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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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cybpsych
post Jan 23 2019, 09:03 PM

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QUOTE(vin_ann @ Jan 23 2019, 08:36 PM)
What kind of answer you expect ?

We are referring to spin contest right ?
After I submitted, I reload BigPay and got the SMS to spin.
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yes, register for spin contest.

nvm, i'll wait if there's any response back after 2-3 days.
cybpsych
post Jan 23 2019, 09:38 PM

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QUOTE(beLIEve @ Jan 23 2019, 09:36 PM)
No response. Wait at least 2 working days. If you're patience then 3. I already test everyday since I registered, no spins until register+2 working days.
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ok thanks and noted thumbup.gif
cybpsych
post Jan 24 2019, 02:05 PM

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QUOTE(fruitie @ Jan 24 2019, 01:42 PM)
Let me guess RM 5k? I got that too earlier. Funny thing is I have a SCB WM approved at the same time which the monthly salary requirement is higher than the CL. laugh.gif
Then asked for increase few months later because not enough for cross month and they increased to RM 10k. laugh.gif
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mine reverse, SCB gave me highest CL amongst my other cards/banks rclxub.gif

still thinking whether to reduce it to a comfortable level or not biggrin.gif
cybpsych
post Jan 24 2019, 03:41 PM

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QUOTE(#Victor @ Jan 24 2019, 03:38 PM)
How to check credit limit before receiving the cards?
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login to internet banking
cybpsych
post Jan 24 2019, 03:49 PM

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QUOTE(#Victor @ Jan 24 2019, 03:45 PM)
Not existing customer, don't have online banking. Register requires card number.
user posted image
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contact cs and ask for temp login ID and/or temp password.

while chatting, do the following:

1) register internet banking
2) check card details, PAN, CL, expiry mm/yy, etc
3) change statement date
4) register for spend & win (web), no harm doing it anyway

i've done this yesterday right after gotten the approval SMS.

This post has been edited by cybpsych: Jan 24 2019, 03:55 PM
cybpsych
post Jan 24 2019, 07:50 PM

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QUOTE(cybpsych @ Jan 23 2019, 05:19 PM)
nice, approval sms received for JOP!

user posted image

Addon: Welcome to Standard Chartered eStatement email received @ 23 Jan 2019, 15:52
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darn fast. JOP card received via poslaju maildrop.

cs cant even provide the tracking number (not in system yet) when contacted them during lunch time sweat.gif
cybpsych
post Jan 25 2019, 08:30 AM

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QUOTE(berrycoo~ @ Jan 25 2019, 12:37 AM)
Just curious why should we change the statement date?
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my own preference. i prefer to group my cards' due date. so far all my cards are in 2 groups (1 week gap) because not all cards/banks have same statement dates.

oddly, CS said my card onl have few statement dates between 10th - 19th hmm.gif

my guess is scb doesnt allow everyone to choose any available statement dates, so diff ppl may have different range of statement dates to choose from.

This post has been edited by cybpsych: Jan 25 2019, 08:30 AM
cybpsych
post Jan 25 2019, 11:07 AM

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QUOTE(avinlim @ Jan 25 2019, 11:03 AM)
Seriously 75 times and nothing?!

75 times @ bigpay (which is RM7500) almost hit the ceiling of the max limit allow (RM10k)... will ring the bell of bp and they might block or investigate you...

just don't go too far ...hehe
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why would bp call you for using the max wallet limit? doh.gif
cybpsych
post Jan 26 2019, 09:51 PM

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QUOTE(#Victor @ Jan 26 2019, 09:34 PM)
Regarding Spend and Win registration, I just registered on Friday night and activated the cards on Saturday afternoon. As told by CS have to wait for more than 3 working days for the system to complete the restoration but tested to spend just now surprisingly got wheel spin SMS, does it mean the registration is successful? Although got SMS but all the spin got nothing.

user posted image
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what's the sms content?
cybpsych
post Jan 28 2019, 12:42 PM

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QUOTE(#Victor @ Jan 28 2019, 12:38 PM)
That means the maximum winning per day is not applicable?

An Eligible Cardholder is entitled to win a maximum of two (2) Daily Cashback Prize(s) per day, regardless of how many Eligible Transaction he/she transacted.
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why not?

