this is confusing, can share the effective interest rate p.a. please?

increased interest rate without control inflation rate currently, does not help ringgit strengthen.

especially local political scene are not inviting investment interest.

However it might be attempted by BNM. What else can they do?

Ringgit is shrinking, we need ideas to tackle both exchange rate and inflation here at https://forum.lowyat.net/topic/4113262/+25#entry82668678

fund managers would not agree with this statement.

the same way you manage your FD (rotation, timing, etc), you could use to hedge against inflation and exchange rate.

afterall money is fluid, smart money moves around looking for better deals elsewhere, dumb money has no where to go other than FD.

how smart is to earn sub-inflation rate from interest but get slaughtered in capital value in exchange rate sense?

This post has been edited by lowya: Nov 22 2016, 10:54 AM

if a Kangaroo sees a train coming towards him, he would jump out of the rail immediately.

However, Frogs gets cooked inside slowly boiled pot without even jumping. Frogs have limited capability to react.

there are few groups of sifu here:

1. who will sells you something first (IB, courses, PAMM etc) before teach u

2. sifu that guarantee you a fix profit regular income that you should run away hearing that.

3. sifu without track records but still love to share his greatness, but when asked further will not share/reveal more.

4. sifu with impressive track record but with tiny account and big pride

5. sifu that share only some insights but no time/motivation to teach.

everyone can be sifu here in forum in the end just like how everyone call everyone boss in msia.

Do you know which sifu you have?

I have not seen a real sifu in forex in Malaysia yet, if you have a real one you are lucky.

very confusing and might have hidden clause to knock you off later, any taker share review?

then its not 4.28% as claimed, borderline for misleading. overall effective should be way lesser depending on their first and second min sum.

Looks like the uselessness is nationwide.