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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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SUSDavid83
post May 1 2018, 10:37 AM

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QUOTE(sms2uu @ May 1 2018, 10:30 AM)
The tnc link clearly stated exclusion of quasi cash. Still the topup bigpay eligible? Or is this outdated tnc?
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Sorry, I'm not expert with BigPay.
We have BigPay expertise in here that could able to answer your question accurately.

The TnC is available publicly at M2U, if it's obsolete, you should challenge MBB by filing a dispute.
SUSDavid83
post May 1 2018, 10:42 AM

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QUOTE(curaptz @ May 1 2018, 10:41 AM)
guys, im purchasing flight ticket today....since it is 1st may, would have 10% cb right?
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Please be careful with time zone.
Especially if merchant payment process resides at US.
SUSDavid83
post May 1 2018, 11:40 AM

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QUOTE(ClarenceT @ May 1 2018, 11:22 AM)
Not an issue.
Even at different time zone, it should be posted in May or beyond May (late posting).
Not possible to post on the same day (30/4) already.
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Totally forgotten about that.
You have the valid point too!
SUSDavid83
post May 2 2018, 07:56 AM

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QUOTE(muscaa @ May 2 2018, 07:53 AM)
1st of May - bought 2 pair of shoes RM500+ Lunch 100+ shirt 300 RM1000 quota finished for FCB Visa
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Malaysia mid-year sales? rclxms.gif rclxms.gif rclxms.gif
SUSDavid83
post May 2 2018, 08:50 PM

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QUOTE(skty @ May 2 2018, 08:48 PM)
The T&C write retail transaction. Not sure whether online payment for tax is consider as "retail" or not.  biggrin.gif
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Any swipe regardless "online" or "offline" (PIN or Wave) are considered "retail".
Exclusion will be installment, BT, cash advance and etc.
SUSDavid83
post May 4 2018, 08:21 PM

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QUOTE(uhlaw @ May 4 2018, 08:18 PM)
Any clue how to check credit card application status? I applied via maybank app (not m2u website) and after submission, it written “approved in principle”. But i didnt receive email or sms after that. Have they receive my application?
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You can always CS to check.
SUSDavid83
post May 5 2018, 04:16 PM

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QUOTE(uhlaw @ May 5 2018, 02:29 PM)
Too many cards to be utilised... from maybank alone, i already have 4 cards.. my wallet also didnt have anymore compartment left sad.gif
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That's why you need Samsung Pay.
I didn't bring a single card out at all except if need to pump using Ikhwan MC.
SUSDavid83
post May 5 2018, 05:26 PM

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QUOTE(uhlaw @ May 5 2018, 04:23 PM)
That will require me to change new phone 😰
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With Samsung Pay, you can add up to 10 cards!
Currently, I have 4 cards in it.
SUSDavid83
post May 6 2018, 09:03 AM

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QUOTE(orangutan @ May 6 2018, 09:00 AM)
Does merchants need special device for Samsung Pay? Can it work with existing Credit Card payment device?
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No need. It uses the usual CC terminal with proper configuration/enabling.
Samsung Pay supports both NFC and MST.

Details: http://www.samsung.com/my/samsung-pay/
Dedicated thread at LYN Forum: https://forum.lowyat.net/topic/4570363/+300#entry88800994

This post has been edited by David83: May 6 2018, 09:04 AM
SUSDavid83
post May 6 2018, 03:06 PM

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QUOTE(Davez89 @ May 6 2018, 03:03 PM)
having the physical card seems more exclusive ma, who wants to keep their premier cards in drawers and not showing off right?  brows.gif
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When you use your phone or wearable to pay, the cashier is stunted. Wah, boleh bayar macam itu ke?
When you hand them your Premier Card, the cashier is numb. Aiya, just another plastic!


SUSDavid83
post May 6 2018, 03:10 PM

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QUOTE(Davez89 @ May 6 2018, 03:08 PM)
haha of course not to show off to cashier but when u foot the bill after having a meal with friends  cool2.gif
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Different people has different perspective.
I just want a thin wallet!
SUSDavid83
post May 6 2018, 08:29 PM

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QUOTE(uhlaw @ May 6 2018, 06:49 PM)
When Apple Pay can be used? 😔
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Ask Tim Cook
SUSDavid83
post May 7 2018, 12:14 PM

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QUOTE(hitch80 @ May 7 2018, 11:42 AM)
well just use the maybankpay app...as long as can wave, then can use the app already right?
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Maybank Pay App can add other bank credit cards?
SUSDavid83
post May 7 2018, 12:49 PM

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QUOTE(hitch80 @ May 7 2018, 12:46 PM)
just maybank card la...but at least i do not need to carry around mbb visa card with me (except for amex), and  cheaper alternative to buy samsung phone just to use samsungpay.

other than mbb, the rest just rely on my public cards, i do not have other card with good CB
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I'm not forcing you to use Samsung App.
I'm sharing everybody in here there's a better alternative available.
SUSDavid83
post May 16 2018, 05:23 PM

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QUOTE(tan_aniki @ May 16 2018, 05:21 PM)
after cancellation Maybank VS last month, there is cash rebate on 30 April. anyone know how to get back the cashback or just write email to them to transfer to saving account?
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You cancelled before April 30th right?
Can get back? hmm.gif
SUSDavid83
post May 16 2018, 05:38 PM

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QUOTE(ClarenceT @ May 16 2018, 05:36 PM)
Don't rush to spend on GST taxable items in the month of May.
Spend on zero-rated items!
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Hard to control right except big purchase item?

This post has been edited by David83: May 16 2018, 05:40 PM
SUSDavid83
post May 18 2018, 07:32 AM

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QUOTE(tan_aniki @ May 18 2018, 06:20 AM)
And it did happen~
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Just call CS.
SUSDavid83
post May 26 2018, 01:23 PM

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QUOTE(MNet @ May 26 2018, 01:16 PM)
do u need to pay for replacement card fee?
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For replacement due to fraud case, usually no.
SUSDavid83
post May 30 2018, 11:23 AM

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QUOTE(lexanoir @ May 30 2018, 11:11 AM)
Hi, i just applied and approved by bank on Visa Signature + Barcelona. i have few question and thanks for any pro member to help.

1. Can the Signature annual to be waive if i spend i spend 30k on combination of barcelona + Signature? (let say 15k on each card)

2. Which card should i choose to pay monthly insurance rm600 / Maxis rm250 / government pay rm1200 / petrol rm500 / touch and go rm200 ?
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1. No. FCB no AF. VS has AF and could be waived if spending condition met.
2. VS cash back is only limited to groceries & petrol but in order to meet spending criteria, you may need to plan properly.
SUSDavid83
post May 30 2018, 11:46 AM

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QUOTE(christie_ang @ May 30 2018, 11:40 AM)
I just found out the FC card cash back based on posting date not transaction date! My last swipe on 30th Apr was posted on 1st May, and for the whole May I already spent 2.7k.... :'(
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Try to avoid transaction at last one/two days.

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