yes,..about the form...
PRS fund transfer form...
https://www.fundsupermart.com.my/main/buyse...ransferForm.pdf

just a note: early this year....not sure about it now....
if you had bought Affinhwang PRS fund from Affinhwang directly.....and if you want to transfer the PRS funds to (FSM) PRS funds....you need to call the FSM CS...they have a special form (cannot get from the web) ...no idea what is the different.

Btw if you want to make the most for long term, at least from the current selection:

i) Kenanga OnePRS Growth Fund
--- which ride on KGF
ii) CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class C
--- which ride on Ponzi 2.0
iii) AmPRS - Asia Pacific REITs - Class D
--- which ride on AMASIA PACIFIC REITS - CLASS B (MYR)

That's at least observable performance based on the riding fund's performance, but PRS performance period is quite limited (at most 3 years), so if you think the above overap your UT portfolio and you mind having them, then you might need to wait longer to find better alternatives PRS

Mayak tahniah!
Earn more than 50% for prs investment~

Your goal is to make money. Buy a fund which makes money. Not one which cannot make money. Besides most people invests only rm3k for the income tax. Remember that xuzen said aboce the limit = same with normal UT

Above 30 years old already don't think can get the PRS benefits.

prince_mk RHB islamic bond fund (more consistent return) and I aren't going to pay extra SC when another bond fund can give me the same return (cheapskate mode).
But for my portfolio, RHB ATRF. Why? Trust unker dreamer words.

For the stable portfolio I am building of course RHB islamic bond fund.

This post has been edited by Ramjade: Oct 21 2016, 10:10 PM

choose both RHB Islamic Bond for local bond and Affin Hwang Select Income for Asia Bond?
btw morningstar show that AHSI punya return lose a little bit if compare to local bond? tapi dia dpt 5 star woh

I have rhb ATRF too. Main reason of having prs is due to tax relief. So I will put 3k yearly.

As for you I dont see d need for u to buy at this age

REIT is the way to go for long I mean very long return kan

Erm why not, for only 2 years period, If you can invest 1k, government give you 1k, free money eh

This one I not too sure, not knowledgeable enough to give comment

Prehaps sifu here can advise?

But so far, regarding PRS, xuzen seems to prefer Ponzi 2.0 version of PRS

This post has been edited by AIYH: Oct 21 2016, 10:16 PM

Would still prefer CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class C though

Government giving tou free money, you don't want? I haven't open a PRS account. Will open one in 2017 to get the rm1k

I will split 50-50 into REITS and Cimb.

I'll follow you brother.

eh fsm. if you reading this time to change your measly youth incentive of myr 500.

add on.

pity those guys who sign up prs for two free movie tickets compared to next year new prs holders

This post has been edited by Avangelice: Oct 21 2016, 10:23 PM

I will suggest to keep only one PRS fund, as PPA will charge you annual fee for each PRS fund you contribute each year

Unless you think the annual fee is insignificant to your PRS investment then I have no comment

I know it's in the website but better asking here so others may know. how much is the annual fee

Q: WHAT ARE THE CHARGES TO APPLY FOR PPA ACCOUNT?

A: For first-time PPA account application, there is a PPA account opening fee of RM10.60* which will be deducted from your investment amount.
Subsequently, an annual fee of RM8.48* will be deducted from your investment amount for subsequent investment on the next calendar year. *GST 6% included.

https://www.fundsupermart.com.my/main/faq/1...me-PRS--8865#29

To my knowledge, I heard from one of the Financial Planner in one of the investment fair mentioned that the annual fee will be charged per fund per year basis for the year you have contribute the investment to that particular fund.

If you mind about the annual fee, stick to the best fund based on your analysis plus judgement
If not, ignore this petty issue

8rm invest for 30 years and you get 240, two funds 480. sap sap Sui for some of the guys here. lol

That's why stick to one PRS funds to minimize the charges

Otherwise say you want to diversify, into 4 PRS funds for example, same total amount you kena 4 times annual fee

Then stick to one PRS fund better right

This post has been edited by AIYH: Oct 21 2016, 10:42 PM

I think those funds that does not have movement of contributions will not be charged for that year.
only the annual PPA fees will be charged.

But since you take advantage of the tax relief, you will most likely contributing every year right

Since the annual fee is per active fund basis, would you invest 4 PRS funds or only focus on one PRS fund?

Unless they decided to stop the incentive, then it might be insignificant la

This post has been edited by AIYH: Oct 21 2016, 10:47 PM

Just spent 50% of my incentives on Affin Hwang Select Asia (Ex japan) quantum fund.. Hopefully is a good timing