If T+0 is important to you, eGIA better. No need to withdraw by 3pm pun. 10pm also can

You ROCK! I really salute your search power... lagi hebat than Google

Like what we say to many in the past, start la one thread on eUnit trust. Can have some competition for FSM. And if the posts move slower, then wont be drowned in FSM thread of many versions

I also curious to know why you choose RHB bond over RHB islamic bond

This year is considered a good year for islamic bonds for a few reasons. And with EPF shariah compliant fund, the demand for islamic bond would only increase over time. That's my reason to add on to this fund

I select bond

I'm selling RHB ATR and buying more select bond... (from conventional channel)

Actually if you just look at performance, on 2 or 3 years historical performance actually ATR beats select bond hands down. But ATR is very volatile. I like my FI to behave like FI.

Select bond volatility is really low for an Asian bond fund. Credit to the fella who recommended the fund to me.

Kan I already say I buy from conventional channel. And you can do that too :-) It's a good fund la. Esp for your wife's capital protected portfolio

Actually if you look at Select Bond's composition, it's a Msian heavy asian bond fund. So it's not exactly in the same asset class as Asnita bond. The good thing with this fund is stability despite exposure in asian bonds. and the huge fund size reducing risk of single default having a significant impact to the returns and hence the low volatility

So even with sales charge it's still worth it I find.

Not EPF approved ler

Boss, I have the Growth PRS. The issue I have with it is, the composition of the funds it feeds to is dynamic and they seem to be changing it all the time. When I bought it feeds into Quantum and Japan growth fund, now both the funds not in anymore. So feels like now you see you, now you don't

Yep

Err, I think put all retirement money into 1 single fund is not a good idea lor. anyway my MIS is in equity funds. Select bond is cash investment