Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
150 Pages « < 18 19 20 21 22 > » Bottom

Outline · [ Standard ] · Linear+

 Ultimate Discussion of ASNB (47457-V) Se7en, Wholly owned subsidary of PNB (38218-X)

views
     
wil-i-am
post Oct 21 2016, 11:36 AM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
I wud welcome ASNB to introduce online platform to facilitate interactions for investors
Kamen Rider
post Oct 21 2016, 11:41 AM

On my way
****
Senior Member
554 posts

Joined: Oct 2008
QUOTE(wil-i-am @ Oct 21 2016, 11:33 AM)
1 of the criteria(s) to choose new Agents is their network of branches
*
HL banks branches are a lot ... as for public, ....always crowded and service not so good.....
so far i prefer mbb, rhb for topping up......

now my AS1M > ASM ...... and ASW is the kacang puteh amount .....
next hunting season will target ASW on 1-Apr-2017... biggrin.gif
wil-i-am
post Oct 21 2016, 11:42 AM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(Kamen Rider @ Oct 21 2016, 11:41 AM)
HL banks branches are a lot ... as for public, ....always crowded and service not so good.....
so far i prefer mbb, rhb for topping up...... 

now my AS1M > ASM ...... and ASW is the kacang puteh amount .....
next hunting season will target ASW on 1-Apr-2017... biggrin.gif
*
In fact, u can target ASW on 31/10 or 1/11
Kamen Rider
post Oct 21 2016, 11:46 AM

On my way
****
Senior Member
554 posts

Joined: Oct 2008
QUOTE(wil-i-am @ Oct 21 2016, 11:42 AM)
In fact, u can target ASW on 31/10 or 1/11
*
Why.... not on the dividend ex-date ?
wil-i-am
post Oct 21 2016, 11:49 AM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(Kamen Rider @ Oct 21 2016, 11:46 AM)
Why.... not on the dividend ex-date ?
*
Generally, it's easier to buy after x-date
Having said tat, u can try Luck on other days too
Kamen Rider
post Oct 21 2016, 12:02 PM

On my way
****
Senior Member
554 posts

Joined: Oct 2008
QUOTE(wil-i-am @ Oct 21 2016, 11:49 AM)
Generally, it's easier to buy after x-date
Having said tat, u can try Luck on other days too
*
Every time go hunting, i always pass them 3 passbooks...they tried ASM first, then follow by ASW and lastly on AS1M.... and 10 out of 10 times... ASM "ada sikit", ASW "hilek" and AS1M most of time "ada" , hence end up...
AS1M now greater than ASM .......

Most of people here mentioned that ASW is the most difficult to get and also people all chasing and prefer ASW over the other two, reason given ASW gives more dividend .....

I was thinking sapu as much as i could, then later adjust the ratio among them smile.gif

This post has been edited by Kamen Rider: Oct 21 2016, 12:20 PM
nexona88
post Oct 21 2016, 12:28 PM

The Royal Club Member
*********
All Stars
48,445 posts

Joined: Sep 2014
From: REality
QUOTE(Kamen Rider @ Oct 21 2016, 10:30 AM)
Went to ambank... not yet agent, will be agent by end of the month..... also they introduce me AHB.... said this one good...also FP....
*
AHB not for bumi only huh?? hmm.gif
Kamen Rider
post Oct 21 2016, 12:41 PM

On my way
****
Senior Member
554 posts

Joined: Oct 2008
QUOTE(nexona88 @ Oct 21 2016, 12:28 PM)
AHB not for bumi only huh?? hmm.gif
*
that's why i asked....they said can help to introduce to bumi friends.... and no need to pay zakat one...at first when they said AHB also FP, i was excited...mana tau....
nexona88
post Oct 21 2016, 12:44 PM

The Royal Club Member
*********
All Stars
48,445 posts

Joined: Sep 2014
From: REality
QUOTE(Kamen Rider @ Oct 21 2016, 12:41 PM)
that's why i asked....they said can help to introduce to bumi friends.... and no need to pay zakat one...at first when they said AHB also FP, i was excited...mana tau....
*
Well the no pay zakat thingy & shariah compliance is attracting bumi people to buy... Nowadays everything is very Islamic way of life blush.gif later u see no people would invest in ASB because haram devil.gif
Ramjade
post Oct 21 2016, 12:49 PM

20k VIP Club
*********
All Stars
24,344 posts

Joined: Feb 2011


QUOTE(nexona88 @ Oct 21 2016, 12:44 PM)
Well the no pay zakat thingy & shariah compliance is attracting bumi people to buy... Nowadays everything is very Islamic way of life blush.gif later u see no people would invest in ASB because haram devil.gif
*
I thought they already converter 75% to shariah compliance already?
Kamen Rider
post Oct 21 2016, 12:52 PM

On my way
****
Senior Member
554 posts

Joined: Oct 2008
QUOTE(nexona88 @ Oct 21 2016, 12:44 PM)
Well the no pay zakat thingy & shariah compliance is attracting bumi people to buy... Nowadays everything is very Islamic way of life blush.gif later u see no people would invest in ASB because haram devil.gif
*
mm... no one buy, then just like shop lot open for sale... smile.gif rclxms.gif
nexona88
post Oct 21 2016, 12:52 PM

The Royal Club Member
*********
All Stars
48,445 posts

Joined: Sep 2014
From: REality
QUOTE(Ramjade @ Oct 21 2016, 12:49 PM)
I thought they already converter 75% to shariah compliance already?
*
People perception cannot change ler..
Unless they split like EPF, then got chance blush.gif
coolguy99
post Oct 21 2016, 02:29 PM

Look at all my stars!!
*******
Senior Member
7,350 posts

Joined: Aug 2015



Just got 4 digit as1m today after two trips to the bank. Slow day
nexona88
post Oct 21 2016, 02:41 PM

