The one offered by AmBank is a NexG prepaid credit card which u can purchase at 7-11, usually in Klang Valley, the fee charges is RM3 monthly so per year is around RM36

As for Public Bank Visa Electron (debit card), You can apply for it at any Public Bank branch. yearly fees is RM24 but waived for the first year. =)

Both of them need to deposit minimum RM25, Let's say if u need to spend RM50 with the card... U need to have RM75 balance in the card.

At the moment both of the card is accepted in Paypal. I personally using PB VE to verify my paypal =) hope this info helps..

your account still can receive funds.. but there's a limit on how much u can receive/send.. but usually ppl who's gonna send u funds would probably prefer Verified accounts.

U need to create account actually. It's almost the same as AmBank NexG except that u need to go to PBB to apply for it. NexG u need just to send the form. Both also need to create account. PBB will take around 1-2weeks to get the card and activated. NexG activated in around 1 week if not mistaken.

I was a UOB MYC Visa Electron holder last time but too much hassle if i wanna deposit funds cos not many UOB branches around Malaysia. MYC VE = Debit Card + Discount Card + Student Card...

NexG is a credit card but a prepaid one. That's how Ambank try to differentiate it.
PBB VE is a debit card and usually cards with a Visa logo is accepted widely around the world.

I'm not sure about PBB but UOB VE is available to International student...
U can try calling PBB to ask about it tho. Public Bank

Anyway.... I'm not working for any of these banks.. Haha... just that i've gone tru up and downs using various debit cards... At the moment i'm using PBB VE linked to my SA with Internet Banking so I have total control of the usage of my card.

aiyo.. why so pening?

i didn't put in any funds into my account .. i just use my debit card to pay tru paypal.. =)

yup... deposit is RM25. But with just RM25 in your account u can't purchase anything...
E.g. If you have RM100 in the account , you can purchase RM75 worth of stuffs with the card.

If you intend to verify your paypal account... Paypal will charge your account for USD1.95 equiv around RM7+

Either ways would be good actually...
If u apply online you receive a letter within a week asking u to visit the branch to produce your IC for verification... after that u'll have to wait for 1-2 weeks to get the card.. you can choose to receive your card by courier or from the selected branch... hmm... i think the whole process should be around 1-3 weeks.... depends how fast they gonna process your application...
I applied mine in Seremban.. so it took longer... if you're in KL i suppose it's faster

just an extra infor...

for NexG, u just need to purchase the pack from 7-11 and then complete the Registration Form inside this pack and send it along with a copy of your NRIC in the Postage Paid Reply Envelope provided . If not mistaken, the account should be activated within 1 week then u can proceed to Ambank or any merchant that can let u top up your card....

i don't have any monthly income since i'm only studying.. therefore, a debit card is more suitable for me... hehe..

Well, so far i think PB VE can consider as the best card in msia... cos the first year is free.. u can terminate it within 1 year if u dun like it... u dun hav to pay anything.. hehe...

usually, u dun really have to have a PBB account to qualify for a debit card... but it's best if u have one... like me... i use my SA to tranfers funds to my card tru online banking... quite convenient for me... if you don't have one... u probably have to take the hassle of going to the bank just to reload your account and to check your account balance.... oh btw... there's a free monthly statement too.. =p

um... if not mistaken, you should be able to purchase a stores with a Visa sign, preferably with a Visa Electron sign too...

I bought my domain name online from a website that only have a Visa logo and my transaction went tru... so i guess.. there's no problem with it.. =)

anyway, i think it's merchant dependent, up to them if they willing to accept or not. conclusion is that, if you're planning to buy stuffs tru ebay, there shouldn't be a problem cos you're only using Paypal as the middle person... =)

hmm... i guess not.. since it's not a credit card, the bank can't earn interest so there's no revenue for them to subsidise any gifts... But i think my booklet did mentioned there's a cash bonus for every RM1 u spend.. quite low... around 0.5% i think... they'll credit the bonus into your account at the end of the year, i think...


haha, some clerk working in the bank doesn't know much bout the card cos their main biz is something bigger... such as CC, SA, CA, FD etc... lol when they launch NexG, they made it avail in 7-11 but didn't mention u can get it from the bank... weird huh...

anyway, i think 3 working days is when u submit the stuffs at the bank...
diff if ppl buy it at 7-11.. cos it will take at least 1-2 days for them to send the form to the bank and another 2-3 days for them to process it...

