The only SCB card that you had with them?

Strangely, they didn't retain you...

I get AF waiver and SST rebate every year since I got the card and other SCB cards. However, my case cannot be used as reference. Usually SCB will waive AF but rarely gives SST rebate. FYI, SST cannot be waived, it’s payment to government but banks can give rebate if they want to.

Just chat online every year. It will not auto-waive for all cards.

Every year for me SST will be charged in July and AF will be charged in August. Let’s see if this year will be lucky like previous years.

I got RM 550 for RM 3k spending but I have just spent >RM 3k on 6.6. with this card and no more huge purchase. First 200 only I guess, that's it.

Like normal, just enough to maximize cash back. I think this year will be lesser due to revision in cash back scheme, so let's see how it is this year.

My SST will be charged in few days time, won’t participate in the game until they also give me SST rebate this year.

This post has been edited by fruitie: Jul 4 2021, 03:45 PM

Also I don’t have so much of spending la. Anyway I have plan to cancel the cards this year if they don’t grant me SST rebate.

By the way, what’s with the 1.4K? RM 40 I probably can understand.

Item 2 to compensate SST + extra cash back? So all three cards spend RM 200 each and get RM 50 each?

I'm still waiting for SST to show up and it is due already but until now still nothing. My annual cycle is July for SST, August for AF.

Same here. I hardly spend on JOP anymore, only spend RM 200 every month on Grab for the free voucher but that also I use LFC.

Cool. Let’s see if I need to go to the cancellation route this time.

Hmm. SST hasn’t charged but suddenly received these SMS-es for AF which will be charged next month. I didn’t make any call or chat with their CS yet. First time receiving though. I’m waiting for SST to be charged actually…

However, only LFC CB and SCB WM, no SMS for JOP. I didn’t spend a single cent on the WM in the past one year.

RM0.00 StanChart: To say a big thank you for banking with us, we would like to waive your annual fee for your card ending xxxx this year.

Similar SMS for both LFC and WM.

But before that two SMS-es, I also received this:

RM0.00 StanChart: Get a credit limit that you deserve. Want to increase your credit limit to RM xxxxx? If YES, reply Y1. Valid till 31/7/2021. T&Cs apply.

All three messages came one shot.

Saw SST already posted to my SCB online, so I made a call to CS to check if I will still get SST rebate like previous years. He checked and told me, there is an indication on my account that I am given with SST rebate with 3x transaction on each card, no minimum amount. After that's done, just give them a call.

I also took the opportunity to ask for the SMS-es I received yesterday, he said that means no AF will be charged on my LFC CB and WM. However, JOP will have charges and I will need to call in to get manual waiver. He said there is also an indication that waiver is available for all three cards. So, not issue in getting any waiver for JOP.

OK, thanks SCB. Another year with you though I must say I hardly spend anymore due to the benefits revision.

No. I didn't because I don't need to ask for cancellation, this is offered to me by default.
I think those getting rebate is part of retention which not required for my case.

I just noticed SCB already credited RM 25 into each of my cards for my SST rebate. When I called that day they said I just need to spend 3x with no minimum amount on each card but I haven’t spent anything yet. Will they retract my rebate?

Maybe. OK la, be nice to them, I will spend.

It was actually on my transactions list, not yet on statement. I guess they have list of customers who are eligible for SST rebate because I called and asked if I will still get SST rebate like previous years, he straight away said yes for all my three cards.

My spending is not a lot, previously only just nice to maximize cash back. Now after benefits revision, I hardly spend anymore with SCB cards.

I see, I think they have list of eligible customers kot.

As usual reloaded RM 200 and got Grab voucher. Another bonus is got RM 5 cash back.

Mine only one attempt.

JOP was charged with AF and as communicated last month by the CS I spoke to, just call them when it is charged and it will be waived. I called yesterday and waived with ease, no question asked. The other two cards - LFC CB and WM already pre-waived so I don't see it on my transactions list.

Anyway, side note SCB is offering us in the company PSA account, I'm thinking to sign up since I see the benefits are quite good. Plus I don't need hard copy submission, everything will be done via our RM. As usual, I will prefer real experience sharing. I can see that even using CC also get benefits for the savings account？

Thanks! Will read through the thread.

First time knowing using CC can get cash back in SA. I guess I was too late to party but I will decide later.