QUOTE(kmykoh @ Mar 13 2022, 08:49 PM)
why still no bank integrating google pay and Apple Pay to do payment, public transport, banking system in Malaysia? It will be a big hit if they do so. They can gain so much market share for free just by doing this. Don't they want to earn money? Malaysia banks are so weird.
Real data and facts don't show it. Some banks went and spent money with huge launches for Samsung Pay and provide the ability for payment, etc..etc.. and the results were extremely bleak.
By pushing it through, unless they get the volume, it might end in loss making for them. iOS users tend to be a small % of their customer base.
QUOTE(PoisonSoul @ Mar 14 2022, 09:23 AM)
1 word, 5 letters, BM language - MALAS
also, tidak apa/peduli attitude. Don't wish to be competent in their network/line of work.
*edit: typo
Having been in the industry for 7 years and working with the business heads, various MDs, CTOs, CIOs and all, its not about laziness. Studies were done, reviews were done and not just internally but with the team from Apple and Google. The numbers just don't work currently especially for Apple Pay (cost outlay to time to ROI). Focus is still on meeting financial obligations to shareholders. At the end of the day, the decision is strategic, whether to put the effort and money into this project vs another project which has a faster ROI and higher benefits.
At the end of the day, its very simple. If we can't even get V2 (125 pages of threads?) of this thread here in LYN, see how much "demand" there is for a technology like this.