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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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ClarenceT
post Jan 31 2019, 12:24 PM

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Not a lucky day, win 1#b only after spending RM1900.
Net gain RM1.20 only.
ClarenceT
post Jan 31 2019, 12:39 PM

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QUOTE(TongCN @ Jan 31 2019, 12:33 PM)
Today so easy kenak ?

1) #b
2) #a
3) #b
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I was doing some experiments, turn out...
First #b after 15 #a

ClarenceT
post Feb 1 2019, 07:55 AM

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QUOTE(David83 @ Feb 1 2019, 07:51 AM)
4x spins done so far! Still a
sweat.gif
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Super peak day + super peak hours.
Better chance after CNY!
ClarenceT
post Feb 1 2019, 10:42 AM

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QUOTE(celaw @ Feb 1 2019, 10:29 AM)
Last month I swipe 40 times. First 2 swipe got #b  rclxms.gif , subsequent 38 swipes (In different days, average 1 day 5 - 10 swipes) got #a bangwall.gif
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Do it on 5/2, not many people will spend, chance to win is much higher.
Today, those merry-go-round desperate to spend, chance to win is not really good.

This post has been edited by ClarenceT: Feb 1 2019, 10:44 AM
ClarenceT
post Feb 1 2019, 11:36 AM

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QUOTE(ClarenceT @ Jan 31 2019, 12:39 PM)
I was doing some experiments, turn out...
First #b after 15 #a
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QUOTE(#Victor @ Feb 1 2019, 11:32 AM)
Yesterday was easy? Spend all the remaining quota to hit the monthly tier but all got #a doh.gif
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ClarenceT
post Feb 3 2019, 12:01 PM

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QUOTE(fruitie @ Feb 3 2019, 11:56 AM)
Months ago. You only spent entirely RM 2.5k on Boost?
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I am wondering... Boost should be direct debit, JOP's Direct Debit 15% incentive can be anything or just limited to insurance and telecommunication bills?
ClarenceT
post Feb 3 2019, 12:52 PM

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QUOTE(fruitie @ Feb 3 2019, 12:04 PM)
I think only limited to those categories but I can be wrong.
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QUOTE(tansam @ Feb 3 2019, 12:35 PM)
I use JOP to topup boost since june18. 85cash back every month.
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I was doing a experiment to check if Boost transactions would give 0% or 0.2% rebate, but I got another result.

My Nov transactions
GOVT RM1046.75 - CB RM0.00 (0%)
ONLINE RM554.00 - CB RM83.10 (15%)
OTHERS RM618.25 - CB RM1.23 TO RM1.24 (0.2%)
BOOST RM325.00 - CB RM0 if 0%, CB RM0.65 if 0.2%

I shall get CB RM84.99 if Boost transactions gave 0.2% CB, but surprisingly I got full CB RM85.00.

This post has been edited by ClarenceT: Feb 3 2019, 12:55 PM
ClarenceT
post Feb 3 2019, 02:17 PM

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QUOTE(fruitie @ Feb 3 2019, 01:33 PM)
So Boost is also online or auto-debit?
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QUOTE(mamamia @ Feb 3 2019, 01:53 PM)
More like autodebit
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It is purely academic now.
To get full CB, it is safer to spend RM567 on online/BP/Petrol + Boost RM1933 (or more).

Just like HLB Wise, some users got 10% CB (Mobile) when the description was CELCOM-RPS (till early Sep 2018), but get 0% now after changed to BOOST APP KUALA LUMPUR MY.

This post has been edited by ClarenceT: Feb 3 2019, 02:17 PM
ClarenceT
post Feb 3 2019, 02:30 PM

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QUOTE(cucikaki @ Feb 3 2019, 02:20 PM)
Topping up boost rm100 can get the spin and win thingy? So far ive read here only bigpay
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https://av.sc.com/my/content/docs/LFC-usage-campaign.pdf

Read T&C #23 - exclusions.
Boost - MCC 5968
Bigpay - MCC 6540 (previously 6012 till early December)



ClarenceT
post Feb 12 2019, 06:10 AM

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QUOTE(etcyik @ Feb 12 2019, 01:10 AM)
Oic.thx for clarification.

So every month i need to spend on
Petrol rm500
Unifi/tnb/astro rm800
Insurance rm1200
So that i am entitle for the rebate right?

