At the end of the day, anyone who is willing to fork out for Apple's fees would only enable Apple Pay here. Too many eWallet players and now with the push for DuitNow QR and also next year when Bank Negara announces the winners of the Digital Banking license holders, it's going to be quite unlikely for Apple Pay here. That is my gut feel.

Banks Pressuring Visa to Cut Back on Apple Pay Fees

Very simple analogy for local banks not to adopt Apple Pay: I have to pay more fees for every single transaction through Apple Pay! Hell no~!
Consumer and merchant has no impact at all, it's the banks who needs to pay for the fees to Apple.

For consumer there is a choice of payment mode whether to pay by cash, ewallet, credit card, debit card, hoolah, paylater, split, or whatever out there. Zero cost to consumer.

For merchant, they are many invisible traps and profit eater.
If you pay by ewallet e.g. T&G, those SME with no branches will not be charged (that's why they like it), they need to display QR code, no electricity needed.
If you pay by 3 payments using hoolah or paylater, merchant needs to pay a fees to them (not sure the fees)
If you pay by debit card, merchant is likely to be charged 0.5% of the transaction value.
If you pay by credit card, merchant is likely to pay between 1.5-3.5% depending on card issuer, of course amex is the highest and not many merchant will take it, as a counter measure, amex will encourage consumer to spend gila2 on weekend coz they give 5x amex points, but at the same time merchant earn lesser as u spend more on amex.
But if you pay by Apple Pay, merchant still need to pay merchant fees between 1.5-3,5%, but card issuing bank will need to pay a fees to Apple.

And on top of that, all card merchant need to charge/power up their card terminal, replace and buy thermal paper, pay annual terminal fees to banks. It's a cost just to accept your lifestyle priviledge.

If you pay by cash, merchant will thank you so much as they will keep what they should have earned.

Doubt that this will happen now. User base is too low and to pay Apple charges as well when Bank Negara is pushing for DuitNow, Banks have no time to worry about this.

Here lol


Also, how to find my post

What's the last change within a month ago? Can you share the diff?

Real data and facts don't show it. Some banks went and spent money with huge launches for Samsung Pay and provide the ability for payment, etc..etc.. and the results were extremely bleak.
By pushing it through, unless they get the volume, it might end in loss making for them. iOS users tend to be a small % of their customer base.
Having been in the industry for 7 years and working with the business heads, various MDs, CTOs, CIOs and all, its not about laziness. Studies were done, reviews were done and not just internally but with the team from Apple and Google. The numbers just don't work currently especially for Apple Pay (cost outlay to time to ROI). Focus is still on meeting financial obligations to shareholders. At the end of the day, the decision is strategic, whether to put the effort and money into this project vs another project which has a faster ROI and higher benefits.

At the end of the day, its very simple. If we can't even get V2 (125 pages of threads?) of this thread here in LYN, see how much "demand" there is for a technology like this.

Quick question.

Why when i double click on my apple watch and select the card i want to use to pay but didn’t show the word ‘hold near reader’ ?

Yes. Did that. But don’t see the wording as shown in the earlier member did the purchasing at mcd.

Which credit card provides the best rebates with Apple Pay?

Is is still Affin Duo Visa Cashback and Public Bank Islamic Visa Platinum?

eh just wanna ask, when use apple pay in watch, no security?
i mean anyone who 'stole' that watch can use it?

i not use apple watch
but since apple pay start i wanna buy apple watch
i just own iphone

who using apple watch n change from left hand to right hand?
i think kena change to right hand la
like go mcd or maybe go 'drive thru' store

kasi awek nampak flex  

i never use order and collect

sc 1st spend 100% cashback cap 10 (just done)
ambank 1st spend 50% cashback cap 20 (otw)
maybank no known yet (btw maybank page live)

[attachmentid=11218787]

??

Used incognito, same.
used another browser, same.

Link pls?

How come I cannot see the transaction history on wallet app on iPhone but I can see on my Apple Watch?