4 wins for 2 days
cybpsych
post Jan 31 2019, 09:37 AM

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QUOTE(beLIEve @ Jan 31 2019, 09:34 AM)
Errr, "no longer" ? UOB just reimposed the 50 cents this year for amounts >5k. Not sure if other banks will follow suit. Instant Transfer only went free some time last year and no banks said that it's going to be indefinite. need to pay attn if you mind that 50 cents.
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"no longer" because mbb earlier charges for >rm5k instant transfer, then to FOC.
cybpsych
post Jan 31 2019, 09:48 AM

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QUOTE(beLIEve @ Jan 31 2019, 09:42 AM)
yeah. I thought all banks went FOC (as part of encouragement of going cashless?) last year? Now don't know how many will start charging again.
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not necessary. beyond 5k is up to bank to waive or charge.
cybpsych
post Jan 31 2019, 02:05 PM

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QUOTE(chezzcake2 @ Dec 15 2018, 01:01 AM)
user posted image

and if u guys realize, #b u will always win something, start from #a u got nothing

refer picture above
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QUOTE(savvyaunty @ Dec 16 2018, 03:55 PM)
Here's my theory:
#a - nothing
#b - RM5
#c - RM10
#d - RM15
#e - RM20
#f - RM25
#g - RM50
#h - RM75
#i - RM99
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QUOTE(ronnie @ Jan 31 2019, 01:40 PM)
What's #a and #b mean ah ?
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cybpsych
post Jan 31 2019, 02:54 PM

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QUOTE(David83 @ Jan 31 2019, 02:51 PM)
Anybody played this "Scratch of Fortune" campaign?

URL: https://av.sc.com/my/edm/scb11550/index.html

How to upload the CC printout?
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Campaign Mechanics

11) Once an Eligible Cardholders fulfilled the criteria as stated in Clause 7, he/she required to scan the
QR code printed on the Point Of Sale Materials that is displayed at the Merchant outlet. The QR code
will lead you to the Scratch of Fortune webpage (“game”). To play the game, internet connectivity on
the Eligible Cardholder device is required.

12) The Eligible cardholder must follow the step by step instruction as stated in the webpage where the
Eligible Cardholders will be required to upload their Credit Card Sales Slip from the Merchant to the
webpage. After uploading the Credit Card Sales Slip, the Scratch and Win page will appear for
Eligible Cardholders to scratch for the page to reveal the Prize that the Eligible Customer had won .

cybpsych
post Feb 3 2019, 07:58 AM

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QUOTE(cucikaki @ Feb 3 2019, 12:18 AM)
How to waive the rm25 service tax? Just activate my card last few days and got charge instantly? For my rhb i just call and ask for waiver, since got 12 swipe so they waive my annual fee together with my service tax
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yours is a new card, hence sst is charged upon activation.

depends on which channel you applied from, there could be an activation rebate.

check back from your application channel/agent or even SCB CS. they can advise whether your card is tied to any rebate reward based on specific channel code, which is assigned during application.
cybpsych
post Feb 3 2019, 10:27 AM

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QUOTE(cucikaki @ Feb 3 2019, 10:08 AM)
Just called Standard Chartered CS. They say service tax CANNOT be waived. Only annual fees can be waived with min RM20k swipes annually. sad.gif
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SST cannot be waived la.

u asked for the wrong thing. ask for activation rewards.
cybpsych
post Feb 3 2019, 11:14 AM

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QUOTE(cucikaki @ Feb 3 2019, 10:54 AM)
But my hong leong and rhb credit card they waived it together with my annual fee. As long as got 12 swipes. Then annual and sst waived
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hlb is hlb
rhb is rhb
SCB is not hlb or rhb

u still don't want to find out, up to you lor. your card anyway biggrin.gif
cybpsych
post Feb 4 2019, 09:58 AM

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QUOTE(tifosi @ Feb 2 2019, 12:18 AM)
Your available balance should be reflected immediately but the transaction could probably take a few hours to a day to reflect.
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QUOTE(whyip1988 @ Feb 4 2019, 09:41 AM)
Just make a instant transfer from M2U to my JustOne, normally took how long ? Coz I still cannot view the transfer transaction in my SCB online.
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cybpsych
post Feb 4 2019, 04:06 PM

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QUOTE(#Victor @ Feb 4 2019, 03:55 PM)
Maybe just no luck... saw some ppl reported got 100% winning with just 2 transactions. cry.gif
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this is same mentality comparing to lottery winner. doh.gif

just because he got 2 #b, you thought it can apply to the rest meh? also, we dont know how many he DIDNT too right?
cybpsych
post Feb 5 2019, 12:10 AM

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QUOTE(ronnie @ Feb 5 2019, 12:10 AM)
Out of 26 reloads of RM100, i only receive 7 x RM5 rewards
I still have 14 reloads to go  cool2.gif  blush.gif wish me luck
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good luck! laugh.gif

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