last time i did ask Maybank via FB messenger. here is they answer

"you may email your request to mbbcardservices@maybank.com.my together with your latest 3 months payslip and EA form.

Generally, the processing time for conversion to upgrade the credit card will take 10 days (excluding Saturday, Sunday and Public Holiday) upon receiving by our processing department. For new Maybank 2 Cards Platinum Cardmembers, finance charge of 18% p.a will be applied. The applicable tiered finance charges will only be effective until such time when you have the minimum 12 months repayment record with us."

just that i dont like the bold wording part. where the 18%pa will be applied. now i get 8% since i got good record for 12months.

if i upgrade, i need to make sure i pay promptly everymonth to avoid that 18%pa. hahha

btw, got any diff between gold and platinum  except for the complimentary insurance ?

To add on, I submitted three months latest payslip. That was back in early 2015, I believe still same process.

btw, got any diff between gold and platinum  except for the complimentary insurance ?

i thought gold and platinum are having the same interest
anyway, interest rate doesn't concerning me much because i rarely spend a lot and always pay on time.
this should be remain now i believe

Is it possible annual income less than 60k and apply Platinum card? Currently 2 Gold cc holder

Is it possible annual income less than 60k and apply Platinum card? Currently 2 Gold cc holder

i dont find any good reason to upgrade to platinum, and yet u want platinum even though not qualify ? 
but i understand hv platinum card mybe boost ur confidence abit to show off. 

yes, they hv same interest. but hv diff tier

something like this:
Tier 1: 8.88% (for prompt repayment of 12/12 months)
Tier 2: 17% (for prompt repayment of 10/12 months)
Tier 3: 18% (for prompt repayment of less than 10/12 months & New Cardmembers)
please refer back to here
http://www.maybank2u.com.my/WebBank/M2C-Plat_PDS.pdf

so mean, ur will be reset back the tier 3 once u upgraded to platinum, this wat the Maybank FB told me.

Maybe u hold a platinum is to show off... But for me, just want the benefit... got one card have 5% rebate is 60k card right?

Maybe u hold a platinum is to show off... But for me, just want the benefit... got one card have 5% rebate is 60k card right?

The different between GOLD and PLATINUM is the complimentary insurance coverage ?

How it works actually ?
For example: flight delay more than 8 hours but the flight ticket is not bought through Maybank 2 PLATINUM Card, is it still entitled to claim the insurance?

No according to the t&c, your have had charge the travel expenses to your card, i believe for those for diy don't follow tours, must at least charge the air tix to the mbb...

PS: the only time i wish i had platinum (i am strictly not qualified) is when booking on agoda.com.

No according to the t&c, your have had charge the travel expenses to your card, i believe for those for diy don't follow tours, must at least charge the air tix to the mbb...

PS: the only time i wish i had platinum (i am strictly not qualified) is when booking on agoda.com.

The Agoda 7% instead of 5% discount? Hehe.

No according to the t&c, your have had charge the travel expenses to your card, i believe for those for diy don't follow tours, must at least charge the air tix to the mbb...

PS: the only time i wish i had platinum (i am strictly not qualified) is when booking on agoda.com.

Yes, need to charge it on this card to be entitled for travel insurance.

Didn't know there's a difference in term of discount but these days many cards give 7% cash back too right?

Long time no use the mbb 2 cards, just keep it for mbb promotion