annually wont get. confused.gif
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No issue to get cashback for my annual insurance premium payment.. the recent cashback I got for May 2019 include one of my annual premium payment too.. I’ve also another annual insurance just charged in June 2019, waiting for my cashback to be credited this month..

QUOTE(laymank @ Jul 9 2019, 02:40 PM)
I will confirm this again next month since i have a gym monthly membership fee submitted for auto debit.
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Gym membership might not get cashback for autodebit.. I thought the autodebit only applicable for insurnace, utilities and telco?


Edited by fruitie. Fixed the quotes.

This post has been edited by fruitie: Jul 9 2019, 02:54 PM
mamamia
post Jul 9 2019, 03:12 PM

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QUOTE(alvinwh @ Jul 9 2019, 02:59 PM)
as i know is insurance, utilities and petrol in one group. r u sure telco also same under tis category?
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https://www.sc.com/my/credit-cards/justone-...num-mastercard/

1Auto bill payments comprise of recurring bill payments from Insurance, Telco and Utilities.


The above can be found in their JOP product details..

U will earn cashback with JOP on the 3 category, ie autobill, petrol and online..

But, for autobill, there for mentioned on what type of bill too..

Petrol is part of their cashback category..

This post has been edited by mamamia: Jul 9 2019, 03:15 PM
mamamia
post Jul 9 2019, 04:13 PM

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QUOTE(alvinwh @ Jul 9 2019, 03:43 PM)
thanks for info
Auto bill payments comprise of recurring bill payments from Insurance, Telco and Utilities.
so for autobill under above category no capped rite? let said u pay more than rm2.5k can direct get rm60 maximum
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Yes, no cap for autobill..u will get RM60 if u have 2.5k autobill in that category..

This post has been edited by mamamia: Jul 9 2019, 04:13 PM
mamamia
post Jul 10 2019, 06:48 PM

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QUOTE(#Victor @ Jul 10 2019, 06:45 PM)
is there any indicator to identify an auto billing / auto debit transaction for SC? how to know whether this insurance transaction falls under auto billing category?
user posted image
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Their system have payment code.. backend system which we won’t know.. but, u can also check with ur insurance.. they can also see it from their system.. for Allianz, if I login online, I can c the payment method as DDA = autodebit
mamamia
post Jul 10 2019, 07:17 PM

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QUOTE(JokerAce @ Jul 10 2019, 07:07 PM)
I was trying to apply LFC thru shopback x Ringgitplus, because in the TnC said LFC also entitled RM200 shopback
After gone thru the process, received the email from Diana
When read the last step, I was like wtf???

[attachmentid=10280558]

and the application form provided in the link was just a mere empty form doh.gif
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May I know where to get the ShopBack TnC?

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