I will still bring it out as I still need to show the card to enter the Plaza Premium Lounges

Depending on the type of card, you can opt to RM10,000

yeah because their merchant card terminal isn't connected to their Point of Sales (POS) system and the card number is needed to reconcile the accounts at the end of day or end of week or end of month.

Depends on the policy of the restaurant, some want to see it physically but usually when its paid through their POS system.

If you take a closer look over the past threads, the entry was made by one of the forumers here hahahahahaha

Here you go



You need to use the attachment feature

Lots of credit card cashbacks and for me, definitely airmiles!

So far in terms of conversion is Maybanks Visa Infinite and the AMEX Reserve but they are changing their exchange rate in September to 7000 treats points to 1000 enrich points

https://www.maybank2u.com.my/iwov-resources...-conversion.pdf

Boost becoming a bank and probably start offering Apple Pay as well

Yes, it is just for paywave

I tested with my Citibank card and it doesn't go through.

Once you activate it, you actually get a welcome email from Apple

Yes, under the accessibility settings, you can find the option for side button and choose the speed. There are 3 speed settings to choose from.

For some folks, it is the ability to pay using the NFC method without needing to bring your credit card with you. To some, especially if they have the Apple Watch cellular version, when running or out exercising and they don't have their phones, they can make payment with the watch. For others, it is all about being able to also use it overseas without carrying your physical cards as well.

I think TS shyan90's should add the list of approved cards on the first post for everyone's help

No option for an SMS? Did you register your mobile phone with Maybank for that card?

That is ridiculously high for a Merchant MDR rate when other banks are charging at least 1.2% onwards for VISA/Mastercard. Heck, large chains are negotiating for a 1% MDR rate with the banks as eWallets are charging around 1%

Search for a few posts back to see the additional lines of code to be able to see the page.

Apple doesn't charge the merchant MDR fees to the shops. The merchant teams in the bank, either direct or they work with a reseller (think GHL, Harvest, etc..) they are the ones who set the fees for all the merchants, whether it is a large chain or a small mom and pop shop. I have gone through that process personally (when I ran a restaurant) and also from the bank side (when I was working at the bank). The bank will always set the fee. Of course these days, iPay88, GHL and all started offering their POS machine and with it their own fee MDR structure.

In terms of rates, here is the charges range from cheapest to highest

MyDebit (less than 1%) < eWallets (~1%) < Visa/Mastercard (~1-1.5%) < Amex (~1.3 to 1.8%)

Anything more than those rates, means there is a reseller who is going in with an additional cut.

Mind you, the rates above are on average what banks might charge to the customer. Not the network fees which are much lower.

p.s. I can't remember Unionbank rates or WeChatPay rates.

Yes, Paynet is pushing for the DuitNow QR merchant where smaller merchants don't need to submit SSM documents, just even a simple license from the local municipal is enough to apply for it. Smaller merchants love it as they get the cash directly instead of a T+x amount of days.