yolo?


when did u make the payment?

do u know how yolo cb works?

u should be already aware about AF since day 1 when you apply this card, right?

u cannot simply follow others. some gotten 1yr, some 2yrs, some 3yrs, some don't get it.

the discretion is up to the bank. we don't know what criteria for the waiver, if any.

as such, for any AF card, it's our own responsibility and agreement to pay the AF come anniversary upon signup. AF waiver request may work for others but may not be applicable to u.


take YOLO, bank rep said I should keep using and ask for waiver on year 2. but I doubt about their promise and will make sure to cancel it later. I don't want to pay AF as well. year 1 is FOC. so I don't mind applying it. but for sure will not keep for longer period.

I for one don't want to keep begging for waiver

This post has been edited by cybpsych: Feb 12 2017, 06:19 PM

problematic for few days dy.

keep refreshing until the page showing.

what do u get when u check in posonline?

it can work,just need to keep refreshing the browser till the login page show. usually few refreshes would do.

what card?

not the RM500.

he was targeting >RM800 to get max RM50 cashback.

he recorded one transaction wrongly as RM96.00, but actual amount was RM9.60. in total, monthly spent = RM799.80

yes, based on the cb tier table, capped at rm50 cb which is about rm833.33 spending.

if dropped below rm800 (eg rm799), max cap cb of rm20.


no idea on the BT.

what's ur strategy? petrol pump?

the mechanism is the same as HLB Wise.

you got the card end Jan (donno when). Even if you manage to hit >RM800 eligible spending, you will get max RM50 cb (unbilled) by end Feb. you should see the cb billed in 13 Feb statement.

assuming you didnt spend in Jan, your Feb spending will entitle you cb by end March (unbilled). if this is the case, the unbilled March cb will be reflected (billed) in your 13 Apr statement.

statement cycle. any amount would do.

quick check: how long does Shopee perform the claim/settlement from YOLO's transactions?

i've paid bills thru Shopee on Mon, 20 Feb. However, that transaction has not been posted as unbilled in Internet Banking.

called CS, he said pending merchant to claim the transaction, usually 3-4 days.

question is, is it the same posting period experienced by others?

orite thanks!

on another note, i observed UOB YOLO's posting is slower compared to other cards.

1) purchase from Lazada using UOB YOLO on 21 Feb (Mon, ~3pm), not posted yet.
2) purchase from Lazada using PBB VS on 21 Feb (Mon, ~7pm), already posted on 22 Feb (Tue), viewable in PBe on 23 Feb (Wed).

thanks.

i shall monitor tomorrow or day after in PIB

kinda scary if performing shopee payment near end of the month, luckily i did it quite early.

yep, transaction date.

just that i dont know how long uob or shopee handle the posting, which is longer than usual.

also my preference to avoid cross-month posting

p/s: uob PIB already showed the shopee transaction. posted on 23 Feb, transaction on 20 Feb.

it's pretty obvious.

all your transactions eligible for 6% cb, except those for TELEKOM MALAYSIA BHD KL (HD) MY

total eligible spending: RM325.25, 6% cb = RM19.52 (credited)

some possible exclusion reasons:

1) excluded due to MCC? if yes, what was recorded?
2) excluded due to description? if yes, what are the list?

keep in mind of these when asking them avoid mentioning uobpayonline, if possible.

u meant payonline issit? posonline not accepting cc le.

yeah, need to know due to what is the reason, why it was flagged not eligible.

could be string/keyword detection, but even that so, under which exclusion reason