Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

views
     
drbone
post Nov 22 2016, 03:53 PM

Regular
******
Senior Member
1,757 posts

Joined: May 2011
QUOTE(McFD2R @ Nov 22 2016, 02:14 PM)
Managed to get it done today, 6 mths @ 4.15% FPX from Maybank. However, max RM30k only. I wonder if per account only allowed 1 promo. Will try again next week to see if can do again.
*
Maybank is so convenient and hassle free. Secured 160K 2 weeks ago without problem.
drbone
post Nov 22 2016, 07:08 PM

Regular
******
Senior Member
1,757 posts

Joined: May 2011
QUOTE(McFD2R @ Nov 22 2016, 05:31 PM)
I didn't know I could make multiple placements, hence I didn't try earlier. Just tried and managed to do so. Thanks everyone for making me realize how blur sotong I am  biggrin.gif
*
Yup I did it without any problem at all, that too with just my iPad.
drbone
post Nov 22 2016, 09:10 PM

Regular
******
Senior Member
1,757 posts

Joined: May 2011
QUOTE(juiceaddicted @ Nov 22 2016, 08:45 PM)
Why HongLeong promotion can give up to 4.15%?
but must use fpx from other bank.
Any charges for the fpx transaction?
*
No charges for FPX transaction.
drbone
post Nov 23 2016, 08:08 PM

Regular
******
Senior Member
1,757 posts

Joined: May 2011
QUOTE(kochin @ Nov 23 2016, 04:18 PM)
confirm can do multiple transactions. not just maybank.
wow. there's no limit from withdrawal from mbb?
i was capped at bank's limit for fpx transfer.
hence need to spread to more than 3 tuesdays.
not sure whether fpx have limit. i did 2 transactions per day to hit my bank withdrawal limit through fpx. butboth transactions are within the 30k you mentioned.

only 29th november left to capitalise on 4.15% 6 months.
but if missed it, 4% at 6 months ain't too bad as well.
*
Nope absolutely no problem , however I am unsure what the upper limit is.
smile.gif
drbone
post Nov 24 2016, 10:56 AM

Regular
******
Senior Member
1,757 posts

Joined: May 2011
QUOTE(mamasos @ Nov 24 2016, 10:55 AM)
Must be tuesday only can get 4.15%?
*
Yes and the last day is next Tuesday.
drbone
post Nov 24 2016, 03:48 PM

Regular
******
Senior Member
1,757 posts

Joined: May 2011
QUOTE(lowya @ Nov 24 2016, 01:27 PM)
there are few groups of sifu here:

1. who will sells you something first (IB, courses, PAMM etc) before teach u

2. sifu that guarantee you a fix profit regular income that you should run away hearing that.

3. sifu without track records but still love to share his greatness, but when asked further will not share/reveal more.

4. sifu with impressive track record but with tiny account and big pride

5. sifu that share only some insights but no time/motivation to teach.

everyone can be sifu here in forum in the end just like how everyone call everyone boss in msia.

Do you know which sifu you have?

I have not seen a real sifu in forex in Malaysia yet, if you have a real one you are lucky.
*
Well said. Too many out there. The most annoying ones are the ones who claim so many things and refuse to share their knowledge.
drbone
post Dec 2 2016, 08:20 AM

Regular
******
Senior Member
1,757 posts

Joined: May 2011
QUOTE(TOMEI-R @ Dec 1 2016, 01:23 PM)
Capped at Rm30K max?  ohmy.gif
Means let them auto renew your FD and then check online to see what the rates are if you are lazy to go to the bank or call them up.
*
You may do multiple fpx transactions via m2u.
drbone
post Dec 3 2016, 02:13 AM

Regular
******
Senior Member
1,757 posts

Joined: May 2011
QUOTE(wil-i-am @ Dec 2 2016, 05:27 PM)
I will furnish update here as my placement was under joint name n I have choose to credit mthly dividend into her CASA
*
CS says 3.6%
drbone
post Dec 6 2016, 06:40 PM

Regular
******
Senior Member
1,757 posts

Joined: May 2011
QUOTE(dEviLs @ Dec 6 2016, 03:38 PM)
genx bro shared RHB FD promo on his FB
6month @ 4.1% and 9month @ 4%
minimum 50k

I just placed this afternoon with the Jln Tun hslee branch biggrin.gif
*
HLB Tuesday promo is still better.
drbone
post Dec 7 2016, 12:42 PM

Regular
******
Senior Member
1,757 posts

Joined: May 2011
QUOTE(bbgoat @ Dec 7 2016, 12:08 PM)
Meaning those with AUM 200k or more becomes the PB customer automatically. So cannot get member get member RM388 incentive by friends or relatives.  brows.gif
*
I almost had another member to introduce but he changed his mind at the eleventh hour. However I confirmed with RM and she said the RM388 would only be transferred after 3 months.
drbone
post Dec 14 2016, 09:51 PM

Regular
******
Senior Member
1,757 posts

Joined: May 2011
QUOTE(gchowyh @ Dec 14 2016, 12:09 PM)
Ambank promo rates (not so attractive):
12 months (min RM10k): 3.35%
min RM 100k: 3.82%
9 months min RM 1 million: 4%

Based on feedback from Ambank's priority banking centre, there will be no diary this year sad.gif
*
What is the amount to be a priority banking customer here?
drbone
post Dec 15 2016, 05:18 PM

Regular
******
Senior Member
1,757 posts

Joined: May 2011
QUOTE(gchowyh @ Dec 15 2016, 03:47 PM)
Yep, nothing special
Last I know was RM200k AUM
*
Great. Might consider if their FD rates are worth the time and effort.
drbone
post Dec 15 2016, 07:58 PM

Regular
******
Senior Member
1,757 posts

Joined: May 2011
QUOTE(gchowyh @ Dec 15 2016, 06:40 PM)
4.33% for 5 years looks tempting but I think is a bit too long.

Now with the US rates up maybe considering putting shorter periods?
*
Yeah just got the chance to read about the fed rates. Tricky times.
bangwall.gif
drbone
post Dec 16 2016, 11:55 PM

Regular
******
Senior Member
1,757 posts

Joined: May 2011
QUOTE(gchowyh @ Dec 16 2016, 07:51 PM)
Oh, tell me about it! I learnt is useless to have a RM in Maybank, he tells me to go into the GIA promo but I updated him instead "Do you know the quota finished?"  vmad.gif  bangwall.gif  mad.gif
*
Even my MBB RM is useless. She never gets back to me on time whenever I need to enquire about a specific product.

3 Pages < 1 2 3Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0235sec    0.41    7 queries    GZIP Disabled
Time is now: 5th December 2025 - 07:57 PM