Charges for the Pengisytiharan Amanah is RM190 hmmmmmm

may I know what's this 100 bucks for?

I also did not go for it.

Same as your points 2 & 3. Yes, there is a yearly charge.

The main attraction for me there is the automatic account creation of the beneficiary does not have an account. But that should not be over-riding sole reason for doing it.

I was told by the staff there that the beneficiary can still go to the local council to get a doc and with this, ASNB will transfer the money to the beneficiary within 6 weeks, if my memory is still OK.

Overall, not that attractive to me.

is it some kind like "WILL" for inheritance of ASNB?
What happened to the money if something happened to me? (touch wood)...

How much is yearly fee and transfer charge?

If I "gg" (touch wood) and no one can retrieve those money inside asnb? How or what methods I can implement to prevent such hassle conditions?

which one cheaper and offered the best value
not much of asset, I assume pengisytiharan amanah will do?

i) Y u try so hard to top up since u dunno the returns from 2017 onwards
ii) U expect them to execute FOC for u? Anyway, their rate is the most competitive in town
iii) Their yearly fees of RM10 is too nominal n negligible if on mthly basis

Without this, it will take  2 years for your kids to get cash.

V think there is enuf time to live but v nvr know which moment is the last
If u think will is not important as part of wealth mgmt, then just forget it

Thanks. I was mulling about doing PA last May as I already have a personal will.
The advantage of transfer of ASNB units are the BIGGEST highlight for me.
$10/yr is very minimal maintenance fees cost for a peaceful mind esp after I've invested so much time 'gathering' precious units.
Now my lawyer can 'claim' less % on my other assets as this PA will handle my ASNB units faster and I've read, cheaper too.

I, for one, still "diversify" into FD and others. I still treat FP as UT. We all hope everything is OK and no issues. I would not put all my eggs in one basket.

I still intend to keep more in FD, much more, than in the FP. 

Other, don't throw stones at me ! 

Wow, 2% of RM1mil = RM1667 per month. Surely ur monthly expenses easily more than double.

Wow, how you manage to top up so much is 3 months?

Today went to a bank ... officer said cannot top up anymore, one day one transaction, even the transaction was with other bank.... and officer said that the new form has a column to indicate why you need to do a multi times of transaction...
Any one face this before

Isn`t that the risk should be lower than stock market，forex,  variable unit trust?

The safer one is FD ..am i right?

UT on bonds should be more consistent on return and less risky than equity?

1. i think most of us not putting all eggs in one basket... i doubt that any of us dump all $ into ASX FP......., presume you are so lucky can buy all the units you want .....then the ratio for ASX FP: FD : UT : STOCKS will be 100:0:0:0

that is not easy task, ...so how is your units hunting this week? any luck?

Guys, want to ask.

Those who leaving their books at the counter letting the banker to help like our big bro guy....

Actually safe or not. The banker can actually secretly snap our details and amount...

They might not might not do something funny in future...

I quite worry ....

Ps: don't treat me like invi Liao. I sadding. I ga ga dei also quite senior Liao. * lol how can I write this hahaha