maybe you want to reduce your multi-quote spamming?

read q22

0 TP lo

get cashback from Amex but no TP for government.

Win a ROGUE ONE: A STAR WARS STORY themed Orlando trip Winners Announcement

We are pleased to announce the winners of Win a ROGUE ONE: A STAR WARS STORY™ themed Orlando trip with your Maybank Cards, which commenced from 1 November 2016 until 31 January 2017.

Congratulations to all winners and thank you for your support.
Grand Prize: A STAR WARS STORY™ themed Orlando trip package for 2

CARD NUMBER	CARDMEMBER NAME
0379 XXXX XXXX 6400	THAM MUN YIH
4966 XXXX XXXX 1154	LAW JEN NEE
0379 XXXX XXXX 0448	YUHASNOR AFFANDY BIN MD YUNOS
5400 XXXX XXXX 4400	LIOW YUH LAN
0379 XXXX XXXX 1708	KUEH YOONG LIN
4842 XXXX XXXX 1236	LEE BENG YONG

Click here to view the Special Prize winners.

effective 1 April 2017

announcement is at their site, look harder >> http://www.maybank2u.com.my/WebBank/M2C_newbenefits.pdf

A Reward Bonanza at Senheng/senQ
Campaign Period: now till 31 May 2017

Get the latest high-tech products at Senheng or senQ outlets with your Maybank Cards to enjoy Double Rewards and Complimentary RM25 Senheng Gift Card!

Let's shop and enjoy any or all of these exciting rewards now:

2X 3 PlusOne® Points for every RM20 spend.
Up to 10% EZ Credit Rebate*
Complimentary RM25 Senheng Gift Card with a minimum spend of RM2,500 in a single receipt.**

Terms and Conditions:
Valid while stocks last at all Senheng/ senQ outlets nationwide.
Payment must be made with a Maybank/Maybank Islamic MasterCard®, Visa or American Express® Card. Maybank 0% EzyPay Instalment Plan is applicable to Maybank Credit Cards only for purchases above RM2, 000, subject to applicable one-time handling fee charged by Senheng/senQ in accordance to the instalment tenure chosen.
Normal Classic Card Member Redemption Program is 3 PlusOne® Points for every RM20 spend.
Please contact Senheng Customer Care Line: 03 - 9281 4040 for any enquiry during the operating hours (Monday - Friday, 9:30am - 5:30pm)

*Subject to the type of product purchased.
**First 700 Cardmembers per calendar month on a first come, first served basis. Each Cardmember is entitled to one gift card per outlet per day. Gift card is valid for one year and only usable for the next purchase.

which part?

q20 answered the dining cashback for 1st half of March.

yup not clear, but my guess is still RM 50 per cardmember.

just that first half is for dining eligibility, and later half is all spending eligibility (which covers dining)

1st April we would know if ppl getting more than rm50 lo.

they added this in t&c cuz MBB (system) didn't give cb if less than rm1. however they still credit back after dispute.

now with t&c, it's clear now. not sure if they entertain disputes if really happening

in short, if u cannot swipe more than rm20 per month, then this card is not working for u

all these while motortakaful (online) or etiqa oneline (call) accepts AMEX to renew insurance.

furthermore, u get annual profit return to u, as part of the premium is used for investment. this year, I gotten 40+ profit credited back to me.last year was 90+.

that's the beauty of it

last time I paid all those easily in m2u.

assumption is that Maybank retained the same logic as before.

got promo, can try

been answered many times in this tread: Online is eligible as it's "retail" spending, meaning "a purchase"

maybank's transaction eligibility always based on transaction date.

however, the posting date determines which month's cashback to be utilized. e.g. if you use Amex on 30 April (Sun), your transaction is eligible for cashback. However, if it get posted on 1 May, then it will be tabulated in May's cashback pool.

based on previous experience, Amex transaction posting is usually == transaction date. very rare that it get posted the next day.

some banks explicitly does not accept printout from epf iakaun. they stricly require printout from epf kiosk/portable kiosk.

yeah, the acc2 ewithdrawal is darn useful. i requested fund to settle housing loan, approved within a week. however, still need to walk-in any branch to get your thumbprint verified but no need to bring anything.

still good considering the ewithdrawal form is online, it also extracts the bank's loan information directly to the screen.

e-withdrawal, no need to bring hl statement. it will retrieve the loan details directly from the bank during application.

just follow the e-withdrawal guide.

yep, guess u need to submit manually at epf office, then you need the bank statement (iinm, got minimal fee to prepare the statement, last time my ocbc charged me rm20).

i did my 1st online withdrawal in January 2017. no issue from it. my previous withdrawal in 2013 was manual application via walk-in (get the bank to prepare the hl statment first). that time, OCBC wasnt in the eligible banks for e-withdrawal.

cannot directly use those from online banking.

there is a special format from EPF. the bank will know what to prepare once u told them to prepare hl statement of account for epf withdrawal purpose.

there is some discussion on this topic in Property/Finance forum. do search/read from there ya.

official by maybank la

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

Click here for Terms & Conditions

yep, yesterday only i encounter 1 petronas outlet asking pin. the rest all didnt trigger pin request

that's why the t&c is a bit general on "petrol".

perhaps reload tng (up to rm200) at petronas service station, still consider "petrol" and "petronas".

however, it's FCFS for the cashback pool.

3 ways:

1) maintain autobilling ----- on weekends before bill date, pay outstanding [minus] rm20+, leave balance just about rm20+. this way, when autobill run, it will pay balance rm20+ and grant you rm2 autobill rebate for next bill.

how to know your current outstanding before bill date:

a) if many usages (e.g. call charges or VAS), can check in Unifi OCC ~1 week prior to bill date. you will see the current outstanding, then roughly you'd know the amount to pay in advance. why 1 week? at least you got yourself a spare weekend to pay the unifi bill! always check the calendar...

below is a simulation i did for my Unifi. an average of 3-4 days whereby the previous weekend falls before bill date on the 7th the formula is tweaked so that i always pay on previous Sun, if possible. if bill date falls on Sun, then the Saturday before.




b) if you hardly use anything else with unifi, you sure know the fixed bill amount every month.

2) maintain autobilling ----- do nothing. hit-or-miss for weekend transaction. easy to maintain but no gain!

3) cancel autobilling ----- manually pay all outstanding on weekend. you have about 2-3 weekends before payment due date (21 days after bill date).