Instalments paid under Maybank's Flexi Payment Plan, Easy Payment Plan transactions registered
and commenced before the Campaign Period, Credit Shield Plus, Dial For Cash, Balance Transfer,
Balance Transfer via Instalment Plan, eWallet and Cash Advance. Easy Payment Plan transaction
is not categorised as “Retail Spend” transaction.

how you interpret?

First I thought Instalments / Balance Transfer via ewallet, but how to Instalments / Balance Transfer via "Cash Advance"?
So ewallet is a stand-alone item.

Ask Maybank please.

Maybe Not many Maybank VS users.

Many of us will just tembak any online/App site (with OTP verification) except Government-related transactions, ewallets, utilities, some of them not mentioned in T&C but high-risk.

This post has been edited by ClarenceT: Mar 3 2021, 03:12 PM

Income requirement
M2C Gold - RM30000
M2C Platinum - RM60000
Shopee CC - RM36000
FC Barcelona VS - RM48000

All the above-mentioned CCs will share a credit line from Malayan Banking Berhad.
If you have M2C Platinum, you can add FCB VS. Check with Card Centre, don't apply at M2U.
If you have M2C Gold and Shopee CC, then you need to apply for a higher credit line with new income documents (>RM48000/year).

I am curious why you are unwillingly to submit the Form EA/BE/B 2020 as we are filing to LHDN now.

You want to upgrade, not add a low-end card.
Your BE 2020 <RM48k? if yes any other sources of income?
If no, then you may pledge a FD to get the FCB VS.

This post has been edited by ClarenceT: Mar 30 2021, 10:03 AM

Lazy to wake up tonight. I give up!
[01-April]

Read T&C carefully.
Then read #9260

This post has been edited by ClarenceT: Apr 9 2021, 04:03 PM

http://www.maybank2u.com.my/c/fcb
Read T&C

03-79490626?
However, if you are in Malaysia, call 1800881801, free-call from mobile as well.

This post has been edited by ClarenceT: Apr 17 2021, 09:24 AM

It was true many years ago. But now 1800 is free as well from mobile line.
P/S: 1300 is not free, from fixed or mobile.

September 2020
I bought a computer at Dell.com.my (Shipped from Penang), but charged by Dell ... SG, NO cross border transaction fee.

Back to pre- March 2020. "TNG Wallet" I still could get 2% CB.
Once TNG Digital switched to "TNG EWallet" then no CB.

Why not?
No penalty for early settlement!
For my case (RM11000), my savings is >RM25.

This post has been edited by ClarenceT: Jul 22 2021, 11:02 AM

Yes, why?

Almost all the credit cards are similar, around 2% to 2.5%.
Cheaper if use debit card and prepaid card.

Transaction alerts now in MAE App instead of sms.
For paywave transactions, if the merchant uses "Offline" approval method (check your transaction slip), Maybank will not notify you as the merchant doesn't obtain real-time approval code from Maybank (Maybank won't know the transaction till it is claimed on the following day).

Install MAE App.

Maybe Kiplepay change the gateway (service provider) or their service provider change the MCC of Kiplepay.

For example, TNG wallet all the while use CIMB gateway, if MCC is not 6540, still can get 1% CB (in the past) for FCB VS.
However, TNG wallet now have another gateway served by Maybank (quite surprised because TNG wallet is owned by CIMB) same day posting for Maybank cards and no CB. (December 2021)

15-Dec-2021 15-Dec-2021 TNG-EWALLET ECOM-EC KUALA LUMPUR MY

This post has been edited by ClarenceT: Jan 3 2022, 12:32 PM