The Royal Club Member
*********
All Stars
48,445 posts

Joined: Sep 2014
From: REality
QUOTE(coolguy99 @ Oct 21 2016, 02:29 PM)
Just got 4 digit as1m today after two trips to the bank. Slow day
*
Which bank u did??
I though now 1 day can do 1 time transactions only, since new form is out..
coolguy99
post Oct 21 2016, 02:44 PM

Look at all my stars!!
*******
Senior Member
7,350 posts

Joined: Aug 2015



QUOTE(nexona88 @ Oct 21 2016, 02:41 PM)
Which bank u did??
I though now 1 day can do 1 time transactions only, since new form is out..
*
Mbb. First trip didn't get anything. Transaction was done in the second trip lol. Serious one day one transaction?
Kamen Rider
post Oct 21 2016, 02:59 PM

On my way
****
Senior Member
554 posts

Joined: Oct 2008
[quote=coolguy99,Oct 21 2016, 02:44 PM]
Mbb. First trip didn't get anything. Transaction was done in the second trip lol. Serious one day one transaction?
*

[/quote

i was told by bank officer, but i don't care and continue top up
Kamen Rider
post Oct 21 2016, 03:30 PM

On my way
****
Senior Member
554 posts

Joined: Oct 2008
Today managed to hunt

5 digits AS1M
4 digits ASM
3 digits ASW

This post has been edited by Kamen Rider: Oct 21 2016, 04:12 PM
Hansel
post Oct 21 2016, 03:40 PM

Look at all my stars!!
*******
Senior Member
9,353 posts

Joined: Aug 2010
I have invested in ASX Funds and in FSM Singapore Funds since 2006, side-by-side.... Some things I see are :-

1) In ASX, we don't have to study much, and we must trust that the Govt will return 6%+ every year to us. Today, I feel comfortable doing this.

2) In FSM, we have to study more on our own,...ie more work to be done. Frankly, if one is working, it is really hard to make good investment decisions. I kept telling this to my family recently,... surely one will make mistakes if he tries to invest on his own into instruments. In this context,... better stick with the ASX.

3) In earlier days, before the RM plunged badly, investing in ASX funds was good enough because the 6%+ return per year still allows me to spend overseas, and to buy lots of things in Msia. But after our currency got beaten down, I noticed that earning 6%+ is not that great anymore.

4) Investing in FSM Singapore throughout the years has allowed me to ride on the strength of the Singapore Dollar as it strengthens against the RM.

5) We need to study more, and the fruits of this study will allow us to earn a CONSISTENT monthly income from certain funds in FSM. Yield is aa average of 7.5% today.

6) If, at times, I don't have confidence investing into FSM Singapore, I will leave my funds in ASX. ASX will be my first choice in Msia prior to transferring my funds overseas.

7) In my opinion, if the RM is relatively strong against many currencies of the world, then we can just leave our funds with the ASX !

I still have funds with the ASX and with FSM Singapore today. I have been,.. and am still sitting on both sides of the fence, hence, my observations in the above.

Welcome any comments,....
Kamen Rider
post Oct 21 2016, 04:07 PM

On my way
****
Senior Member
554 posts

Joined: Oct 2008
QUOTE(Hansel @ Oct 21 2016, 03:40 PM)
I have invested in ASX Funds and in FSM Singapore Funds since 2006, side-by-side.... Some things I see are :-

1) In ASX, we don't have to study much, and we must trust that the Govt will return 6%+ every year to us. Today, I feel comfortable doing this.

2) In FSM, we have to study more on our own,...ie more work to be done. Frankly, if one is working, it is really hard to make good investment decisions. I kept telling this to my family recently,... surely one will make mistakes if he tries to invest on his own into instruments. In this context,... better stick with the ASX.

3) In earlier days, before the RM plunged badly, investing in ASX funds was good enough because the 6%+ return per year still allows me to spend overseas, and to buy lots of things in Msia. But after our currency got beaten down, I noticed that earning 6%+ is not that great anymore.

4) Investing in FSM Singapore throughout the years has allowed me to ride on the strength of the Singapore Dollar as it strengthens against the RM.

5) We need to study more, and the fruits of this study will allow us to earn a CONSISTENT monthly income from certain funds in FSM. Yield is aa average of 7.5% today.

6) If, at times, I don't have confidence investing into FSM Singapore, I will leave my funds in ASX. ASX will be my first choice in Msia prior to transferring my funds overseas.

7) In my opinion, if the RM is relatively strong against many currencies of the world, then we can just leave our funds with the ASX !

I still have funds with the ASX and with FSM Singapore today. I have been,.. and am still sitting on both sides of the fence, hence, my observations in the above.

Welcome any comments,....
*
thanks for the sharing....
moving between ASX and FSM Singapore is not easy job, expecially hunting for ASX units, what is the ratio between ASX:FSM Singapore....

from the info given riding on the SGD strength, i believe your return must be better than ASX ....

as for RM to be strengthen, that would need to see how BNM and our country to defend this....will the RM3.8 that tie to 1 USD going to be happened one more time ?



nexona88
post Oct 21 2016, 04:38 PM

The Royal Club Member
*********
All Stars
48,445 posts

Joined: Sep 2014
From: REality
QUOTE(coolguy99 @ Oct 21 2016, 02:44 PM)
Mbb. First trip didn't get anything. Transaction was done in the second trip lol. Serious one day one transaction?
*
That what I heard..
Since your first transactions zero units, u can still do second one I guess..

150 Pages « < 18 19 20 21 22 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0191sec    0.31    6 queries    GZIP Disabled
Time is now: 6th December 2025 - 03:45 AM