Gud luck~ hehe

hehe..
glad to help...
just sharing some experience...
u shud thank TS too...since he started the thread.. hehe

haha...
i guess there's alot of u planning to purchase stuffs on ebay huh?

oh btw.. i forgot to include... those who are using NexG, the card is accepted by merchant as a normal as Mastercard Credit Card, not as a Debit Card. That's the only thing that differentiate NexG and Visa Electron. Mastercard also have debit card but i forgotten what it's called... It's not available in msia tho... =p

Frankly speaking, I'm not quite sure how NexG actually works. Assuming it's same to PB VE, when I want to verify my Paypal account, Paypal will charge my card for USD1.95 and the amount will be deducted directly from my card. Public bank sent me a Card Usage Notice everytime I make purchase online. In that notice, they will state the time/date of transaction and the transaction description.

For Paypal, verification purpose, you'll see something like 1234PAYPAL--*EXPUSE on the notice. Notice that the first 4 numbers are your verification ID that you need to enter in the paypal page to verify and remove limitation of your account.

I'm not sure NexG does the same. If they don't, you might probably want to check your card account online. Usually there's a transaction details where you can also find that code.

I think if you plan to buy something from ebay for USD100, I would suggest you to have at least RM400 in the account. Just in case cos for PB VE case, RM25 in the account is considered as a deposit and can't be used. Which mean I will only have RM375 in the account. You might want to have extra $$ in the account if the item price excludes shipping =)

no prob....
btw..
i dunno whether this is true...
Paypal will actually refund that USD1.95 into your Paypal account instead of your debitcard when u make ur first payment tru Paypal.

I've not yet purchase anything tru paypal cos most of my purchase are done directly to my card. So i think i'm not eligible for that refund.. haha

thanks for clearing my doubts, WaCKy-Angel

I'm not sure, but some said that if you get a NexG, you probably able to register for an online account to track & monitor your card usage.

I think can. I think I've seen someone post something about it somewhere. I think someone in this thread is using it already. Hopefully he/she would update us about it.

i think you don't need to add funds. Paypal works as a middle person if not mistaken. All your purchase should deduct $$ straight from your card.

yes... Paypal does accept debit card from malaysia... it's been quite some time already.. hehe
but then the cons is.. we're still unable to withdraw money...

a. Debit card can be linked tru the Add Debit/Credit card section. And they'll charge you USD 1.95 for verification.

b.I have an account which is also banned due to unknown reason. I tried to check with Paypal but they didn't give me an exact explaination. So i opened another account instead. So i guess, it's either you try asking for customer support and checkout what's wrong with your account or just open another one.

When u applied for the debit card, you don't have to tell the issuer bank what you're gonna do with the card.

Just apply a anew Paypal account then add the Debit Card details in.. it's that simple =)
it's not that complicated as you think...

Anyway, about the withdrawal of funds from your paypal... I'm not sure MalaysiaPal works. Cos i personally never tried it. But then, you might wanna sell the funds in the forum... There are some people who are willing to buy them in exchange for RM. =)

I notice there's quite a number of Paypal funds seller on LYN

haha.. LYN is the forum that u're currently in... hmm. maybe u should checkout the Trade section of the forum... some members are selling their paypal funds there...

Actually i'm not sure if they're trusted ones or not but I did see some good feedbacks tho. I personally haven't tried buying nor selling paypal funds. Hehe... If i know how to read chinese, i would visit chinese forums too... =p

Try topping up some funds into your card and then try again. Make sure your expiry date and the CVV code is correct. I had the similar problem like yours too till i found that i entered my expiry date the opposite way.. =p