Redemptions as in wat?
Direct deduct for the next statement bill?
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No need min RM2500 on selected items.
RM567 x 15% already reach CB RM85.
Spend +RM1933 on any retail transactions (0.2%/15%/0%) incl petrol/insurance/utilities.
Transactions in a calander month.
Rebate will be available via redemption of rewards by end of the following month.

This post has been edited by ClarenceT: Feb 12 2019, 06:13 AM
ClarenceT
post Feb 14 2019, 06:20 PM

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Very difficult to win #b in the afternoon!
ClarenceT
post Feb 15 2019, 08:12 AM

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QUOTE(avinlim @ Feb 15 2019, 07:56 AM)
what if we don't redeem the cashback for the month, will it accumulate?
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Must be redeemed within 3 years if I am not wrong.
ClarenceT
post Feb 15 2019, 11:33 AM

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Quite lucky today, 1 #b and 1#c from 2 spins.
Collected 11 #b and 2 #c from 32 spins for February.

ClarenceT
post Feb 15 2019, 02:31 PM

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QUOTE(TongCN @ Feb 15 2019, 02:25 PM)
So lucky

Mine 21/25 times only 2x #b

LP 1/15 times with 1x #b
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To get #b, I don't rely on luck but statistics.
You play at the time frame when #b are exhausted, but you have better chance to get big prizes.
ClarenceT
post Feb 15 2019, 04:48 PM

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QUOTE(avinlim @ Feb 15 2019, 03:57 PM)
How often this Spin n Win contest occurs on SC credit card?

its like once a year from nov-feb previously?
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This is 2nd round.
But a lot of transactions are excluded including utilities, Bigpay, Boost. We could play so agressively in the past few weeks just because BP changed the MCC and SC didn't revise the T&C in the middle of the game. So I don't expect to win so many rewards again in the next spin & win game.

This post has been edited by ClarenceT: Feb 15 2019, 04:49 PM
ClarenceT
post Feb 15 2019, 05:22 PM

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QUOTE(avinlim @ Feb 15 2019, 05:03 PM)
means from next round...high posibility topping up bigpay does not entitled for the SPIN cash back already.

I does not know that reloading boost also not entitle for the spin.
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Haha then you shall be a newcomer after 1st week of Dec 2018. We didn't get any SMS for BP transactions in the first 4 weeks (14/11 - early Dec).
ClarenceT
post Feb 16 2019, 01:22 PM

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QUOTE(Jty @ Feb 16 2019, 10:38 AM)
no... just one JOP. i know some people reported only max 2 wins, so i am skeptical on my wins also.
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Read the T&C, you can win many times but SC will give you 2 prizes only. thumbup.gif
ClarenceT
post Feb 18 2019, 10:37 AM

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QUOTE(fruitie @ Feb 18 2019, 10:04 AM)
Is it? I used two cards, didn't get more than 2x posted. Maybe I didn't try hard enough. laugh.gif
If I know like this I use all three cards with my SCB WM along.
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Play Spin&Win game in the morning should give you >1% prize (beyond RM2500+1500) till your Bigpay topup quota is exhausted.
Better than 5 TPs (worth 1%), only if Man U beats Liverpool.
ClarenceT
post Feb 18 2019, 01:22 PM

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QUOTE(yahiko @ Feb 18 2019, 01:13 PM)
then is back to my original question

so if i use RM1K *5% is already RM50.. and i only get cap RM12 correct.. so we wont get to use the full 5% cash back?
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For peace of mind, use JOP to top up Bigpay RM2500 (x0.15=RM375 but capped at RM85), OR top up Bigpay RM567 + RM1933 on other transactions (567x0.15+1933x0.002 but capped at RM85).
RM2500 X 8 months = RM20000 -> waive Annual Fee.

Spend less than RM2500 is under-utilized.


ClarenceT
post Feb 19 2019, 08:08 AM

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QUOTE(enriquelee @ Feb 18 2019, 03:27 PM)
Top up big pay RM 100 also entitle for the spin?
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GONE!


QUOTE(fruitie @ Feb 18 2019, 03:28 PM)
Yes.
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QUOTE(cybpsych @ Feb 19 2019, 07:51 AM)
just called PBB to find out...

BIGPAY-EC KUALA LUMPUR MY - MCC 6012

PBB SMS OTP shows as "BigPay Malaysia Sdn Bhd"
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